SHORT FORECLOSURE NOTICE – GRATIOT COUNTY
Notice of Foreclosure by Advertisement. Notice is given under section 49c of the State Housing Development Authority Act of 1966, 1966 PA 346, MCL 125.1449c, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Gratiot County, starting promptly at 10:00 AM, on December 03, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information.
MORTGAGE: Mortgagor(s): Jacob M. Giles, a single man
Original Mortgagee: Chemical Bank
Date of mortgage: September 4, 2015
Recorded on September 9, 2015, Liber 977, on Page 1365,
Foreclosing Assignee (if any): Michigan State Housing Development Authority
Amount claimed to be due at the date hereof: Twenty-Seven Thousand Five Hundred Thirty-Nine and 07/100 Dollars ($27,539.07) Mortgaged premises: Situated in Gratiot County, and described as: The West 67 feet of Lot 14, Block 4, H.C. Breckenridge’s Addition to Wheeler, Township of Wheeler, Gratiot County, Michigan. Commonly known as 8533 Pearl St, Wheeler, MI 48662 The redemption period will be 6 month from the date of such sale, unless abandoned under MCL 125.1449v, in which case the redemption period shall be 30 days from the date of such sale, or 15 days from the MCL 125.1449v(b) notice, whichever is later; or unless extinguished pursuant to MCL 600.3238.
Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice.
Michigan State Housing Development Authority
Mortgagee/Assignee Schneiderman & Sherman P.C.
23938 Research Dr,
Suite 300
Farmington Hills, MI 48335
248.539.7400
1610126
(10-29)(11-19) 44t4
Notice of Foreclosure by Advertisement
Notice of foreclosure by advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Gratiot County, starting promptly at 10:00 AM on 12/17/2026.
The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information.
Names of Mortgagor(s): Allan W Decker and Andrea Decker.
Original mortgagee: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for Mortgage Research Center, LLC dba Veterans United Home Loans.
Date of mortgage: 12/12/2016.
Mortgage recorded on 12/13/2016 as Liber 996 Page 1366.
Foreclosing Assignee (if any): Lakeview Loan Servicing, LLC.
Amount claimed to be due at the date hereof: $124,503.04
Mortgaged premises: Situated in Gratiot County, and described as: TOWNSHIP OF SEVILLE, COUNTY OF GRATIOT, STATE OF MICHIGAN, MORE PARTICULARLY DESCRIBED AS: PART OF THE NORTHEAST 1/4 OF THE NORTHWEST 1/4 OF SECTION 27, TOWN 12 NORTH, RANGE 4 WEST, SEVILLE TOWNSHIP, GRATIOT COUNTY, MICHIGAN, DESCRIBED AS: COMMENCING AT THE NORTH 1/4 CORNER OF SAID SECTION; THENCE SOUTH 01º39’32” EAST 500.00 FEET ALONG THE NORTH-SOUTH 1/4 LINE; THENCE NORTH 87º49’01” WEST 150.00 FEET; THENCE NORTH 01º39’32” WEST 500.00 FEET TO A POINT ON THE NORTH SECTION LINE OF SAID SECTION; THENCE SOUTH 87º49’01” EAST 150.00 FEET ALONG SAID SECTION LINE TO THE POINT OF BEGINNING. Commonly known as 8539 Monroe Rd, Elwell, MI 48832.
The redemption period will be 6 months from the date of such sale, unless the property is abandoned or used for agricultural purposes. If the property is determined abandoned under MCL 600.3241a, the redemption period will be 30 days from the date of such sale, or 15 days after the statutory notice, whichever is later. If the property is determined abandoned under MCL 600.3241, the redemption period will be 1 month from the date of such sale. If the property is presumed to be used for agricultural purposes pursuant to MCL 600.3240(16), the redemption period is 1 year from the date of such sale. The redemption period may be extinguished pursuant to MCL 600.3238. If the above referenced property is sold at a foreclosure sale under Chapter 32 of Act 236 of 1961, under MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period.
Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice.
Date of Notice: 10/29/2026.
Codilis & Moody, P.C.
15W030 North Frontage Road,
Suite 100
Burr Ridge, IL 60527
(313) 536-2500.
This law firm is a debt collector.
C&M File 23-26-00605
(10-29)(11-19) 44t4
SHORT FORECLOSURE NOTICE – GRATIOT COUNTY
Notice of Foreclosure by Advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Gratiot County, starting promptly at 10:00 AM, on December 03, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information.
MORTGAGE: Mortgagor(s): Leroy Powers Jr. and Nicole M. Vasquez, as tenants in common
Original Mortgagee: Mortgage Electronic Registration Systems, Inc. (“MERS”), solely as nominee for lender and lender`s successors and assigns
Date of mortgage: December 30, 2021
Recorded on January 5, 2022, Liber 1096, on Page 279, and modified via Loan Modification recorded on May 06, 2025 in Document No. 2025R-02421
Foreclosing Assignee (if any): Rocket Mortgage, LLC s/b/m Nationstar Mortgage LLC Amount claimed to be due at the date hereof: One Hundred Eighteen Thousand Eight Hundred Eighty and 48/100 Dollars ($118,880.48)
Mortgaged premises: Situated in Gratiot County, and described as: Lots 20, 21, and 22, Fairview Subdivision, City of Alma, Gratiot County, Michigan, according to the recorded plat thereof. Commonly known as 1020 Euclid Ave, Alma, MI 48801
The redemption period will be 6 month from the date of such sale, unless abandoned under MCL 600.3241a, in which case the redemption period will be 30 days from the date of such sale, or 15 days from the MCL 600.3241a(b) notice, whichever is later; or unless extinguished pursuant to MCL 600.3238. If the above referenced property is sold at a foreclosure sale under Chapter 32 of Act 236 of 1961, under MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period.
Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice.
Rocket Mortgage, LLC
Mortgagee/Assignee Schneiderman & Sherman P.C.
23938 Research Dr,
Suite 300
Farmington Hills, MI 48335
248.539.7400
1610911
(11-05)(11-26) 45t4
SHORT FORECLOSURE NOTICE – GRATIOT COUNTY
Notice of Foreclosure by Advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Gratiot County, starting promptly at 10:00 AM, on December 03, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information.
MORTGAGE: Mortgagor(s): William T. Koren and Christle L. Hayden, husband and wife, as tenants by the entirety
Original Mortgagee: Mortgage Electronic Registration Systems, Inc. (“MERS”), solely as nominee for lender and lender`s successors and assigns
Date of mortgage: January 14, 2026
Recorded on January 22, 2026, in Document No. 2026R-00287,
Foreclosing Assignee (if any): loanDepot.com, LLC Amount claimed to be due at the date hereof: One Hundred Forty-Eight Thousand One Hundred Fifty-Three and 17/100 Dollars ($148,153.17)
Mortgaged premises: Situated in Gratiot County, and described as: South 70 1/3 feet of the East 1/2 of Lot 164 and the North 70 feet of the East 1/2 of Lot 165, Division H, Gratiot County, Michigan, Supervisor’s Plat of the City of Ithaca, Gratiot County, Michigan, according to the plat thereof. Commonly known as 616 S Ithaca St, Ithaca, MI 48847
The redemption period will be 6 month from the date of such sale, unless abandoned under MCL 600.3241a, in which case the redemption period will be 30 days from the date of such sale, or 15 days from the MCL 600.3241a(b) notice, whichever is later; or unless extinguished pursuant to MCL 600.3238. If the above referenced property is sold at a foreclosure sale under Chapter 32 of Act 236 of 1961, under MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period.
Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice.
loanDepot.com, LLC Mortgagee/Assignee
Schneiderman & Sherman P.C.
23938 Research Dr,
Suite 300
Farmington Hills, MI 48335
248.539.7400
1610915
(11-05)(11-26) 45t4
SHORT FORECLOSURE NOTICE – GRATIOT COUNTY
Notice of Foreclosure by Advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Gratiot County, starting promptly at 10:00 AM, on December 17, 2026.
The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information.
MORTGAGE: Mortgagor(s): Jeremy W. Moeggenberg, a married man and Amy Moeggenberg, his wife
Original Mortgagee: Union Federal Bank of Indianapolis
Date of mortgage: October 9, 2002
Recorded on October 15, 2002, Liber 691, on Page 379, and modified via Loan Modification recorded on March 04, 2025 in Document No. 2025R-01007
Foreclosing Assignee (if any): NewRez LLC d/b/a Shellpoint Mortgage Servicing
Amount claimed to be due at the date hereof: Sixty-Seven Thousand Five Hundred Sixty-Nine and 51/100 Dollars ($67,569.51)
Mortgaged premises: Situated in Gratiot County, and described as: Commencing at a point 1100 feet North of the Southwest Corner of the Northeast 1/4 of Section 31, Town 11 North, Range 4 West, Township of Sumner, Gratiot County, Michigan, thence North 110 feet, thence East 60 rods, thence South 110 feet, thence West 60 rods to the beginning; EXCЕРТ commencing at a point 1100 feet North of the Southwest corner of the Northeast 1/4, Section 31, Town 11 North, Range 4 West, thence North 10 feet, thence East 60 rods, thence South 10 feet, thence West 60 rods to the point of beginning, Sumner Township, Gratiot County, Michigan. Commonly known as 710 N Lumberjack Rd, Sumner, MI 48889 The redemption period will be 6 month from the date of such sale, unless abandoned under MCL 600.3241a, in which case the redemption period will be 30 days from the date of such sale, or 15 days from the MCL 600.3241a(b) notice, whichever is later; or unless extinguished pursuant to MCL 600.3238. If the above referenced property is sold at a foreclosure sale under Chapter 32 of Act 236 of 1961, under MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period.
Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice.
NewRez LLC d/b/a Shellpoint Mortgage Servicing
Mortgagee/Assignee Schneiderman & Sherman P.C.
23938 Research Dr,
Suite 300
Farmington Hills, MI 48335
248.539.7400
1611584
(11-12)(12-03) 46t4
NOTICE TO CREDITORS
Decedent’s Estate
STATE OF MICHIGAN
PROBATE COURT
COUNTY OF GRATIOT
FILE NO.
23-212-DE
Estate of REXFORD R. BAKER, Date of birth:* 07/22/1950
TO ALL CREDITORS:**
NOTICE TO CREDITORS: The decedent, REXFORD R. BAKER, died 08/06/2015. Creditors of the decedent are notified that all claims against the estate will be forever barred unless presented to JERRY BAKER, personal representative, or to both the probate court at 5605 19TH ST., W.,BRADENTON, FL 34207 and the personal representative within 4 months after the date of publication of this notice.
11-4-26
JERRY BAKER
5605 19TH ST., W.,
BRADENTON, FL 34207
(941) 840-4616
HEATHER M. WARREN P78468
108 E. CENTER ST., STE. M
ITHACA, MI 48847
(989)463-3100 46t1