Legal Notices (Published February 20, 2025)

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Notice of Foreclosure by Advertisement
Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Gratiot County, starting promptly at 10:00 AM, on February 27, 2025. The amount due on the mortgage may be greater on the day of sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information:
Name(s) of the mortgagor(s): Cindy Smith, an unmarried woman
Original Mortgagee: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for lender and lender’s successors and/or assigns
Foreclosing Assignee (if any): NewRez LLC d/b/a Shellpoint Mortgage Servicing
Date of Mortgage: October 27, 2022
Date of Mortgage Recording: October 31, 2022
Amount claimed due on date of notice: $61,388.98
Description of the mortgaged premises: Situated in City of Ithaca, Gratiot County, Michigan, and described as: Commencing at the Northeast corner of Lot 4, Block 6, Original Plat, City of Ithaca, Gratiot County, Michigan; thence South 7 rods; thence West 2 1/2 rods; thence North 7 rods; thence East 2 1/2 rods to the place of beginning, according to the recorded plat thereof in Liber 1 of Deeds, Page 639, Gratiot County Records.
Common street address (if any): 406 E Center St, Ithaca, MI 48847-1506
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCL 600.3241a; or, if the subject real property is used for agricultural purposes as defined by MCL 600.3240(16).
If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period.
Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice.
This notice is from a debt collector.
Date of notice: January 30, 2025
Trott Law, P.C.
31440 Northwestern Hwy, Suite 145
Farmington Hills, MI 48334
(248) 642-2515
1551331
(01-30)(02-20) 5t4


Notice of Foreclosure by Advertisement
Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Gratiot County, starting promptly at 10:00 AM, on March 6, 2025. The amount due on the mortgage may be greater on the day of sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information:
Name(s) of the mortgagor(s): Ronald D Gotham and Amy Y Gotham, husband and wife
Original Mortgagee: Lender Ltd. DBA Metro Mortgage Corporation
Foreclosing Assignee (if any): Citibank, N.A., not in its individual capacity but solely as Owner Trustee of New Residential Mortgage Loan Trust 2019-RPL3
Date of Mortgage: October 4, 2002
Date of Mortgage Recording: October 10, 2002
Amount claimed due on date of notice: $44,218.93
Description of the mortgaged premises: Situated in Township of Elba, Gratiot County, Michigan, and described as: The East 5 Acres of the East 10 Acres of the Southwest 1/4 of the Northeast 1/4 of Section 2, Township 9 North, Range 1 West, Elba Township, Gratiot County Michigan.
Common street address (if any): 10724 E Cotter Rd, Ashley, MI 48806-9313
The redemption period shall be 1 year from the date of such sale, unless determined abandoned in accordance with MCL 600.3241a.
If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period.
Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice.
This notice is from a debt collector.
Date of notice: February 6, 2025
Trott Law, P.C.
31440 Northwestern Hwy, Suite 145
Farmington Hills, MI 48334
(248) 642-2515
1552310
(02-06)(02-27) 6t4


NOTICE OF FORECLOSURE BY ADVERTISEMENT. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in GRATIOT County, starting promptly at 10:00 AM, on March 6, 2025.
The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information.
MORTGAGE INFORMATION: Default has been made in the conditions of a certain mortgage made by Mavis Fisher, an unmarried woman, whose address is 430 S. Grover Avenue, Alma, Michigan 48801, as original Mortgagors, to WELLS FARGO HOME MORTGAGE, INC., being a mortgage dated May 31, 2001, and recorded on June 7, 2001 in Liber 647 Page 1061, Gratiot County Records, State of Michigan and then assigned through mesne assignments to Federal Home Loan Mortgage Corporation as Trustee for Freddie Mac Seasoned Credit Risk Transfer Trust, Series 2018-1, as assignee as documented by an assignment dated October 29, 2024 and recorded on October 29, 2024 and given document number 2024R-04943 in Gratiot County Records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of TWENTY-EIGHT THOUSAND EIGHTY-NINE AND 24/100 DOLLARS ($28,089.24).
Said premises are situated in the City of Alma, County of Gratiot, State of Michigan, and are described as: Commencing at a point 140 feet South of the intersection of the North line of South Half (S1/2) of the Northeast Quarter (NE1/4) of Southeast Quarter (SE1/4) and thence East line of Section 3, Township 11 North, Range 3 West, thence West 481.88 feet, thence South 139.12 feet, thence East 482.31 feet, North 139.11 feet to point of beginning. Street Address: 430 S. Grover Avenue, Alma, Michigan 48801
The redemption period shall be 12 months from the date of such sale, unless the property is determined abandoned in accordance with MCLA § 600.3241a in which case the redemption period shall be 30 days from the date of the sale. If the property is sold at a foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCLA § 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period.
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. ATTENTION HOMEOWNER: IF YOU ARE A MILITARY SERVICE MEMBER ON ACTIVE DUTY, IF YOUR PERIOD OF ACTIVE DUTY HAS CONCLUDED LESS THAN 90 DAYS AGO, OR IF YOU HAVE BEEN ORDERED TO ACTIVE DUTY, PLEASE CONTACT THE ATTORNEY FOR THE PARTY FORECLOSING THE MORTGAGE AT THE TELEPHONE NUMBER STATED IN THIS NOTICE.
Dated: February 6, 2025
For more information, please contact the attorney for the party foreclosing:
Kenneth J. Johnson (P69564),
Johnson, Blumberg, & Associates, LLC,
5955 West Main Street,
Suite 509,
Kalamazoo, MI 49009.
Telephone: (312) 541-9710.
File No.: MI 25 6239
(02-06)(02-27) 6t4


Notice of Foreclosure by Advertisement
Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Gratiot County, starting promptly at 10:00 AM, on March 13, 2025. The amount due on the mortgage may be greater on the day of sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information:
Name(s) of the mortgagor(s): George Adkins, a single man
Original Mortgagee: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for lender and lender’s successors and/or assigns
Foreclosing Assignee (if any): Rocket Mortgage, LLC, fka Quicken Loans, LLC
Date of Mortgage: October 6, 2020
Date of Mortgage Recording: October 21, 2020
Amount claimed due on date of notice: $126,912.07
Description of the mortgaged premises: Situated in City of Alma, Gratiot County, Michigan, and described as: Lot 2, Block 54 of Gargett’s Addition to the City of Alma, Gratiot County, Michigan, according to the recorded plat thereof in the Office of Gratiot County Register of Deeds.
Common street address (if any): 723 N River Ave, Alma, MI 48801-1732
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCL 600.3241a; or, if the subject real property is used for agricultural purposes as defined by MCL 600.3240(16).
If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period.
Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice.
This notice is from a debt collector.
Date of notice: February 13, 2025
Trott Law, P.C.
31440 Northwestern Hwy, Suite 145
Farmington Hills, MI 48334
(248) 642-2515
1552784
(02-13)(03-06) 7t4


FORECLOSURE NOTICE
Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Notice of foreclosure by advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Gratiot County, starting promptly at 10:00 AM, March 20, 2025.
The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. Default has been made in the conditions of a certain mortgage made by Donny Harris, A Single Man to Mortgage Electronic Registration Systems, Inc. as Mortgagee, as Nominee for Amerifirst Financial Corporation, its successors, and assigns, Mortgagee, dated December 26, 2017, and recorded on December 28, 2017, in Liber 1014, Page 1419, Gratiot County Records, said mortgage was assigned to Carrington Mortgage Services, LLC by an Assignment of Mortgage dated January 28, 2025 and recorded February 10, 2025 by Document Number: 2025R-00616, , on which mortgage there is claimed to be due at the date hereof the sum of Sixty-Three Thousand One Hundred Seventy and 64/100 ($63,170.64) including interest at the rate of 4.50000% per annum.
Said premises are situated in the City of Alma, Gratiot County, Michigan, and are described as: Commencing 72 Rods East and 8 Rods 14 Links North of the Southwest Corner of the Northeast 1/4 of the Southwest 1/4 of Section 34, Town 12 North, Range 3 West, City of Alma, Gratiot County, Michigan; Thence East 90 feet; Thence North 59 feet; Thence West 90 feet; Thence South 59 feet to the point of beginning. Commonly known as: 325 WALNUT ST, ALMA, MI 48801
If the property is eventually sold at foreclosure sale, the redemption period will be 6.00 months from the date of sale unless the property is abandoned or used for agricultural purposes. If the property is determined abandoned in accordance with MCL 600.3241 and/or 600.3241a, the redemption period will be 30 days from the date of sale, or 15 days after statutory notice, whichever is later.
If the property is presumed to be used for agricultural purposes prior to the date of the foreclosure sale pursuant to MCL 600.3240, the redemption period is 1 year. Pursuant to MCL 600.3278, if the property is sold at a foreclosure sale, the borrower(s) will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period.
TO ALL PURCHASERS: The foreclosing mortgagee can rescind the sale. In that event, your damages are, if any, limited solely to the return of the bid amount tendered at sale, plus interest.
Dated: February 20, 2025
Randall S. Miller & Associates,
P.C. Attorneys for Carrington Mortgage Services, LLC
43252 Woodward Avenue,
Suite 180,
Bloomfield Hills, MI 48302,
(248) 335-9200
Hours: 9:00 a.m. – 5:00 p.m.
Case No. 25MI00047-1
(02-20)(03-13) 8t4


NOTICE TO CREDITORS
Decedent’s Trust
RE: JOAN GLEE FREESTONE SELF DECLARATION OF TRUST, DATED AUGUST 27, 2010
TO ALL CREDITORS:
NOTICE TO CREDITORS:
The Settlor, Joan G. Freestone (date of birth February 20, 1939), who was a resident of Gratiot County, Michigan, died January 20, 2025. There is no personal representative of the Settlor’s estate to whom Letters of Administration have been issued.
Creditors of the Settlor are notified that all claims against the Joan Glee Freestone Self Declaration of Trust, dated August 27, 2010, as amended, will be forever barred unless presented to David J. Freestone, Trustee, c/o the Law Office of Rhonda M. Clark, P.C., PO Box 147, St Louis, MI 48880, within four (4) months after the date of publication of this Notice.
Notice is further given that the Trust will thereafter be assigned and distributed to the persons entitled to it.
Dated: February 11, 2025
David J. Freestone
Trustee
650 N Jerome Rd
PO Box 122
Ithaca, MI 48847-0122
(989) 436-2859
LAW OFFICE OF RHONDA M. CLARK, P.C.
By: Rhonda M. Clark-Kreuer (P49818)
111 N Mill St
PO Box 147
St Louis, MI 48880
(989) 681-8700 7t1