NOTICE OF MORTGAGE FORECLOSURE SALE
This firm is a debt collector. This is an attempt to collect a debt and any information obtained will be used for that purpose. A default has occurred in the conditions of Mortgage dated August 24, 2009, by MELODY A. THOMPSON, Mortgagor, of 626 Hannah, Alma, MI 48801, to HABITAT FOR HUMANITY OF GRATIOT COUNTY, of P.O. Box 119, St. Louis, Michigan 48880, and recorded in the Gratiot County Register of Deeds on August 27, 2009, at Liber 873, Page 699, which Mortgage there is claimed to be due and unpaid at the date of this notice the sum of eighteen thousand four hundred three and 55/100 dollars ($18,403.55) through June 30, 2025, under the mortgage dated August 24, 2009; no suit or proceeding at law or in equity having been instituted to recover the debt or any part of the debt, secured by said Mortgage and the power of sale contained in said Mortgage having become operative by reason of such default.
Notice is hereby given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the Circuit Court for Gratiot County, at 214 E Center St, Ithaca, MI 48847, starting promptly at 10:00 a.m. on Thursday, August 7, 2025.
The amount due on the mortgage may be greater on the date of the sale. Placing the highest bid does not automatically convey free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds or a title insurance company, either of which may charge a fee for this information. If the property is sold, under section 3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or the mortgage holder for damaging the property during the redemption period. Situated in the City of Alma, County of Gratiot, State of Michigan described as: Lot 70 of HALL AND SHARRAR’S RIVERSIDE ADDITION, CITY OF ALMA, GRATIOT COUNTY, MICHIGAN, according to the plat thereof recorded in Liber 1 of Plats, page 52 of Gratiot County Records. Commonly Known As: 626 Hannah, Alma, MI 48801 Tax Parcel ID NO.: 29-51-354-063-00
Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. The redemption period shall be six (6) months from the date of such sale; provided, however, that in the event the property is determined to be abandoned pursuant to MCL 600.3241 (a), the property may be redeemed during the thirty (30) days immediately following such sale.
The Mortgagor (borrower) will be responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period.
PREPARED BY: SMITH BOVILL, P.C.
Dated: June 30, 2025
BY: /S/ ALEX C. BARRONS
200 St. Andrews Road
Saginaw, MI 48603
(989) 792-9641
(07-10)(07-31) 28t4
SHORT FORECLOSURE NOTICE – GRATIOT COUNTY
Notice of Foreclosure by Advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Gratiot County, starting promptly at 10:00 AM, on July 31, 2025. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information.
MORTGAGE: Mortgagor(s): Joanne Painter
Original Mortgagee: Mortgage Electronic Registration Systems, Inc. (“MERS”), solely as nominee for lender and lender`s successors and assigns
Date of mortgage: September 13, 2023
Recorded on September 27, 2023, in
Document No. 2023R-02447,
Foreclosing Assignee (if any): Reliance First Capital, LLC
Amount claimed to be due at the date hereof: One Hundred Eight Thousand Nine Hundred Eighteen and 81/100 Dollars ($108,918.81)
Mortgaged premises: Situated in Gratiot County, and described as: The East 5 acres of the North 60 acres of the Northeast 1/4 of section 15, Township 11 North, Range 3 West, Arcada Township, Gratiot County, Michigan; More Particularly described as: Commencing at the Northeast corner of said Section 15, thence West 220 feet, thence South 990 feet more or less to the South line of the North 60 acres of the Northeast 1/4 of said section, thence east 220 feet to the East section line, thence North 990 feet more or less to the place of beginning. Commonly known as 3941 N Begole Rd, Alma, MI 48801
The redemption period will be 6 month from the date of such sale, unless abandoned under MCL 600.3241a, in which case the redemption period will be 30 days from the date of such sale, or 15 days from the MCL 600.3241a(b) notice, whichever is later; or unless extinguished pursuant to MCL 600.3238. If the above referenced property is sold at a foreclosure sale under Chapter 32 of Act 236 of 1961, under MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period.
Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice.
Reliance First Capital, LLC
Mortgagee/Assignee Schneiderman & Sherman P.C.
23938 Research Dr,
Suite 300
Farmington Hills, MI 48335
248.539.7400
1565859
(07-03)(07-24) 27t4