SHORT FORECLOSURE NOTICE – GRATIOT COUNTY
Notice of Foreclosure by Advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Gratiot County, starting promptly at 10:00 AM, on March 19, 2026.
The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information.
MORTGAGE:
Mortgagor(s): Valerie Hovanec, unmarried woman
Original Mortgagee: Mortgage Electronic Registration Systems, Inc. (“MERS”), solely as nominee for lender and lender`s successors and assigns
Date of mortgage: January 31, 2024
Recorded on February 8, 2024, in Document No. 2024R-00501,
Foreclosing Assignee (if any): Towne Mortgage Company d/b/a AmeriCU
Mortgage Amount claimed to be due at the date hereof: One Hundred Seventy-Five Thousand One Hundred Eighty-Four and 16/100 Dollars ($175,184.16)
Mortgaged premises: Situated in Gratiot County, and described as: The East 815 feet, except the West 150 feet of the South 180 feet thereof, of the following described parcel: Commencing 400 feet East of the Southwest corner of the Southwest 1/4 of the Southeast 1/4 of Section 20, Township 12 North, Range 4 West, Seville Township, Gratiot County, Michigan; thence North 300 feet; thence East 920 feet to the East line of the Southwest 1/4 of the Southeast 1/4; thence South to the Southeast corner of the Southwest 1/4 of the Southeast 1/4 and thence West to the Point of Beginning. Commonly known as 10430 Monroe Rd, Elwell, MI 48832
The redemption period will be 6 month from the date of such sale, unless abandoned under MCL 600.3241a, in which case the redemption period will be 30 days from the date of such sale, or 15 days from the MCL 600.3241a(b) notice, whichever is later; or unless extinguished pursuant to MCL 600.3238. If the above referenced property is sold at a foreclosure sale under Chapter 32 of Act 236 of 1961, under MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period.
Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice.
Towne Mortgage Company d/b/a AmeriCU
Mortgage Mortgagee/Assignee
Schneiderman & Sherman P.C.
23938 Research Dr.,
Suite 300
Farmington Hills, MI 48335
248.539.7400
1584089
(02-05)(02-26) 6t4
NOTICE OF MORTGAGE FORECLOSURE SALE
Notice of foreclosure by advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following Mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Gratiot County, starting promptly at 10:00 AM, on April 2, 2026.
The amount due on the Mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information.
Default has been made in the conditions of a Mortgage made by James L. Huver and Mary Holden to Neighborhood Loans, Inc. dated June 23, 2023 and recorded July 10, 2023 as Instrument No. 2023R-01199, Gratiot County, Michigan. Said Mortgage is now held by Freedom Mortgage Corporation by assignment and/or merger. There is claimed to be due at the date hereof the sum of $97,575.29. Said premises are located in Gratiot County, Michigan and are described as: Property situated in the Village of Perrinton, County of Gratiot, and State of Michigan described as: Lot 189, Plat of the Village of Perrinton, Gratiot County, Michigan, according to the recorded plat thereof, as recorded in Liber 2 of Plats, Page 36, Gratiot County Records. Said property is commonly known as 202 E Fulton St, Perrinton, MI 48871.
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale, pursuant to MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damage to the property during the redemption period.
TO ALL PURCHASERS: The foreclosing mortgagee can rescind the sale. In that event, your damages, if any, are limited solely to the return of the bid amount tendered at sale, plus interest. Please be advised that any third party purchaser is responsible for preparing and recording the Sheriff’s Deed. If this is a residential Mortgage, the following shall apply:
ATTENTION HOMEOWNER: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the Mortgage at the telephone number stated in this notice.
THIS COMMUNICATION IS FROM A DEBT COLLECTOR. THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU: ARE A DEBTOR IN AN ACTIVE BANKRUPTCY CASE; ARE UNDER THE PROTECTION OF A BANKRUPTCY STAY; OR, HAVE RECEIVED A DISCHARGE IN BANKRUPTCY AND YOU HAVE NOT REAFFIRMED THE DEBT, THIS NOTICE IS FOR INFORMATIONAL PURPOSES ONLY AND SHOULD NOT BE CONSTRUED AS AN ATTEMPT TO COLLECT A DEBT FROM YOU PERSONALLY.
Dated: February 6, 2026
Attorney for the party foreclosing the Mortgage: Thomas E. McDonald (P39312)
Brock & Scott, PLLC
5431 Oleander Drive
Wilmington, NC 28403
PHONE: (844) 856-6646
File No. 26-01924
(02-12)(03-05) 7t4
ORDER REGARDING
ALTERNATE SERVICE
STATE OF MICHIGAN
JUDICIAL DISTRICT
29TH JUDICIAL CIRCUIT
COUNTY PROBATE
CASE NO.
26-0754-CZ
Hon. Barkman
Court Address: 214 E. Center St., Ithaca, MI 48847, Court Telephone no.: (989) 875-5215
Plaintiff:
MAPLE LEAF VILLAGE, LLC, c.o. Swistak Levine P.C.
Plantiff’s Attorney:
Jarrett E. Levine (P71902)
30833 Northwestern Hwy.,
Ste. 120
Farmington Hills, MI 48334
(248) 851-8000
VS.
Defendant:
JOHN DOE
953 E. Monroe Rd.,
Lot 25
St. Louis, MI 48880
THE COURT FINDS:
1. Service of process upon the defendent, JOHN DOE cannot reasonable be made as provided in MCR 2.105 may be made in manner that is reasonably calculated to give the defendant actual notice of the proceedings and an opportunity to be heard.
2. Service of the Summons and Complaint and a copy of this order shall be made by the following method(s).
a. First-class mail to 953 E. Monroe Rd., Lot 25, St. Louis, MI 48880.
b. Tacking or firmly affixing to the door at 953 E. Monroe Rd., Lot 25, St. Louis, MI 48880.
d. Other: Certified mail with return receipt requested to 953 E. Monroe Rd., Lot 25, St. Louis, MI 48880 and by publication in Gratiot County Legal News for three consecutive weeks based on MCR. 2.106
1-23-2026
Judge
Cori E. Barkman P61470 6t3