Legal Notices (Published August 7, 2025)

SHORT FORECLOSURE NOTICE – GRATIOT COUNTY
Notice of Foreclosure by Advertisement. Notice is given under section 49c of the State Housing Development Authority Act of 1966, 1966 PA 346, MCL 125.1449c, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Gratiot County, starting promptly at 10:00 AM, on August 28, 2025. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information.
MORTGAGE: Mortgagor(s): Melissa Pontious and Brian Pontious, wife and husband, as joint tenants with right of survivorship
Original Mortgagee: Neighborhood Loans, Inc.
Date of mortgage: June 14, 2023
Recorded on June 28, 2023, in Document No. 2023R-01008,
Foreclosing Assignee (if any): Michigan State Housing Development Authority
Amount claimed to be due at the date hereof: One Hundred Thirty-One Thousand Five Hundred One and 20/100 Dollars ($131,501.20)
Mortgaged premises: Situated in Gratiot County, and described as: A parcel of land in the Southwest 1/4 of the Northwest 1/4 of Section 6, Township 12 North, Range 2 West, Bethany Township, Gratiot County, Michigan, described as commencing at the West 1/4 corner of said Section; thence North on the West Line of said Section 103.00 feet; thence East 165.00 feet; thence South, 103.00 feet; thence West 165.00 feet back to the point of beginning. Commonly known as 11500 N State Rd, Saint Louis, MI 48880 The redemption period will be 6 month from the date of such sale, unless abandoned under MCL 125.1449v, in which case the redemption period shall be 30 days from the date of such sale, or 15 days from the MCL 125.1449v(b) notice, whichever is later; or unless extinguished pursuant to MCL 600.3238.
Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice.
Michigan State Housing Development Authority
Mortgagee/Assignee
Schneiderman & Sherman P.C.
23938 Research Dr,
Suite 300
Farmington Hills, MI 48335
248.539.7400
1568190
(07-31)(08-21) 31t4