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Gratiot County Herald

Legal Notices published July 22, 2010

Published Jul 20, 2010


NOTICE TO CREDITORS
DECEDENT’S ESTATE
State of Michigan, Probate Court for the County of Gratiot.
Estate of DIANA L. VANHORN, Deceased. Date of Birth: 12/2/1943. File No. 10-132-DE.
NOTICE TO CREDITORS: The decedent, DIANA L. VANHORN, who lived at 124 S. Main St., St. Louis, Michigan 48880, died May 14, 2003.
Creditors of the deceased are notified that all claims against the estate will be forever barred unless presented to AUTUMN VANHORN, 4633 Chippewa Trail, Fremont, MI 49412, named personal representative or proposed personal representative, or to both the probate court at 214 E. Center St., Ithaca, MI 48847, and the named/proposed personal representative within 4 months of the date of publication of this notice.
Dated: July 12, 2010.
AUTUMN VANHORN
Personal Representative
4633 Chippewa Trail
Fremont, MI 49412
Phone: 231-924-2633
PATRICIA G. HARRIS (P32380)
Attorney
215 W. Saginaw St., P.O. Box 30
St. Louis, MI 48880
Phone: (989) 681-3025 29t1

MORTGAGE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Shane R. Hall, a single man, to Amerifirst Financial Corporation, Mortgagee, dated March 20, 2006 and recorded April 26, 2006 in Liber 805, Page 655, Gratiot County Records, Michigan. Said mortgage is now held by Chase Home Finance LLC by assignment. There is claimed to be due at the date hereof the sum of Eighty-Seven Thousand Three Hundred Thirty-Nine and 75/100 Dollars ($87,339.75) including interest at 6.375% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue at the main entrance to the Gratiot County Circuit Courthouse Building in the City of Ithaca, MI at 10:00 a.m. on AUGUST 12, 2010.
Said premises are located in the City of Ithaca, Gratiot County, Michigan, and are described as:
Lot 51 and South 1 Foot of Lot 50, division M of supervisor’s Plat, City of Ithaca, according to the Plat thereof recorded in Liber 1 of Plats, Page 48, Gratiot County Records
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. TO ALL PURCHASERS: The foreclosing mortgagee can rescind the sale. In that event, your damages, if any, are limited solely to the return of the bid amount tendered at sale, plus interest. If you are a tenant in the property, please contact our office as you may have certain rights.
Dated: July 15, 2010
Orlans Associates, P.C.
Attorneys for Servicer
P.O. Box 5041
Troy, MI 48007-5041
248-502-1400
File No. 310.8026
ASAP# 3644590 07/15/2010, 07/22/2010, 07/29/2010, 08/05/2010 28t4

NOTICE OF MORTGAGE
FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE.  PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee.  In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
DEFAULT having been made in the terms and conditions of a certain mortgage made on September 19, 2003, between Nicolas Boyer and Lisa Boyer, husband and wife, as Mortgagors, to Firstbank-Alma Mortgage Company, a Michigan Banking Corporation, as Mortgagee, and recorded in the Office of the Register of Deeds for Gratiot County on September 24, 2003 in Liber 732, Page 1445.   On which said mortgage there is claimed to be due at the date of this Notice the sum of FIFTY-TWO THOUSAND SIX HUNDRED NINETY-SIX AND 64/100 DOLLARS ($52,696.64), for principal, interest, and other charges, with interest at the rate of 7.50% per annum.  No suit or proceeding at law or in equity having been instituted to recover the debt, or any part thereof, secured by said Mortgage, and the Power of Sale in said Mortgage contained having become operative by reason of such default;
NOTICE IS HEREBY GIVEN that on the 29th day of July, 2010, at 10:00 AM, at the Courthouse in the City of Ithaca, Gratiot County, Michigan, that being the place of holding the Circuit Court for the County of Gratiot, there will be offered for sale and sold to the highest bidder at public auction, the land and premises in said Mortgage, for the purpose of satisfying the amount due and unpaid upon said Mortgage, together with legal costs and charges of sale, including the attorney fee allowed by law.
The land and premises in said Mortgage being situated in the Township of Arcada, County of Gratiot, State of Michigan, respectively, to wit:
COMMENCING 430 FEET EAST OF THE NORTHWEST CORNER, THENCE EAST 95 FEET, THENCE SOUTH 170 FEET, THENCE WEST 95 FEET, THENCE NORTH 170 FEET TO THE POINT OF BEGINNING, SECTION 21, TOWN 11 NORTH, RANGE 3 WEST, ARCADA TOWNSHIP, GRATIOT COUNTY, MICHIGAN. TAX #2901-021-008-10.
The redemption period under the statute in such case made and provided is six (6) months from the date of sale, unless determined abandoned in accordance with MCL 600.3241a, in which case the redemption period shall be thirty (30) days from the date of sale or fifteen (15) days from the date the notice required by MCL 600.3241a(b) was posted and mailed.
Dated: June 23, 2010
Firstbank-Alma Mortgage Company
A Michigan Banking Corporation
Mortgagee
311 Woodworth Ave.
Alma, MI 48801
Prepared by: 
Christopher E. Goggin,
Attorney for Mortgagee
P.O. Box 488
Alma, MI 48801
(989) 463-3191 26t4

NOTICE OF MORTGAGE
FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by William J. Skriba, a single man, original mortgagor(s), to ABN AMRO Mortgage Group, Inc., Mortgagee, dated November 26, 2001, and recorded on December 21, 2001 in Liber 665 on Page 96, in Gratiot county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of Ninety-One Thousand Eight Hundred Forty-Two And 66/100 Dollars ($91,842.66), including interest at 6% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Gratiot County, at 10:00 AM, on August 5, 2010.
Said premises are situated in Township of Lafayette, Gratiot County, Michigan, and are described as: A parcel of land being a part of the Northwest 1/4 of the Northwest 1/4 of Section 33, Town 11 North, Range 1 West, Lafayette Township, Gratiot County, Michigan, described as beginning at a point on the North line of Section 33 which is East 942.25 feet from the Northwest corner of Section 33, thence East 187.06 feet, along the North Section line, thence South at a right angle, 181.82 feet, thence East at a right angle, 57.73 feet, thence South at right angle, 198.50 feet, thence East at a right angle, 49.74 feet, thence South at a right angle, 90.4 feet, thence West at a right angle, 200.60 feet, thence North 11 degrees 17 minutes 06 seconds West, 480.0 feet to the point of beginning.
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
Dated: July 8, 2010
For more information, please call:
FC C (248) 593-1301
Trott & Trott, P.C.
Attorneys For Servicer
31440 Northwestern Highway, Suite 200
Farmington Hills, Michigan 48334-2525
File #159760F02 27t4

NOTICE TO CREDITORS
RE: ELLEN E. KELLOGG LIVING TRUST, dated March 25, 2010.
NOTICE TO ALL CREDITORS: The decedent, Ellen E. Kellogg, who lived at 4758 S. Croswell Road, Ithaca, Michigan 48847, died July 9, 2010.
Creditors of the decedent are notified that all claims against the trust will be forever barred unless presented to HAROLD G. KELLOGG, Trustee of the ELLEN E. KELLOGG LIVING TRUST, dated March 25, 2010, within 4 months after the date of publication of this notice.
Dated: July 19, 2010.
HAROLD G. KELLOGG
Trustee
807 N. Division Street
Carson City, MI 48811
(989) 584-3286
JEFFERSON P. ARNOLD (P10262)
Attorney at Law
100 E. Center Street
Ithaca, MI 48847
(989) 875-3610 29t1

NOTICE OF MORTGAGE
FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Larry Avery and Starr Avery, Husband and Wife, original mortgagor(s), to Mortgage Electronic Registration Systems, Inc., as nominee for lender and lender’s successors and/or assigns, Mortgagee, dated May 15, 2007, and recorded on May 23, 2007 in Liber 830 on Page 294, and assigned by said Mortgagee to Deutsche Bank National Trust Company, as Trustee of the IndyMac INDX Mortgage Trust 2007-AR17, Mortgage Pass-Through Certificates, Series 2007-AR17 under the Pooling and Servicing Agreement dated June 1, 2007 as assignee as documented by an assignment, in Gratiot county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Twenty Thousand Nine Hundred Fifty-Three And 65/100 Dollars ($120,953.65), including interest at 8.375% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Gratiot County, at 10:00 AM, on August 5, 2010.
Said premises are situated in Township of Sumner, Gratiot County, Michigan, and are described as: The South 12 Rods of the Northwest 1/4 of the Northeast 1/4 of Section 34, Town 11 North , Range 4 West, Sumner Township, Gratiot County , Michigan.
The redemption period shall be 12 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
Dated: July 8, 2010
For more information, please call:
FC H (248) 593-1300
Trott & Trott, P.C.
Attorneys For Servicer
31440 Northwestern Highway, Suite 200
Farmington Hills, Michigan 48334-2525
File #312039F02 27t4

THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Kevin M. Hall and Theresa L. Hall, husband and wife, to JPMorgan Chase Bank, N.A., Mortgagee, dated September 28, 2006 and recorded October 20, 2006 in Liber 816, Page 1434, Gratiot County Records, Michigan. There is claimed to be due at the date hereof the sum of One Hundred Fifty Thousand One Hundred Ninety-Eight and 56/100 Dollars ($150,198.56) including interest at 8.25% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue at the main entrance to the Gratiot County Circuit Courthouse Building in the City of Ithaca, MI at 10:00 a.m. on AUGUST 5, 2010.
Said premises are located in the City of Saint Louis, Gratiot County, Michigan, and are described as:
Lot 130, Westgate Park, City of St. Louis, Gratiot County, Michigan, according to the recorded plat thereof.
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. TO ALL PURCHASERS: The foreclosing mortgagee can rescind the sale. In that event, your damages, if any, are limited solely to the return of the bid amount tendered at sale, plus interest. If you are a tenant in the property, please contact our office as you may have certain rights.
Dated: July 8, 2010
Orlans Associates, P.C.
Attorneys for Servicer
P.O. Box 5041
Troy, MI 48007-5041
248-502-1400
File No. 224.6290
ASAP# 3631629 07/08/2010, 07/15/2010, 07/22/2010, 07/29/2010 27t4

NOTICE OF MORTGAGE
FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Michael Leon Betz and Jill Betz, Husband and Wife, original mortgagor(s), to Mortgage Electronic Registration Systems, Inc., as nominee for lender and lender’s successors and/or assigns, Mortgagee, dated February 24, 2007, and recorded on March 7, 2007 in Liber 825 on Page 179, and assigned by said Mortgagee to OneWest Bank, FSB as assignee as documented by an assignment, in Gratiot county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Four Thousand Seven Hundred Fifty-Five And 94/100 Dollars ($104,755.94), including interest at 6.875% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Gratiot County, at 10:00 AM, on August 12, 2010.
Said premises are situated in City of Ithaca, Gratiot County, Michigan, and are described as:
The West 1/2 of Lots 1 and 2, Block 1, Benham’s Plat of North East Ithaca, according to the Recorded Plat thereof.
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
Dated: July 15, 2010
For more information, please call:
FC H (248) 593-1300
Trott & Trott, P.C.
Attorneys For Servicer
31440 Northwestern Highway, Suite 200
Farmington Hills, Michigan 48334-2525
File #326748F01 28t4

MORTGAGE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Scott A. Winnie, an unmarried man, to Union Federal Bank of Indianapolis, Mortgagee, dated October 31, 2003 and recorded November 3, 2003 in Liber 736, Page 1269, Gratiot County Records, Michigan. Said mortgage is now held by CitiMortgage, Inc. by assignment. There is claimed to be due at the date hereof the sum of Fifty-Two Thousand Four Hundred Sixty-Two and 79/100 Dollars ($52,462.79) including interest at 7% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue at the main entrance to the Gratiot County Circuit Courthouse Building in the City of Ithaca, MI at 10:00 a.m. on AUGUST 12, 2010.
Said premises are located in the City of Saint Louis, Gratiot County, Michigan, and are described as:
Lot 3, Block 76, Holcomb and Evans Addition, according to the recorded Plat thereof as recorded in the Gratiot County Records.
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. TO ALL PURCHASERS: The foreclosing mortgagee can rescind the sale. In that event, your damages, if any, are limited solely to the return of the bid amount tendered at sale, plus interest. If you are a tenant in the property, please contact our office as you may have certain rights.
Dated: July 15, 2010
Orlans Associates, P.C.
Attorneys for Servicer
P.O. Box 5041
Troy, MI 48007-5041
248-502-1400
File No. 241.9386
ASAP# 3642923 07/15/2010, 07/22/2010, 07/29/2010, 08/05/2010 28t4

PUBLICATION AND NOTICE
OF FRIEND OF THE COURT
ANNUAL STATUTORY REVIEW
State of Michigan, 29th Judicial Circuit, Gratiot County.
PUBLIC NOTICE
ANNUAL REVIEW OF
PERFORMANCE RECORD OF THE
FRIEND OF THE COURT
Pursuant to Michigan law, the chief circuit judge annually reviews the performance record of the Friend of the Court. The review will be conducted on or about July 15, 2010. This review is limited by law to the following criteria: whether the friend of the court is guilty of misconduct, neglect of statutory duty, or failure to carry out the written orders of the court relative to a statutory duty; whether the purposes of the Friend of the Court Act are being met; and whether the duties of the friend of the court are being carried out in a manner that reflects the needs of the community. Members of the public may submit written comments to the chief judge relating to these criteria. Send your written comments, with your name and address, to: Hon. Randy Tahvonen, 214 E. Center St., Ithaca, MI 48847. 28t2

NOTICE OF MORTGAGE
FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE.  PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee.  In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
DEFAULT having been made in the terms and conditions of a certain mortgage made on June 4, 2002, between Dennis Fowler and Cheri Fowler, husband and wife, as Mortgagors, to Firstbank-Alma Mortgage Company, a Michigan Banking Corporation, as Mortgagee, and recorded in the Office of the Register of Deeds for Gratiot County on June 11, 2002, in Liber 679, Page 1355.   On which said mortgage there is claimed to be due at the date of this Notice the sum of FORTY-ONE THOUSAND FIVE HUNDRED EIGHTY-SIX AND 97/100 DOLLARS ($41,586.97), for principal, interest, and other charges, with interest at the rate of 8.0% per annum.  No suit or proceeding at law or in equity having been instituted to recover the debt, or any part thereof, secured by said Mortgage, and the Power of Sale in said Mortgage contained having become operative by reason of such default;
NOTICE IS HEREBY GIVEN that on the 19th day of August, 2010, at 10:00 AM, at the Courthouse in the City of Ithaca, Gratiot County, Michigan, that being the place of holding the Circuit Court for the County of Gratiot, there will be offered for sale and sold to the highest bidder at public auction, the land and premises in said Mortgage, for the purpose of satisfying the amount due and unpaid upon said Mortgage, together with legal costs and charges of sale, including the attorney fee allowed by law.
The land and premises in said Mortgage being situated in the City of St. Louis, County of Gratiot, State of Michigan, respectively, to wit:
THE EAST 90 FEET OF THE FOLLOWING DESCRIBED LAND: COMMENCING AT A POST 3 CHAINS AND 94 LINKS NORTH AND 3 CHAINS AND 10 LINKS EAST OF THE SOUTHWEST CORNER OF THE EAST 1/2 OF THE SOUTHWEST 1/4 OF SECTION 19, TOWN 12 NORTH, RANGE 2 WEST, GRATIOT COUNTY, MICHIGAN, THENCE EAST 1 CHAIN AND 53 8/10 LINKS, THENCE NORTH 3 CHAINS AND 25 LINKS, THENCE WEST 1 CHAIN AND 54 LINKS, THENCE SOUTH 3 CHAINS AND 25 LINKS TO THE PLACE OF BEGINNING, CITY OF ST. LOUIS, GRATIOT COUNTY, MICHIGAN.  TAX #2953-010-306-00.
The redemption period under the statute in such case made and provided is six (6) months from the date of sale, unless determined abandoned in accordance with MCL 600.3241a, in which case the redemption period shall be thirty (30) days from the date of sale or fifteen (15) days from the date the notice required by MCL 600.3241a(b) was posted and mailed.
Dated: July 14, 2010
Firstbank-Alma Mortgage Company
A Michigan Banking Corporation
Mortgagee
311 Woodworth Ave.
Alma, MI 48801
Prepared by:
Christopher E. Goggin,
Attorney for Mortgagee
P.O. Box 488
Alma, MI 48801
(989) 463-3191 29t4

NOTICE PURSUANT TO
MCL 600.3205a(4)
NOTICE is hereby provided to Joseph Vedrode and Amy Vedrode, the borrowers and/or mortgagors (hereinafter “Borrower”) regarding the property located at: 218 Valley Ave, Alma, MI 48801-2436.
The Borrower has the right to request a meeting with the mortgage holder or mortgage servicer. The agent designated by the Mortgage Servicer and/or Mortgage Holder to contact and that has authority to make agreements under MCL sections 600.3205b and 600.3205c is: Trott & Trott, P.C., 31440 Northwestern Highway, Suite 200, Farmington Hills, MI 48334-2525 at (248) 593-1302
The Borrower may contact a housing counselor by visiting the Michigan State Housing Development Authority’s website or by calling the Michigan State Housing Development Authority at http://www.michigan.gov/mshda or at (866) 946-7432.
If the Borrower requests a meeting with the agent designated above by contacting an approved housing counselor within 14 days from July 16, 2010, foreclosure proceedings will not be commenced until 90 days after July 16, 2010.
If the Borrower and the agent designated above reach an agreement to modify the mortgage loan, the mortgage will not be foreclosed if the Borrower abides by the terms of the agreement.
The Borrower has the right to contact an attorney. The telephone number of the State Bar of Michigan’s Lawyer Referral Service is (800) 968-0738.
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.
ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE.
Date: July 22, 2010
For more information, please call:
FC X (248) 593-1302
Trott & Trott, P.C.
Attorneys For Servicer and/or Mortgage Holder
31440 Northwestern Highway, Suite 200
Farmington Hills, MI 48334-2525
File # 332988F01 29t1

NOTICE PURSUANT TO
MCL 600.3205a(4)
NOTICE is hereby provided to Gregory Gross and Patricia A Gross, the borrowers and/or mortgagors (hereinafter “Borrower”) regarding the property located at: 3249 N Rich Rd, Alma, MI 48801-9548.
The Borrower has the right to request a meeting with the mortgage holder or mortgage servicer. The agent designated by the Mortgage Servicer and/or Mortgage Holder to contact and that has authority to make agreements under MCL sections 600.3205b and 600.3205c is: Trott & Trott, P.C., 31440 Northwestern Highway, Suite 200, Farmington Hills, MI 48334-2525 at (248) 593-1309
The Borrower may contact a housing counselor by visiting the Michigan State Housing Development Authority’s website or by calling the Michigan State Housing Development Authority at http://www.michigan.gov/mshda or at (866) 946-7432.
If the Borrower requests a meeting with the agent designated above by contacting an approved housing counselor within 14 days from July 16, 2010, foreclosure proceedings will not be commenced until 90 days after July 16, 2010.
If the Borrower and the agent designated above reach an agreement to modify the mortgage loan, the mortgage will not be foreclosed if the Borrower abides by the terms of the agreement.
The Borrower has the right to contact an attorney. The telephone number of the State Bar of Michigan’s Lawyer Referral Service is (800) 968-0738.
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.
ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE.
Date: July 22, 2010
For more information, please call:
FC D (248) 593-1309
Trott & Trott, P.C.
Attorneys For Servicer and/or Mortgage Holder
31440 Northwestern Highway, Suite 200
Farmington Hills, MI 48334-2525
File # 333161F01 29t1

NOTICE OF MORTGAGE
FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by James S. Birnbaum and Shelley L. Birnbaum, Husband and Wife, original mortgagor(s), to Mortgage Electronic Registration Systems, Inc., as nominee for lender and lender’s successors and/or assigns, Mortgagee, dated February 21, 2008, and recorded on June 19, 2008 in Liber 851 on Page 929, and assigned by said Mortgagee to Chase Home Finance LLC as assignee as documented by an assignment, in Gratiot county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of Eighty-Six Thousand Three Hundred Three And 70/100 Dollars ($86,303.70), including interest at 6.875% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Gratiot County, at 10:00 AM, on August 19, 2010.
Said premises are situated in Township of Wheeler, Gratiot County, Michigan, and are described as:
Commencing 724 feet North of Southeast corner of Section 35, thence North 240 feet, thence West 182 feet, thence South 240 feet, thence East 182 feet, to point of beginning, being part of the Southeast 1/4 of Southeast 1/4, Section 35, Town 12 North, Range 1 West, Wheeler Township, Gratiot County, Michigan.
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
Dated: July 22, 2010
For more information, please call:
FC S (248) 593-1304
Trott & Trott, P.C.
Attorneys For Servicer
31440 Northwestern Highway, Suite 200
Farmington Hills, Michigan 48334-2525
File #313311F01 29t4

STATE OF MICHIGAN
IN THE CIRCUIT COURT FOR THE
COUNTY OF GRATIOT
ERIC LaPAUGH, Plaintiff, vs. JESSIE LaPAUGH and spouse, if any; and their predecessors and/or successors in interest and other unknown persons or entities and/or their unknown heirs, devisees, or assigns, claiming an interest in the subject matter herein, Defendants.
File No. 10-11538-CH.
Hon. Randy L. Tahvonen (P23411)
Circuit Court Judge
LAURA M. BENITEZ (P46710)
Attorney for Plaintiff
201 E. Superior St., P. O. Box 515
Alma, Michigan 48801
Telephone: (989) 463-3100
ORDER FOR SERVICE BY
PUBLICATION AND POSTING
AND NOTICE OF HEARING
TO: ALL DEFENDANTS
IT IS HEREBY ORDERED that you are being sued by Plaintiff in this Court to quiet title to real estate. You must file your answer or take other action permitted by law in this Court at the Court address at P.O. Box 437, Ithaca, MI 48847 on or before 9/1/2010. If you fail to do so, a default judgment may be entered against you for the relief demanded in the Complaint filed by the Plaintiff in this case, requesting entry of an order quieting title and confirming title and ownership of certain real estate in the Plaintiff.
IT IS FURTHER ORDERED that a hearing on Plaintiff's Complaint shall be held before this Court on the 7th day of September, 2010 at 1:30 o'clock p.m.
IT IS FURTHER ORDERED that a copy of this Order shall be published once each week in the Gratiot County Herald for three (3) consecutive weeks, and a proof of publication shall be filed in this Court.
IT IS FURTHER ORDERED that a copy of this Order shall be posted in the courthouse, and at the Sumner Township Hall, where the real estate which is the subject matter of this action is located and on the premises for three (3) continuous weeks and a proof of said posting shall be filed with this Court.
Dated: July 19, 2010.
Randy L. Tahvonen (P23411)
Circuit Court Judge
DRAFTED BY:
Laura M. Benitez (P46710)
Attorney for Plaintiff
201 E. Superior St., P.O. Box 515
Alma, MI 48801
(989) 463-3100 29t3

NOTICE OF MORTGAGE
FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Robert M Childers, a Single Man, original mortgagor(s), to ABN AMRO Mortgage Group, Inc., Mortgagee, dated July 24, 2007, and recorded on August 9, 2007 in Liber 834 on Page 1195, in Gratiot county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of Seventy Thousand Seven Hundred Fifty-Six And 59/100 Dollars ($70,756.59), including interest at 6.875% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Gratiot County, at 10:00 AM, on August 19, 2010.
Said premises are situated in Village of Perrinton, Gratiot County, Michigan, and are described as:
Lots 193, 194 and 200, Original Plat of Village of Perrinton, Gratiot County, Michigan, according to the recorded plat thereof.
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
Dated: July 22, 2010
For more information, please call:
FC C (248) 593-1301
Trott & Trott, P.C.
Attorneys For Servicer
31440 Northwestern Highway, Suite 200
Farmington Hills, Michigan 48334-2525
File #329487F01 29t4

NOTICE OF MORTGAGE
FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Michael R. Loenshal and Susan M. Loenshal, husband and wife, original mortgagor(s), to ABN AMRO Mortgage Group, Inc., Mortgagee, dated July 1, 2003, and recorded on August 5, 2003 in Liber 726 on Page 791, in Gratiot county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of Thirty-Two Thousand Ninety-Three And 63/100 Dollars ($32,093.63), including interest at 4.75% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Gratiot County, at 10:00 AM, on August 19, 2010.
Said premises are situated in City of Ithaca, Gratiot County, Michigan, and are described as:
The East 1/2 of Lot 6, Block 17, Jeffery’s Addition, City of Ithaca, Gratiot County, Michigan, according to the recorded Plat thereof in Liber 2, Page 17, Gratiot County Records.
The redemption period shall be 12 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
Dated: July 22, 2010
For more information, please call:
FC C (248) 593-1301
Trott & Trott, P.C.
Attorneys For Servicer
31440 Northwestern Highway, Suite 200
Farmington Hills, Michigan 48334-2525
File #329346F01 29t4

SCHNEIDERMAN & SHERMAN, P.C. IS ATTEMPTING TO COLLECT A DEBT, ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT 248-539-7400 IF YOU ARE IN ACTIVE MILITARY DUTY.
INITIAL FORECLOSURE NOTICE AS REQUIRED BY MICHIGAN PUBLIC ACT 30 OF 2009.  Notice is hereby provided to Douglas D. Moomey and Diane L. Moomey, the borrowers and/or mortgagors (hereinafter “Borrower”) regarding the property known as 3981 WEST JEFFERSON ROAD, ALMA, MI 48801 that the mortgage is in default.  The Borrower has the right to request a meeting with the mortgage holder or mortgage servicer through its designated agent, Schneiderman & Sherman, P.C. (“Designated Agent”), 23938 Research Drive, Suite 300, Farmington Hills, Michigan 48335, 248-539-7400 (Tel), 248-539-7401 (Fax), email: designatedagent@sspclegal.com.   Douglas D. Moomey and Diane L. Moomey also has/have the right to contact the Michigan State Housing Development Authority (“MSHDA”) at its website www.michigan.gov/mshda or by calling MSHDA at (866) 946-7432 (Tel).  If Borrower(s) requests a meeting, no foreclosure proceeding will be commenced until the expiration of 90 days from the date Notice was mailed to the Borrower(s) pursuant to Section 3205(a) of HB 4454, Public Act 30 of 2009.  If Designated Agent and Borrower(s) agree to modify the mortgage, the mortgage will not be foreclosed if the Borrower(s) abide by the terms of the modified mortgage.  Borrower(s) have the right to contact an attorney or the State Bar of Michigan Lawyer Referral Service at (800) 968-0738 (Tel). 
Pub Date: July 22, 2010
SCHNEIDERMAN & SHERMAN, P.C.
23938 Research Drive, Suite 300
Farmington Hills, Michigan 48335 29t1
 

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