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Gratiot County Herald

Legal Notices published June 17, 2010

Published Jun 16, 2010


STATE OF MICHIGAN
GRATIOT COUNTY TRIAL COURT-CIVIL DIVISION
LOLA M. FIELD TRUST, Plaintiff, vs. LINDA L. HUCKENS/HUCKINS, now LINDA L. GALVIN, COLLEEN HOWELL, and AARON HOWELL, Defendants. FILE NO. 2009-11463-CH.
PUBLIC NOTICE OF
FORECLOSURE SALE
Notice is hereby given, by virtue of an Order of the Gratiot County Trial Court, County of Gratiot, State of Michigan, in the above entitled cause issued on the 12th day of May, 2010, which Order directs the sale of that certain parcel of land situated in the Village of Riverdale, County of Gratiot, State of Michigan described as:
The North 50 feet of Lot 30, Block 1, Supervisor’s Plat of W. A. Bradley’s Addition to the Village of Riverdale, Gratiot County, Michigan, according to the recorded plat thereof.
On July 1, 2010, at 10:00 a.m., I will, in obedience to the aforementioned order of foreclosure sale, sell the above described property or so much thereof as may be necessary, to satisfy Plaintiff’s Judgment with interest and costs and all legal costs, including attorney fees, to the highest bidder for cash and lawful money of the United States. Said sale shall take place at the Gratiot County Courthouse, 214 W. Center Street, Ithaca, MI 48847.
DATED: May 12, 2010
GRATIOT COUNTY SHERIFF
      DEPT.
Prepared by:
Norm R. Perry, P25847
Attorney for Plaintiff
8976 US 31, P.O. Box 241
Berrien Springs, MI 49103
269-471-2848 20t6

NOTICE OF MORTGAGE
FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Dean Moore, a single man, original mortgagor(s), to Mortgage Electronic Registration Systems, Inc., as nominee for lender and lender’s successors and/or assigns, Mortgagee, dated March 14, 2008, and recorded on March 24, 2008 in Liber 846 on Page 1287, and assigned by said Mortgagee to BAC Home Loans Servicing, L.P. as assignee as documented by an assignment, in Gratiot county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of Sixty-Two Thousand Five Hundred Fifty-Two And 58/100 Dollars ($62,552.58), including interest at 5% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Gratiot County, at 10:00 AM, on July 8, 2010.
Said premises are situated in Township of Seville, Gratiot County, Michigan, and are described as:
Commencing at a point on the West line of the highway 42 rods Southerly of the Northeast corner of the Southeast 1/4 of the Southwest 1/4 of Section 30, Town 12 North, Range 4 West, Seville Township, Gratiot County, Michigan, thence West 24 rods, thence South 99 feet; thence East approximately 24 rods to West line of highway, thence in a Northerly direction along the West line of said highway to point of beginning; being a part of the Southeast 1/4 of the Southwest 1/4 of Section 30, Town 12 North, Range 4 West, Michigan
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
Dated: June 10, 2010
For more information, please call:
FC X (248) 593-1302
Trott & Trott, P.C.
Attorneys For Servicer
31440 Northwestern Highway, Suite 200
Farmington Hills, Michigan 48334-2525
File #323259F01 23t4

NOTICE OF MORTGAGE
FORECLOSURE
WILLIAM AZKOUL P.C. IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.  PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE  MILITARY DUTY.
Default having been made in the conditions of a real estate mortgage made by Eugene E. Bellingar, a single man,  of  7966 N. Wisner Road, Breckenridge, Michigan 48615 and NPB Mortgage, LLC, a Michigan limited liability company, whose address is 3333 Deposit Drive, NE, Grand Rapids, Michigan 49546, dated February 11, 2005, and recorded on February 23, 2005, in Liber  773, Page 1299 of the Gratiot County Register of Deeds, and upon which there is now claimed to be due for principal and interest the sum of One Hundred Eighty Nine Thousand Four Hundred Twenty Four  Dollars and Ninety Five Cents ($189,424.95), which continues to accrue interest at the rate of 8.50%,  and no suit or proceedings at law having been instituted to recover the debt or any part thereof;
NOTICE IS HEREBY GIVEN that by virtue of the power of sale contained in the mortgage, and the statute in such case made and provided, on July 1, 2010 at 10:00 a.m. the undersigned will sell in the main lobby of the Gratiot County Courthouse, Ithaca, Michigan, that being the place of holding the Circuit Court for the County of  Gratiot, at public venue to the highest bidder for the purpose of satisfying the amounts due and unpaid upon the Mortgage, together with the legal fees and charges of the sale, including attorney’s fees allowed by law, the premises in the mortgage located in the City of Breckenridge,  County of Gratiot and which are described as follows:
Commencing at a point on the North line of Chestnut Street which point is located 352.60 feet East of the West line of Section 30 and 429.00 feet South of the North line of Section 30, Town 12 North, Range 1 West, City of Breckenridge, Gratiot County, Michigan; thence East along the North line of Chestnut Street 321.40 feet; thence North 260.77 feet parallel to the West line of said Section 30 to the South line of C & O R.R. right of way; thence Southwesterly along the South line of said R.R. right of way 323.40 feet;  thence South 225.11 feet parallel to the West line of said Section 30 to the point of beginning. And commencing at a point on the North line of Chestnut Street, which point is 352.60 feet East of the West line of Section 30, and 429.00 feet South of the North line of Section 30, Town 12 North, Range 1 West, thence North 225.11 feet to the South line of C & O R.R. right of way; thence Southwesterly along the South line of said R.R. right of way 128.64 feet; thence South 136.14 feet; thence East 75.00 feet; thence South 75.00 feet to the North line of Chestnut Street; thence East 53 feet of the place of beginning, and commencing at a point 429 feet South of the Northwest corner of Section 30, Town 12 North, Range 1 West, thence East 224.6 feet, thence North 206.75 feet to the right of way of the C & O R.R., thence Southwesterly along said right of way 225.95 feet to the West line of said Section 30, thence South 181.24 feet to beginning. P.P. #29-42-150-122-00
which includes a 2003 Manison mobile home and has addresses of 7966 N. Wisner Road, Breckenridge, Michigan 48615 and 506 W. Chestnut Street, Breckenridge, Michigan 48615.
The redemption period shall be six (6) months  from the date of such sale.
DATED:  May 20, 2010
NPB Mortgage, LLC
3333 Deposit Drive, NE
Grand Rapids, MI 49546
Drafted By:
William M. Azkoul (P40071)
Attorney for Mortgagee
161 Ottawa Avenue, NW
Suite 205-C
Grand Rapids, MI  49503
(616)  458-1315 21t4

NOTICE TO CREDITORS
DECEDENT’S ESTATE
State of Michigan, Probate Court for the County of Gratiot.
Estate of IRMA FAYE LEONARD, Deceased. Date of Birth: 1/25/1931. File No. 10-109-DE.
NOTICE TO CREDITORS: The decedent, IRMA FAYE LEONARD, who lived at 508 S. State St., Alma, Michigan 48801, died May 12, 2010.
Creditors of the deceased are notified that all claims against the estate will be forever barred unless presented to GREGORY L. LEONARD, 530 Eden, St. Louis, MI 48880, named personal representative or proposed personal representative, or to both the probate court at 214 E. Center St., Ithaca, MI 48847, and the named/proposed personal representative within 4 months of the date of publication of this notice.
Dated: June 7, 2010.
GREGORY L. LEONARD
Personal Representative
530 Eden
St. Louis, MI 48880
Phone: 989-763-3699
PATRICIA G. HARRIS (P32380)
Attorney
215 W. Saginaw St., P.O. Box 30
St. Louis, MI 48880
Phone: (989) 681-3025 24t1

NOTICE OF MORTGAGE
FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE.  PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee.  In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
DEFAULT having been made in the terms and conditions of a certain mortgage made on July 16, 2004, between Brian S. Palmer and Jennifer L. Palmer, husband and wife, as Mortgagors, to Firstbank-Alma Mortgage Company, a Michigan Banking Corporation, as Mortgagee, and recorded in the Office of the Register of Deeds for Gratiot County on July 20, 2004, in Liber 757, Page 1061.   On which said mortgage there is claimed to be due at the date of this Notice the sum of SEVENTEEN THOUSAND SEVEN HUNDRED FORTY-SIX AND 10/100 DOLLARS ($17,746.10), for principal, interest, and other charges, with interest at the rate of 8.0% per annum.  No suit or proceeding at law or in equity having been instituted to recover the debt, or any part thereof, secured by said Mortgage, and the Power of Sale in said Mortgage contained having become operative by reason of such default;
NOTICE IS HEREBY GIVEN that on the 24th day of June, 2010, at 10:00 AM, at the Courthouse in the City of Ithaca, Gratiot County, Michigan, that being the place of holding the Circuit Court for the County of Gratiot, there will be offered for sale and sold to the highest bidder at public auction, the land and premises in said Mortgage, for the purpose of satisfying the amount due and unpaid upon said Mortgage, together with legal costs and charges of sale, including the attorney fee allowed by law.
The land and premises in said Mortgage being situated in the Township of Washington, County of Gratiot, State of Michigan, respectively, to wit:
BEGINNING ON THE N LINE OF SECTION 13, N 87 DEG 56’ 28” W, 798.61 FEET FROM THE NE CORNER OF SAID SECTION; THENCE S 00 DEG 18’ 36” E, 530.11 FEET; THENCE S 89 DEG 41’ 24” W, 160.00 FEET; THENCE N 00 DEG 15’ 33” W, 536.71 FEET TO THE N LINE OF SAID SECTION; THENCE CONTINUING ALONG SAID N LINE S 87 DEG 56’ 28” E, 159.66 FEET TO THE POINT OF BEGINNING, WASHINGTON TOWNSHIP, GRATIOT COUNTY, MICHIGAN.  TAX ID # 29-15-013-001-01.
The redemption period under the statute in such case made and provided is six (6) months from the date of sale, unless determined abandoned in accordance with MCL 600.3241a, in which case the redemption period shall be thirty (30) days from the date of sale or fifteen (15) days from the date the notice required by MCL 600.3241a(b) was posted and mailed.
Dated: May 19, 2010
Firstbank-Alma Mortgage Company
A Michigan Banking Corporation
Mortgagee
311 Woodworth Ave.
Alma, MI 48801
Prepared by: 
Christopher E. Goggin,
Attorney for Mortgagee
P.O. Box 488
Alma, MI 48801
(989) 463-3191 21t4

STATE OF SOUTH DAKOTA
IN CIRCUIT COURT
FIFTH JUDICIAL CIRCUIT
COUNTY OF MARSHALL
JUAN CARLOS MANZANO, aka Juan Huerta, Plaintiff, vs. CLAUDIA IBETH FRANCISCO, Defendant.
Div. No. 10-
SUMMONS
TO THE ABOVE-NAMED DE-FENDANT:
YOU ARE HEREBY SUMMONED and required to serve upon David J. Fransen, of Fransen Law Office, 422 5th Avenue Southeast, Suite 101, P.O. Box 1433, Aberdeen, South Dakota 57402, an Answer to the Complaint which is herewith served upon you within thirty (30) days after service of this Summons upon you, exclusive of the day of service. If you fail to do so, Judgment by Default will be taken against you as prayed for in Plaintiff’s Complaint after sixty (60) days  have elapsed from the completed service.
YOU ARE FURTHER NOTIFIED that upon the filing of a summons and complaint by the plaintiff, and upon personal service of the summons and complaint on the defendant, a temporary restraining order shall be in effect against both parties until the final decree is entered, the complaint dismissed, or until further order of the Court:
(1) Restraining both parties from transferring, encumbering, concealing or in any way dissipating or disposing of any marital assets, without the written consent of the other party or an order of the court, except as may be necessary in the usual course of business or for the necessities of life, and requiring each party to notify the other party of any proposed extraordinary expenditures and to account to the court for all extraordinary expenditures made after the temporary restraining order is in effect; therein are true to his best knowledge, except such matters as are stated to be upon information and belief, and as to those matters he believes them to be true.
Dated this 18th day of March, 2010.
Juan Carlos Manzano, Plaintiff
Subscribed and sworn to before me this 18th day of March, 2010.
David J. Fransen
Notary Public - South Dakota
My Commission Expires: 10-16-10
The Complaint is filed with the above-captioned court at Marshall County Clerk of Courts, P.O. Box 130, Britton, SD 57430.  22t4

FORECLOSURE NOTICE
(ALL COUNTIES)
AS A DEBT COLLECTOR, WE ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.  NOTIFY (248) 362-6100 IF YOU ARE IN ACTIVE MILITARY DUTY.
MORTGAGE SALE – Default having been made in the terms and conditions of a certain mortgage made by Michael J. Berry, a single man of Gratiot County, Michigan, Mortgagor to National City Mortgage, a division of National City Bank, nka PNC Mortgage, NA a division of PNC Bank, NA dated the 24th day of April, A.D. 2008, and recorded in the office of the Register of Deeds, for the County of Gratiot and State of Michigan, on the 1st day of May, A.D. 2008, in Liber 849, Page 137 of Gratiot Records, on which mortgage there is claimed to be due, at the date of this notice, for principal of $103,715.32 (one hundred three thousand seven hundred fifteen and 32/100) plus accrued interest at 6.875% (six point eight seven five) percent per annum.
And no suit proceedings at law or in equity having been instituted to recover the debt secured by said mortgage or any part thereof.  Now, therefore, by virtue of the power of sale contained in said mortgage, and pursuant to the statue of the State of Michigan in such case made and provided, notice is hereby given that on, the 1st day of July, A.D., 2010, at 10:00:00 AM said mortgage will be foreclosed by a sale at public auction, to the highest bidder, Main entrance to the Gratiot County Courthouse Bldg in the City of Ithaca, Gratiot County, MI, Gratiot County, Michigan, of the premises described in said mortgage.  Which said premises are described as follows:  All that certain piece or parcel of land situate in the City of Ithaca, in the County of Gratiot and State of Michigan and described as follows to wit:
City of Ithaca, County of Gratiot, Michigan:
Lot 10, BRILHART SUBDIVISION NO. 1, as recorded in Liber 7 of Plats, Pages 11 and 12, Gratiot County Records.
Commonly known as: 515 Norton Gibbs Drive
Parcel Number 29-52-002-010-00
The redemption period shall be six months from the date of such sale, unless determined abandoned in accordance with 1948CL 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
Dated: June 3, 2010
WELTMAN, WEINBERG & REIS CO.,
      L.P.A.
By: Michael I. Rich (P-41938)
Attorney for Plaintiff
Weltman, Weinberg & Reis Co., L.P.A.
2155 Butterfield Drive
Suite 200-S
Troy, MI 48084
WWR# 10038390 22t4

NOTICE OF MORTGAGE
FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Robert Schetter and Jennifer Schetter, Husband and Wife, original mortgagor(s), to Chase Bank USA, N.A., Mortgagee, dated December 30, 2005, and recorded on January 5, 2006 in Liber 798 on Page 422, and assigned by said Mortgagee to Chase Home Finance, LLC as assignee as documented by an assignment, in Gratiot county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Nineteen Thousand One Hundred Fifty-Eight And 72/100 Dollars ($119,158.72), including interest at 8.75% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Gratiot County, at 10:00 AM, on July 1, 2010.
Said premises are situated in Village of Breckenridge, Gratiot County, Michigan, and are described as: The East 66 Feet of Lot 12 and the East 99 Feet of Lot 13, all in Block 6, Assessor’s Plat of South Breckenridge, Village of Breckenridge, Gratiot County, Michigan.
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
Dated: June 3, 2010
For more information, please call:
FC S (248) 593-1304
Trott & Trott, P.C.
Attorneys For Servicer
31440 Northwestern Highway, Suite 200
Farmington Hills, Michigan 48334-2525
File #322747F01 22t4

ORDER FOR SERVICE BY
PUBLICATION/POSTING
AND NOTICE OF ACTION
State of Michigan, Judicial District, Judicial Circuit.
RENEE M. BELLUM, P.O. Box 13, Ithaca, MI 48847, (408) 835-4018, Plaintiff v JEFFREY G. TEIKE, 286 W. Palomino Dr. #131, Chandler, AZ 85225 (last known), Defendant. Case No. 10-585-DC.
IT IS ORDERED:
You are being sued in this court by the plaintiff to appear for complaint of custody. You must file your answer or take other action permitted by law in this court at the court address above on or before 6/21/10. If you fail to do so, a default judgment may be entered against you for the relief demanded in the complaint filed in this case.
A copy of this order shall be published once each week in Gratiot County Herald three consecutive weeks, and proof of publication shall be filed in this court.
Renée Bellum shall post a copy of this order in the courthouse three continuous weeks, and shall file proof of posting in this court.
A copy of this order shall be sent to Jeffrey S. Teike at the last-known address by registered mail, return receipt requested, before the date of the last publication, last week of posting, and the affidavit of mailing shall be filed with this court.
Dated: 5/19/10.
Michelle M. Rick
Judge 22t3

NOTICE OF MORTGAGE
FORECLOSURE SALE
THIS FIRM IS A DEBT
COLLECTOR ATTEMPTING TO COLLECT A DEBT.  ANY
INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE.
IF YOU ARE IN ACTIVE MILITARY SERVICE,  PLEASE CONTACT OUR OFFICE AT (989) 224-6734, AS YOU ARE ENTITLED TO SPECIAL
PROTECTIONS
DEFAULT having been made in the conditions of a certain Mortgage made between Rae Linn Peiffer and Thadeus Peiffer, husband and wife, of 8409 E. St. Charles, Ithaca, Michigan 48847, to Lake Trust Credit Union (f/k/a NuUnion Credit Union), a Michigan Credit Union, 501 S. Capitol Avenue, Lansing, Michigan  48933-2320, dated October 26, 2009, and recorded in the office of the Register of Deeds for the County of Gratiot,  Michigan, on November 10, 2009, at Liber 876, Page 665, on which Mortgage there is claimed to be due at the date of this notice, for principal and interest, the sum of TWENTY SIX THOUSAND ONE HUNDRED SEVENTEEN and 14/100 ($26,117.14) DOLLARS, and no proceedings having been instituted to recover the debt now remaining secured by said Mortgage, or any part thereof, whereby the power of sale contained in said Mortgage has become operative;
Now Therefore, Notice is Hereby Given that by virtue of the power of sale contained in said Mortgage and in pursuance of the statute in such case made and provided, that the said Mortgage will be foreclosed by a sale of the premises therein described or so much thereof as may be necessary, at public auction, to the highest bidder, inside the door of the front entrance of the Gratiot County Courthouse, 214 E.  Center, Ithaca, Michigan 48847, that being the place for holding the Circuit Court in and for said County, on Thursday, July 15, 2010, at 10:00 o’clock in the forenoon of said day, and said premises will be sold to pay the amount so as aforesaid then due on said Mortgage together with 12.99% interest, legal costs, attorneys’ fees and also any taxes and insurance that said Mortgagee, Lake Trust Credit Union, does pay on or prior to the date of said sale; which said premises are described in said Mortgage as follows, to-wit:
Located in Gratiot County, Michigan, described as:
Commencing 3252 feet West of the Southeast Corner of Section 28, Town 11 North, Range 1 West; thence West 150 feet; thence North 250 feet; thence East 150 feet; thence South 250 feet to the point of beginning.
Commonly known as:  8409 E. St. Charles, Ithaca, Michigan 48847
The redemption period shall be six (6) months from the date of said sale, unless determined abandoned in accordance with MCLS 600.3241(a), in which case the redemption period shall be thirty (30) days from the date of said sale.
Dated: June 2, 2010
Lake Trust Credit Union
Mortgagee.
FOR INFORMATION, PLEASE
CALL: 989-224-6734
Jackson, Jackson & Associates, P.C.
Erika L. Anderson (P68593)
Attorneys for Mortgagee
120 East Walker
P.O. Box 246
St. Johns, MI  48879 23t5

NOTICE OF MORTGAGE
FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Kristel D. Aldrich, an unmarried woman, original mortgagor(s), to Mortgage Electronic Registration Systems, Inc., as nominee for lender and lender’s successors and/or assigns, Mortgagee, dated August 23, 2005, as evidenced by Claim Of Interest dated April 7, 2010, and recorded on April 9, 2010 in Liber 882 on Page 1160, and modified by Affidavit or Order executed on April 7, 2010 and received by and recorded, in Gratiot county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Eight Thousand Four Hundred Sixty-Six And 85/100 Dollars ($108,466.85), including interest at 7.211% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Gratiot County, at 10:00 AM, on July 8, 2010.
Said premises are situated in City of St Louis, Gratiot County, Michigan, and are described as:
Lots 5 and 6, Block 52, James F. Newton’s Addition to the City of St. Louis, Gratiot County, Michigan
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
Dated: June 10, 2010
For more information, please call:
FC F (248) 593-1313
Trott & Trott, P.C.
Attorneys For Servicer
31440 Northwestern Highway, Suite 200
Farmington Hills, Michigan 48334-2525
File #318613F01 23t4

NOTICE OF MORTGAGE
FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by William Koren, A Single Man, original mortgagor(s), to Mortgage Electronic Registration Systems, Inc., as nominee for lender and lender’s successors and/or assigns, Mortgagee, dated July 10, 2006, and recorded on July 21, 2006 in Liber 811 on Page 161, and assigned by said Mortgagee to HSBC Mortgage Services Inc as assignee as documented by an assignment, in Gratiot county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Sixty-Five Thousand Two Hundred Ten And 24/100 Dollars ($165,210.24), including interest at 8.45% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Gratiot County, at 10:00 AM, on July 15, 2010.
Said premises are situated in City of Ithaca, Gratiot County, Michigan, and are described as: Lot 4, Block 3, Potts and Crawford Addition to the Village of Ithaca, now City of Ithaca, as per plat thereof recorded in Liber 1 of Plats, Page 51, Gratiot County Records.
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
Dated: June 17, 2010
For more information, please call:
FC H (248) 593-1300
Trott & Trott, P.C.
Attorneys For Servicer
31440 Northwestern Highway, Suite 200
Farmington Hills, Michigan 48334-2525
File #241373F02 24t4

NOTICE OF MORTGAGE
FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Maureen Thompson, a Married Woman and Darius Thompson, Her Husband, original mortgagor(s), to Mortgage Electronic Registration Systems, Inc., as nominee for lender and lender’s successors and/or assigns, Mortgagee, dated September 3, 2004, and recorded on September 13, 2004 in Liber 762 on Page 226, and assigned by said Mortgagee to Wells Fargo Bank, NA as assignee as documented by an assignment, in Gratiot county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Seven Thousand Eighty-Five And 78/100 Dollars ($107,085.78), including interest at 5.625% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Gratiot County, at 10:00 AM, on July 8, 2010.
Said premises are situated in Village of Breckenridge, Gratiot County, Michigan, and are described as:
Part of the Northwest 1/4 of the Southeast 1/4 of Section 19, Township 12 North, Range 1 West, Village of Breckenridge, Gratiot County, Michigan, described as follows: Beginning on the North and South 1/4 line of Section 19, which point is located 628.90 feet South of the center post of said Section 19; thence South 100 feet, along North and South 1/4 line of said Section 19, thence East 165 feet; thence North 100 feet; thence West 165 feet to the place of beginning.
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
Dated: June 10, 2010
For more information, please call:
FC D (248) 593-1309
Trott & Trott, P.C.
Attorneys For Servicer
31440 Northwestern Highway, Suite 200
Farmington Hills, Michigan 48334-2525
File #322932F01 23t4

MORTGAGE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Ronald L. Frisbie and Pamela L. Frisbie, husband and wife, to Mortgage Electronic Registration Systems, Inc., as nominee for lender and lender’s successors and/or assigns, Mortgagee, dated March 8, 2007 and recorded March 14, 2007 in Liber 825, Page 812, Gratiot County Records, Michigan. Said mortgage is now held by CitiMortgage, Inc. by assignment. There is claimed to be due at the date hereof the sum of Ninety-Nine Thousand Eight Hundred Fifty-Four and 12/100 Dollars ($99,854.12) including interest at 8.8% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue at the main entrance to the Gratiot County Courthouse Building in the City of Ithaca, Gratiot County, MI in Gratiot County, Michigan at 10:00 a.m. on JULY 8, 2010.
Said premises are located in the City of Saint Louis, Gratiot County, Michigan, and are described as:
The South 1/2 of Lot 3, Block 2, L.C. Knapps Addition to the City of St. Louis, Gratiot County Michigan.
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. TO ALL PURCHASERS: The foreclosing mortgagee can rescind the sale. In that event, your damages, if any, are limited solely to the return of the bid amount tendered at sale, plus interest. If you are a tenant in the property, please contact our office as you may have certain rights.
Dated: June 10, 2010
Orlans Associates, P.C.
Attorneys for Servicer
P.O. Box 5041
Troy, MI 48007-5041
248-502-1400
File No. 241.9128
ASAP# 3599212 06/10/2010, 06/17/2010, 06/24/2010, 07/01/2010 23t4

MORTGAGE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Michelle Thompson, single woman, to Mortgage Electronic Registration Systems, Inc., as nominee for lender and lender’s successors and/or assigns, Mortgagee, dated January 10, 2008 and recorded January 16, 2008 in Liber 842, Page 1480, Gratiot County Records, Michigan. Said mortgage is now held by CitiMortgage, Inc. by assignment. There is claimed to be due at the date hereof the sum of One Hundred Fifty-Eight Thousand Eleven and 65/100 Dollars ($158,011.65) including interest at 6.375% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue at the main entrance to the Gratiot County Courthouse Building in the City of Ithaca, Gratiot County, MI in Gratiot County, Michigan at 10:00 a.m. on JULY 8, 2010.
Said premises are located in the Township of Fulton, Gratiot County, Michigan, and are described as:
Lots 4, 5 and the East 1/2 of Lot 6 of Rainbow Lake Subdivision, according to the plat thereof, as recorded in Liber 1 of Plats, Page 168, Gratiot County Records.
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. TO ALL PURCHASERS: The foreclosing mortgagee can rescind the sale. In that event, your damages, if any, are limited solely to the return of the bid amount tendered at sale, plus interest. If you are a tenant in the property, please contact our office as you may have certain rights.
Dated: June 10, 2010
Orlans Associates, P.C.
Attorneys for Servicer
P.O. Box 5041
Troy, MI 48007-5041
248-502-1400
File No. 241.8984
ASAP# 3599200 06/10/2010, 06/17/2010, 06/24/2010, 07/01/2010 23t4

NOTICE OF MORTGAGE
FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Curtis B Wolfe and Elizabeth S Wolfe, husband and wife, original mortgagor(s), to Chemical Bank and Trust Company, Mortgagee, dated June 22, 2005, and recorded on June 30, 2005 in Liber 783 on Page 1367, and assigned by said Mortgagee to US Bank, National Association as assignee as documented by an assignment, in Gratiot county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Twenty Thousand Four Hundred Fifty-Four And 82/100 Dollars ($120,454.82), including interest at 6% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Gratiot County, at 10:00 AM, on July 8, 2010.
Said premises are situated in City of St Louis, Gratiot County, Michigan, and are described as:
Lot 128, Westgate Park Subdivision City of St. Louis, Gratiot County, Michigan, according to the recorded Plat thereof in Liber 1, Page 151, Gratiot County Records
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
Dated: June 10, 2010
For more information, please call:
FC L (248) 593-1312
Trott & Trott, P.C.
Attorneys For Servicer
31440 Northwestern Highway, Suite 200
Farmington Hills, Michigan 48334-2525
File #326506F01 23t4

MORTGAGE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Brian S. Whitmill, a married man, and Hope Whitmill, to Mortgage Electronic Registration Systems, Inc., as nominee for lender and lender’s successors and/or assigns, Mortgagee, dated December 31, 2007 and recorded January 10, 2008 in Liber 842, Page 1154, Gratiot County Records, Michigan. Said mortgage is now held by Chase Home Finance LLC by assignment. There is claimed to be due at the date hereof the sum of One Hundred Fourteen Thousand Sixteen and 95/100 Dollars ($114,016.95) including interest at 8% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue at the main entrance to the Gratiot County Courthouse Building in the City of Ithaca, Gratiot County, MI in Gratiot County, Michigan at 10:00 a.m. on JULY 15, 2010.
Said premises are located in the Township of Arcadia, Gratiot County, Michigan, and are described as:
Part of the Southeast quarter of Section 34, Town 11 North, Range 3 West, described as: Beginning at the East one-eighth corner on the South line of Section 34; thence North 305 feet along the East one-eighth line of said Section; thence East 240 feet parallel on the South line of said Section; thence South 305 feet; thence West 240 feet to the place of beginning.
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. TO ALL PURCHASERS: The foreclosing mortgagee can rescind the sale. In that event, your damages, if any, are limited solely to the return of the bid amount tendered at sale, plus interest. If you are a tenant in the property, please contact our office as you may have certain rights.
Dated: June 17, 2010
Orlans Associates, P.C.
Attorneys for Servicer
P.O. Box 5041
Troy, MI 48007-5041
248-502-1400
File No. 310.8418
ASAP# 3612239 06/17/2010, 06/24/2010, 07/01/2010, 07/08/2010 24t4

NOTICE OF MORTGAGE
FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Clare Fleming, a married man and Lynn Fleming, his wife, original mortgagor(s), to Mortgage Electronic Registration Systems, Inc., as nominee for lender and lender’s successors and/or assigns, Mortgagee, dated January 20, 2006, and recorded on January 26, 2006 in Liber 799 on Page 1076, and assigned by said Mortgagee to BAC Home Loans Servicing, L.P. as assignee as documented by an assignment, in Gratiot county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Thirty-Four Thousand Nine Hundred Twenty-Three And 66/100 Dollars ($134,923.66), including interest at 6.375% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Gratiot County, at 10:00 AM, on July 15, 2010.
Said premises are situated in Township of Fulton, Gratiot County, Michigan, and are described as:
Lot 129, Rainbow Lake Heights Subdivision, Fulton Township, Gratiot County, Michigan, Subject to easements, restrictions, reservations and rights of way of record, if any.
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
Dated: June 17, 2010
For more information, please call:
FC X (248) 593-1302
Trott & Trott, P.C.
Attorneys For Servicer
31440 Northwestern Highway, Suite 200
Farmington Hills, Michigan 48334-2525
File #282768F02 24t4

NOTICE OF MORTGAGE
FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by David L. Prater, an unmarried man, original mortgagor(s), to Union Federal Bank of Indianapolis, Mortgagee, dated December 3, 2004, and recorded on December 9, 2004 in Liber 768 on Page 1216, and assigned by said Mortgagee to CitiMortgage, Inc. as assignee as documented by an assignment, in Gratiot county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of Seventy-Five Thousand Nine Hundred Thirty-Five And 58/100 Dollars ($75,935.58), including interest at 6.75% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Gratiot County, at 10:00 AM, on July 15, 2010.
Said premises are situated in Village of Breckenridge, Gratiot County, Michigan, and are described as:
Commencing at a point which is 38 rods South of the 1/4 post on the North side of Section 30, Town 12 North, Range 1 West, Village of Breckenridge, Gratiot County, Michigan; thence West 12 rods; thence South 4 rods; thence East 12 rods; thence North 4 rods to the place of beginning.
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
Dated: June 17, 2010
For more information, please call:
FC C (248) 593-1301
Trott & Trott, P.C.
Attorneys For Servicer
31440 Northwestern Highway, Suite 200
Farmington Hills, Michigan 48334-2525
File #277048F02 24t4

NOTICE OF MORTGAGE
FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Mandy Tripp and Nina Tripp, Husband and Wife, original mortgagor(s), to Mortgage Electronic Registration Systems, Inc., as nominee for lender and lender’s successors and/or assigns, Mortgagee, dated April 15, 2004, and recorded on April 30, 2004 in Liber 750 on Page 1420, and assigned by said Mortgagee to EverBank as assignee as documented by an assignment, in Gratiot county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Seventy-Nine Thousand One Hundred Eighty-Three And 12/100 Dollars ($179,183.12), including interest at 6% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Gratiot County, at 10:00 AM, on July 15, 2010.
Said premises are situated in City of Alma, Gratiot County, Michigan, and are described as:
Lot 7, Block 46 of Garett’s Addition, City of Alma Gratiot County, Michigan, according to the Plat thereof Recorded in Liber 2 of Plats, Page 39 of Gratiot County Records.
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
Dated: June 17, 2010
For more information, please call:
FC H (248) 593-1300
Trott & Trott, P.C.
Attorneys For Servicer
31440 Northwestern Highway, Suite 200
Farmington Hills, Michigan 48334-2525
File #293579F01 24t4

NOTICE PURSUANT TO
MCL 600.3205a(4)
NOTICE is hereby provided to Michael Leon Betz and Jill Betz, the borrowers and/or mortgagors (hereinafter “Borrower”) regarding the property located at: 505 E North St, Ithaca, MI 48847-1241.
The Borrower has the right to request a meeting with the mortgage holder or mortgage servicer. The agent designated by the Mortgage Servicer and/or Mortgage Holder to contact and that has authority to make agreements under MCL sections 600.3205b and 600.3205c is: Trott & Trott, P.C., 31440 Northwestern Highway, Suite 200, Farmington Hills, MI 48334-2525 at (248) 593-1300
The Borrower may contact a housing counselor by visiting the Michigan State Housing Development Authority’s website or by calling the Michigan State Housing Development Authority at http://www.michigan.gov/mshda or at (866) 946-7432.
If the Borrower requests a meeting with the agent designated above by contacting an approved housing counselor within 14 days from June 11, 2010, foreclosure proceedings will not be commenced until 90 days after June 11, 2010.
If the Borrower and the agent designated above reach an agreement to modify the mortgage loan, the mortgage will not be foreclosed if the Borrower abides by the terms of the agreement.
The Borrower has the right to contact an attorney. The telephone number of the State Bar of Michigan’s Lawyer Referral Service is (800) 968-0738.
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.
ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE.
Date: June 17, 2010
For more information, please call:
FC H (248) 593-1300
Trott & Trott, P.C.
Attorneys For Servicer and/or Mortgage Holder
31440 Northwestern Highway, Suite 200
Farmington Hills, MI 48334-2525
File # 326748F01 24t1

MORTGAGE SALE
SCHNEIDERMAN & SHERMAN, P.C.,  IS ATTEMPTING TO COLLECT A DEBT, ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT (248)539-7400 IF YOU ARE IN ACTIVE MILITARY DUTY.
MORTGAGE SALE – Default has been made in the conditions of a mortgage made by ADAM T. DAVISON, AN UNMARRIED MAN, to UNION FEDERAL SAVINGS BANK OF INDIANAPOLIS, Mortgagee, dated July 22, 1997, and recorded on July 25, 1997, in Liber 571, on Page 766, and assigned by said mortgagee to MICHIGAN STATE HOUSING DEVELOPMENT AUTHORITY, as assigned,Gratiot County Records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of Forty Thousand Eight Hundred Ninety-Two Dollars and Fifty-Three Cents ($40,892.53), including interest at 7.125% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public venue, Main entrance to the Gratiot County Courthouse Building in the City of Ithaca, Gratiot County, Michigan at 10:00 AM o’clock, on July 15, 2010
Said premises are located in Gratiot County, Michigan and are described as:
COMMENCING 14 RODS SOUTH AND 46 1/2 RODS EAST OF THE NORTHWEST CORNER OF THE SOUTHEAST 1/4 OF THE NORTHWEST 1/4 OF SECTION 3, TOWN 11 NORTH, RANGE 3 WEST, CITY OF ALMA, GRATIOT COUNTY, MICHIGAN, THENCE SOUTH 10 RODS, THENCE EAST 3 1/2 RODS, THENCE NORTH 10 RODS, THENCE WEST 3 1/2 RODS TO THE PLACE OF BEGINNING.
The redemption period shall be 6 months from the date of such sale unless determined abandoned in accordance with 1948CL 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
Dated: June 11, 2010
MICHIGAN STATE HOUSING
     DEVELOPMENT AUTHORITY
Mortgagee/Assignee
Schneiderman & Sherman, P.C.
23938 Research Drive, Suite 300
Farmington Hills, MI 48335  24t4

FEDERAL LAW REQUIRES US TO ADVISE YOU THAT COMMUNICATION WITH OUR OFFICE COULD BE INTERPRETED AS AN ATTEMPT TO COLLECT A DEBT AND THAT ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU ARE IN ACTIVE MILITARY SERVICE, PLEASE CONTACT OUR OFFICE, AS YOU ARE ENTITLED TO SPECIAL PROTECTIONS. THIS IS AN OPPORTUNITY TO SAVE YOUR HOME
To: Scott A. Winnie
 114 North Watson Street
 Saint Louis, MI 48880
 County: Gratiot
State law requires that you receive the following notice: You have the right to request a meeting with your mortgage holder or mortgage servicer. The person to contact and that has the authority to make agreements for a loan modification with you is: Orlans Associates, P.C Loss Mitigation Department, P.O. Box 5041, Troy, MI 48007-5041, (248) 502-1331. You may contact a housing counselor by visiting the Michigan State Housing Development Authority (“MSHDA”) website or by calling MSHDA. The website address and telephone number of MSHDA is: (www.mshda.info/counseling_search/), telephone (866) 946-7432, TTY# 1-800-382-4568. If you request a meeting with the servicer’s designate within 14 days after the Notice required under MCL 600.3205a(1) is mailed, then foreclosure proceedings will not start until 90 days after the date the Notice was mailed to you. If you and the servicer’s Designate reach an agreement to modify the mortgage loan, the mortgage will not be foreclosed if you abide by the terms of the agreement. You have the right to contact an attorney. You may contact attorney of your choice. If you do not have an attorney, the telephone number for the Michigan State Bar Association’s Lawyer Referral Service is 1-800-968-0738.
Dated: June 17, 2010
Orlans Associates P.C
Attorneys for Servicer
P.O. Box 5041
Troy, MI 48007-5041
File Number: 241.9386
ASAP# 3606709 06/17/2010 24t1

FEDERAL LAW REQUIRES US TO ADVISE YOU THAT COMMUNICATION WITH OUR OFFICE COULD BE INTERPRETED AS AN ATTEMPT TO COLLECT A DEBT AND THAT ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU ARE IN ACTIVE MILITARY SERVICE, PLEASE CONTACT OUR OFFICE, AS YOU ARE ENTITLED TO SPECIAL PROTECTIONS. THIS IS AN OPPORTUNITY TO SAVE YOUR HOME
To: Deborah A. Riggs
 11571 Begole Road
 St. Louis, MI 48880
 County: Gratiot
State law requires that you receive the following notice: You have the right to request a meeting with your mortgage holder or mortgage servicer. The person to contact and that has the authority to make agreements for a loan modification with you is: Orlans Associates, P.C Loss Mitigation Department, P.O. Box 5041, Troy, MI 48007-5041, (248) 502-1331. You may contact a housing counselor by visiting the Michigan State Housing Development Authority (“MSHDA”) website or by calling MSHDA. The website address and telephone number of MSHDA is: (www.mshda.info/counseling_search/), telephone (866) 946-7432, TTY# 1-800-382-4568. If you request a meeting with the servicer’s designate within 14 days after the Notice required under MCL 600.3205a(1) is mailed, then foreclosure proceedings will not start until 90 days after the date the Notice was mailed to you. If you and the servicer’s Designate reach an agreement to modify the mortgage loan, the mortgage will not be foreclosed if you abide by the terms of the agreement. You have the right to contact an attorney. You may contact attorney of your choice. If you do not have an attorney, the telephone number for the Michigan State Bar Association’s Lawyer Referral Service is 1-800-968-0738.
Dated: June 17, 2010
Orlans Associates P.C
Attorneys for Servicer
P.O. Box 5041
Troy, MI 48007-5041
File Number: 199.5083
ASAP# 3611062 06/17/2010 24t1

MORTGAGE SALE
SCHNEIDERMAN & SHERMAN, P.C.,  IS ATTEMPTING TO COLLECT A DEBT, ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT (248)539-7400 IF YOU ARE IN ACTIVE MILITARY DUTY.
MORTGAGE SALE – Default has been made in the conditions of a mortgage made by RICHARD J. SCHMIDT AKA RICHARD J. SCHMIDT, SR. and CHARLENE D. SCHMIDT, HUSBAND AND WIFE, to Mortgage Electronic Registration Systems, Inc. (“MERS”), solely as nominee for lender and lender’s successors and assigns,, Mortgagee, dated April 28, 2003, and recorded on April 30, 2003, in Liber 713, on Page 1023, and assigned by said mortgagee to GMAC MORTGAGE, LLC, as assigned,Gratiot County Records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of Forty-Three Thousand Seven Hundred Three Dollars and Sixty-Six Cents ($43,703.66), including interest at 6.500% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public venue, Main entrance to the Gratiot County Courthouse Building in the City of Ithaca, Gratiot County, Michigan at 10:00 AM o’clock, on July 15, 2010
Said premises are located in Gratiot County, Michigan and are described as:
LOTS 21 AND 22, BLOCK 2, CENTRAL HEIGHTS ADDITION, CITY OF ALMA, GRATIOT COUNTY, MICHIGAN, ACCORDING TO THE RECORDED PLAT THEREOF.
The redemption period shall be 6 months from the date of such sale unless determined abandoned in accordance with 1948CL 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
Dated: June 9, 2010
GMAC MORTGAGE, LLC
Mortgagee/Assignee
Schneiderman & Sherman, P.C.
23938 Research Drive, Suite 300
Farmington Hills, MI 48335 24t4

NOTICE TO CREDITORS
DECEDENT’S ESTATE
State of Michigan, Probate Court for the County of Gratiot.
Estate of MELBA MUHN. Date of birth: 10/31/1920. File No. 10-122-DE.
NOTICE TO CREDITORS: The decedent, Melba Muhn, who lived at 5699 Winans Rd., Alma, MI 48801 died 09/02/2009.
Creditors of the decedent are notified that all claims against the estate will be forever barred unless presented to Louis E. Muhn, named personal representative or proposed personal representative, or to both the probate court at 214 E. Center St., Ithaca, MI 48847, and the named/proposed personal representative within 4 months after the date of publication of this notice.
Dated: June 10, 2010.
Louis E. Muhn
Personal Representative
634 Aquila Dr.
East Lansing, MI 48823
Phone: (517) 775-0411
Laura M. Benitez P46710
Attorney
201 E. Superior St., P.O. Box 515
Alma, MI 48801
Phone: (989) 463-3100 24t1
 

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