SHORT FORECLOSURE NOTICE – GRATIOT COUNTY
Notice of Foreclosure by Advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Gratiot County, starting promptly at 10:00 AM, on March 19, 2026.
The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information.
MORTGAGE:
Mortgagor(s): Valerie Hovanec, unmarried woman
Original Mortgagee: Mortgage Electronic Registration Systems, Inc. (“MERS”), solely as nominee for lender and lender`s successors and assigns
Date of mortgage: January 31, 2024
Recorded on February 8, 2024, in Document No. 2024R-00501,
Foreclosing Assignee (if any): Towne Mortgage Company d/b/a AmeriCU
Mortgage Amount claimed to be due at the date hereof: One Hundred Seventy-Five Thousand One Hundred Eighty-Four and 16/100 Dollars ($175,184.16)
Mortgaged premises: Situated in Gratiot County, and described as: The East 815 feet, except the West 150 feet of the South 180 feet thereof, of the following described parcel: Commencing 400 feet East of the Southwest corner of the Southwest 1/4 of the Southeast 1/4 of Section 20, Township 12 North, Range 4 West, Seville Township, Gratiot County, Michigan; thence North 300 feet; thence East 920 feet to the East line of the Southwest 1/4 of the Southeast 1/4; thence South to the Southeast corner of the Southwest 1/4 of the Southeast 1/4 and thence West to the Point of Beginning. Commonly known as 10430 Monroe Rd, Elwell, MI 48832
The redemption period will be 6 month from the date of such sale, unless abandoned under MCL 600.3241a, in which case the redemption period will be 30 days from the date of such sale, or 15 days from the MCL 600.3241a(b) notice, whichever is later; or unless extinguished pursuant to MCL 600.3238. If the above referenced property is sold at a foreclosure sale under Chapter 32 of Act 236 of 1961, under MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period.
Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice.
Towne Mortgage Company d/b/a AmeriCU
Mortgage Mortgagee/Assignee
Schneiderman & Sherman P.C.
23938 Research Dr.,
Suite 300
Farmington Hills, MI 48335
248.539.7400
1584089
(02-05)(02-26) 6t4
NOTICE OF MORTGAGE FORECLOSURE SALE
Notice of foreclosure by advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following Mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Gratiot County, starting promptly at 10:00 AM, on April 2, 2026.
The amount due on the Mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information.
Default has been made in the conditions of a Mortgage made by James L. Huver and Mary Holden to Neighborhood Loans, Inc. dated June 23, 2023 and recorded July 10, 2023 as Instrument No. 2023R-01199, Gratiot County, Michigan. Said Mortgage is now held by Freedom Mortgage Corporation by assignment and/or merger. There is claimed to be due at the date hereof the sum of $97,575.29. Said premises are located in Gratiot County, Michigan and are described as: Property situated in the Village of Perrinton, County of Gratiot, and State of Michigan described as: Lot 189, Plat of the Village of Perrinton, Gratiot County, Michigan, according to the recorded plat thereof, as recorded in Liber 2 of Plats, Page 36, Gratiot County Records. Said property is commonly known as 202 E Fulton St, Perrinton, MI 48871.
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale, pursuant to MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damage to the property during the redemption period.
TO ALL PURCHASERS: The foreclosing mortgagee can rescind the sale. In that event, your damages, if any, are limited solely to the return of the bid amount tendered at sale, plus interest. Please be advised that any third party purchaser is responsible for preparing and recording the Sheriff’s Deed. If this is a residential Mortgage, the following shall apply:
ATTENTION HOMEOWNER: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the Mortgage at the telephone number stated in this notice.
THIS COMMUNICATION IS FROM A DEBT COLLECTOR. THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU: ARE A DEBTOR IN AN ACTIVE BANKRUPTCY CASE; ARE UNDER THE PROTECTION OF A BANKRUPTCY STAY; OR, HAVE RECEIVED A DISCHARGE IN BANKRUPTCY AND YOU HAVE NOT REAFFIRMED THE DEBT, THIS NOTICE IS FOR INFORMATIONAL PURPOSES ONLY AND SHOULD NOT BE CONSTRUED AS AN ATTEMPT TO COLLECT A DEBT FROM YOU PERSONALLY.
Dated: February 6, 2026
Attorney for the party foreclosing the Mortgage: Thomas E. McDonald (P39312)
Brock & Scott, PLLC
5431 Oleander Drive
Wilmington, NC 28403
PHONE: (844) 856-6646
File No. 26-01924
(02-12)(03-05) 7t4
NOTICE OF MORTGAGE FORECLOSURE SALE
Notice of foreclosure by advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following Mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Gratiot County, starting promptly at 10:00 AM, on April 9, 2026.
The amount due on the Mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information.
Default has been made in the conditions of a Mortgage made by Lawrence H. Wonsey and Caren J. Wonsey to Rocket Mortgage, LLC, FKA Quicken Loans, LLC dated October 19, 2021 and recorded October 20, 2021 in Liber 01091 at Page 00504, Gratiot County, Michigan. Said Mortgage is now held by Rocket Mortgage, LLC by assignment and/or merger. There is claimed to be due at the date hereof the sum of $47,853.45.
Said premises are located in Gratiot County, Michigan and are described as: File No.: 492159 Commencing from the Southwest comer of the North 1/2 of Southeast 1/4 of the Northwest 1/4 of the Southeast 1/4 of Section 7, Township 9 North, Range 3 West; thence 116 feet North; thence 163 feet East; thence 116 feet South; thence 163 feet West to point of beginning, Township of Fulton, County of Gratiot, State of Michigan. Said property is commonly known as 223 S Caroline St, Middleton, MI 48856.
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale, pursuant to MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damage to the property during the redemption period.
TO ALL PURCHASERS: The foreclosing mortgagee can rescind the sale. In that event, your damages, if any, are limited solely to the return of the bid amount tendered at sale, plus interest. Please be advised that any third party purchaser is responsible for preparing and recording the Sheriff’s Deed. If this is a residential Mortgage, the following shall apply:
ATTENTION HOMEOWNER: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the Mortgage at the telephone number stated in this notice.
THIS COMMUNICATION IS FROM A DEBT COLLECTOR. THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU: ARE A DEBTOR IN AN ACTIVE BANKRUPTCY CASE; ARE UNDER THE PROTECTION OF A BANKRUPTCY STAY; OR, HAVE RECEIVED A DISCHARGE IN BANKRUPTCY AND YOU HAVE NOT REAFFIRMED THE DEBT, THIS NOTICE IS FOR INFORMATIONAL PURPOSES ONLY AND SHOULD NOT BE CONSTRUED AS AN ATTEMPT TO COLLECT A DEBT FROM YOU PERSONALLY.
Dated: February 20, 2026
Attorney for the party foreclosing the Mortgage: Thomas E. McDonald (P39312)
Brock & Scott, PLLC
5431 Oleander Drive
Wilmington, NC 28403
PHONE: (844) 856-6646
File No. 26-01632
(02-26)(03-19) 9t4
PUBLICATION OF NOTICE
OF HEARING
STATE OF MICHIGAN
PROBATE COURT
COUNTY OF GRATIOT
FILE NO.:
26-21-GM
In the matter of Isaiah Tate Ramos, a Minor
To ALL INTERESTED PERSONS including: Larkia Lewis whose address(es) is/are unknown and whose interest in the matter may be barred or affected by the following:
TAKE NOTICE: A hearing will be held on Monday, March 23, 2026 at 3:00 pm at Probate Courtroom, Courthouse, Ithaca, MI before Judge Kristin Bakker P49056 for the purpose: Petition for Appointment of Full Guardian of Minor.
02/06/2026
Jayson and Amy Atchinson
10632 Pine Street
Sumner, Michigan 48889
989-388-6909 9t1
NOTICE TO CREDITORS
The LILLIE M. HOARD TRUST created on AUGUST 3, 1998, as Amended on MARCH 20, 2018, with Grantor and Initial Trustee, LILLIE M. HOARD (deceased), and Successor Trustee, Steven F. Hoard, is hereby being administered by the Successor Trustee, following the death of LILLIE M. HOARD.
NOTICE TO CREDITORS:
The decedent, LILLIE M. HOARD, whose last address was 10918 N. Mikus Road, St. Louis, Michigan 48880, Gratiot County, born on April 6, 1934 and passed away on October 28, 2025. Creditors of the decedent are notified that all claims against the LILLIE M. HOARD TRUST, created on August 3, 1998, as Amended on March 20, 2018, will be forever barred unless presented to the Successor Trustee named above at 4805 S. Nine Mile Road, Breckenridge, Michigan 48615, or their attorney, within 4 months after the date of publication of this notice.
Trent C. Hilding (P68189)
TRENT C. HILDING, PLC
Attorney for Successor Trustee
4070 N. Crystal Road
Vestaburg, MI 48891
(989) 427-3436
Steven F. Hoard
Successor Trustee of the
LILLIE M. HOARD TRUST
4805 S. Nine Mile Road
Breckenridge, Michigan 48615
(989) 681-8700 9t1