Gratiot County Herald

http://gcherald.com/legal_news/legal-notices-published-february-25-2010.shtml

Legal Notices published February 25, 2010

NOTICE OF MORTGAGE
FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Charles Melvin Bradshaw and Sasha Ann Bradshaw, husband and wife, original mortgagor(s), to Mortgage Electronic Registration Systems, Inc., as nominee for lender and lender’s successors and/or assigns, Mortgagee, dated December 22, 2005, and recorded on December 28, 2005 in Liber 797 on Page 1263, in Gratiot county records, Michigan, and assigned by said Mortgagee to Weststar Mortgage Corp as assignee, on which mortgage there is claimed to be due at the date hereof the sum of Two Hundred Thousand Eight Hundred Ninety-Six And 38/100 Dollars ($200,896.38), including interest at 7.125% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Gratiot County, at 10:00 AM, on March 4, 2010.
Said premises are situated in Township of Arcada, Gratiot County, Michigan, and are described as:
Commencing 660.58 feet South 663.21 feet East of the Northwest corner of the Southwest 1/4 of the Northwest 1/4 of Section 29, Town 11 North, Range 3 West, Arcada Township, Gratiot County, Michigan, thence East 330 feet, North 329.59 feet, West 330 feet, South 329.59 feet to the Point of beginning
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
Dated: February 4, 2010
For more information, please call:
FC H (248) 593-1300
Trott & Trott, P.C.
Attorneys For Servicer
31440 Northwestern Highway, Suite 200
Farmington Hills, Michigan 48334-2525
File #289056F01 5t4

THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Nicholas Newville, a married man, to JPMorgan Chase Bank, N.A., Mortgagee, dated June 2, 2008 and recorded June 5, 2008 in Liber 851, Page 100, Gratiot County Records, Michigan. Said mortgage is now held by Chase Home Finance LLC by assignment. There is claimed to be due at the date hereof the sum of Eighty-Eight Thousand Thirty-One and 43/100 Dollars ($88,031.43) including interest at 6.75% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue at the main entrance to the Gratiot County Courthouse Building in the City of Ithaca, Gratiot County, MI in Gratiot County, Michigan at 10:00 a.m. on MARCH 4, 2010.
Said premises are located in the City of Alma, Gratiot County, Michigan, and are described as: Lots 3, 4, 5, and 6, Block 3, Udelle Addition to the City of Alma, Gratiot County, Michigan, according to the recorded plat thereof. The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
TO ALL PURCHASERS: The foreclosing mortgagee can rescind the sale. In that event, your damages, if any, are limited solely to the return of the bid amount tendered at sale, plus interest. If you are a tenant in the property, please contact our office as you may have certain rights.
Dated: February 4, 2010
Orlans Associates, P.C.
Attorneys for Servicer
P.O. Box 5041
Troy, MI 48007-5041
248-502-1400
File No. 310.7353
ASAP# 3433816 02/04/2010, 02/11/2010, 02/18/2010, 02/25/2010 5t4

NOTICE OF MORTGAGE
FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Cynthia M O’Valle a single woman and Tyler Bauer a single man, original mortgagor(s), to Mortgage Electronic Registration Systems, Inc., as nominee for lender and lender’s successors and/or assigns, Mortgagee, dated August 28, 2007, and recorded on August 29, 2007 in Liber 835 on Page 1408, and assigned by said Mortgagee to US Bank, NA as assignee as documented by an assignment, in Gratiot county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of Fifty-Seven Thousand One Hundred Two And 11/100 Dollars ($57,102.11), including interest at 6.875% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Gratiot County, at 10:00 AM, on March 11, 2010.
Said premises are situated in Village of Breckenridge, Gratiot County, Michigan, and are described as:
Lot 8, Block 16, Except the North 66 feet thereof, Assessor’s Plat of South Breckenridge according to the Plat recorded in Liber 1 of Plats, Page 132, Village of Breckenridge Gratiot County Michigan.
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
Dated: February 11, 2010
For more information, please call:
FC L (248) 593-1312
Trott & Trott, P.C.
Attorneys For Servicer
31440 Northwestern Highway, Suite 200
Farmington Hills, Michigan 48334-2525
File #290423F01 6t4

NOTICE OF MORTGAGE
FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Mike Gallahan, A Married Man, original mortgagor(s), to Mortgage Electronic Registration Systems, Inc., as nominee for lender and lender’s successors and/or assigns, Mortgagee, dated May 16, 2007, and recorded on May 21, 2007 in Liber 830 on Page 43, and assigned by said Mortgagee to Chase Home Finance LLC as assignee as documented by an assignment, in Gratiot county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of Eighty Thousand Two Hundred Nineteen And 74/100 Dollars ($80,219.74), including interest at 6.75% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Gratiot County, at 10:00 AM, on March 11, 2010.
Said premises are situated in City of Alma, Gratiot County, Michigan, and are described as:
The West 60 feet of Lot 6, Block 3, Michigan Avenue Heights Subdivision City of Alma, Gratiot County, Michigan, according to the recorded plat thereof, and Lots 7 and 8, Lewis and Searl Addition to the City of Alma, Gratiot County, Michigan, according to the recorded plat thereof
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
Dated: February 11, 2010
For more information, please call:
FC S (248) 593-1304
Trott & Trott, P.C.
Attorneys For Servicer
31440 Northwestern Highway, Suite 200
Farmington Hills, Michigan 48334-2525
File #203179F02 6t4

NOTICE OF MORTGAGE
FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Russell and Carol Hoard, husband and wife and Larry Blair and Lisa Earl, a single woman, a single man, original mortgagor(s), to Mortgage Electronic Registration Systems, Inc., as nominee for lender and lender’s successors and/or assigns, Mortgagee, dated June 14, 2006, and recorded on June 19, 2006 in Liber 809 on Page 169, in Gratiot county records, Michigan, and assigned by said Mortgagee to Deutsche Bank National Trust Company as Trustee for Morgan Stanley ABS Capital I Inc. Trust 2006-HE8 Mortgage Pass-Through Certificates, Series 2006-HE8 as assignee, on which mortgage there is claimed to be due at the date hereof the sum of Ninety-Five Thousand Four Hundred Seventy-Two And 95/100 Dollars ($95,472.95), including interest at 10.875% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Gratiot County, at 10:00 AM, on March 11, 2010.
Said premises are situated in City of Ithaca, Gratiot County, Michigan, and are described as:
The South 78 feet of the East 64 feet of lot 4, Block F, Northeast Ithaca, City of Ithaca, Gratiot County, Michigan, according to the recorded plat thereof
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
Dated: February 11, 2010
For more information, please call:
FC X (248) 593-1302
Trott & Trott, P.C.
Attorneys For Servicer
31440 Northwestern Highway, Suite 200
Farmington Hills, Michigan 48334-2525
File #259441F02 6t4

NOTICE OF MORTGAGE
FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
DEFAULT having been made in the terms and conditions of a certain mortgage made on September 1, 2005, between Russell D. Teeter and Donna S. Teeter, husband and wife, as Mortgagors, to Firstbank-Alma Mortgage Company, a Michigan Banking Corporation, as Mortgagee, and recorded in the Office of the Register of Deeds for Gratiot County on September 14, 2005, in Liber 789, Page 1033. On which said mortgage there is claimed to be due at the date of this Notice the sum of NINETY-THREE THOUSAND THREE HUNDRED ELEVEN AND 14/100 DOLLARS ($93,311.14), for principal, interest, and other charges, with interest at the rate of 6.125% per annum. No suit or proceeding at law or in equity having been instituted to recover the debt, or any part thereof, secured by said Mortgage, and the Power of Sale in said Mortgage contained having become operative by reason of such default;
NOTICE IS HEREBY GIVEN that on the 18th day of March, 2010, at 10:00 AM, at the Courthouse in the City of Ithaca, Gratiot County, Michigan, that being the place of holding the Circuit Court for the County of Gratiot, there will be offered for sale and sold to the highest bidder at public auction, the land and premises in said Mortgage, for the purpose of satisfying the amount due and unpaid upon said Mortgage, together with legal costs and charges of sale, including the attorney fee allowed by law.
The land and premises in said Mortgage being situated in the Township of Seville, County of Gratiot, State of Michigan, respectively, to wit:
PART OF THE NORTHEAST 1/4 OF THE NORTHEAST 1/4 OF SECTION 19, TOWN 12 NORTH, RANGE 4 WEST, SEVILLE TOWNSHIP, GRATIOT COUNTY, MICHIGAN, MORE PARTICULARLY DESCRIBED AS BEGINNING AT A POINT ON THE EAST LINE OF SAID SECTION 19, WHICH IS SOUTH, 423.00 FEET FROM THE NORTHEAST CORNER OF SAID SECTION 19; THENCE CONTINUING SOUTH ALONG SAID EAST LINE 189.00 FEET; THENCE WEST PERPENDICULAR TO SAID EAST LINE, 230.00 FEET; THENCE NORTH PARALLEL WITH SAID EAST LINE 189.00 FEET; THENCE EAST PERPENDICULAR TO SAID EAST LINE 230.00 FEET TO THE POINT OF BEGINNING.
The redemption period under the statute in such case made and provided is six (6) months from the date of sale, unless determined abandoned in accordance with MCL 600.3241a, in which case the redemption period shall be thirty (30) days from the date of sale or fifteen (15) days from the date the notice required by MCL 600.3241a(b) was posted and mailed.
Dated: February 15, 2010
Firstbank-Alma Mortgage Company
A Michigan Banking Corporation
Mortgagee
311 Woodworth Ave.
Alma, MI 48801
Prepared by:
Christopher E. Goggin,
Attorney for Mortgagee
P.O. Box 488, Alma, MI 48801
(989) 463-3191 7t4

ORDER FOR ALTERNATE SERVICE
State of Michigan, 29th Circuit Court, 214 E. Center St., Ithaca, MI 48847, 989/875-5215.
CITIMORTGAGE, INC., Plaintiff, vs. LISA A. BABCOCK, 4320 W. Birmingham Rd., Alma, I 48801-9672, 989/463-3006, Defendant. Case No. 0911469CK.
RAUSCH, STURM, ISRAEL, ENERSON & HORNIK, LLC
David J. Canine, #P61828
30500 Northwestern Hwy, Suite 500
Farmington Hills, MI 48334
(877) 667-8010
THE COURT FINDS:
Service of process upon defendant LISA A BABCOCK cannot reasonably be made as provided in MCR 2.105, and service of process may be made in a manner which is reasonably calculated to give defendant actual notice of the proceedings and an opportunity to be heard.
IT IS ORDERED:
Service of the summons and complaint and a copy of this order may be made by the following method(s):
First class mail to: 4320 W. BIRMINGHAM RD., ALMA, MI 48801-9672;
Tacking or firmly affixing to the door at: 4320 W. BIRMINGHAM RD., ALMA, MI 48801-9672;
Other: Certified mail return receipt requested and publication Order to Answer 3 consecutive weeks in Gratiot County Herald.
For each method used, proof of service must be filed promptly with the court.
Date: February 9, 2010.
s/Randy L. Tahvonen
Judge 7t3

NOTICE OF MORTGAGE
FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by James A Stoneburner, and Dina M Stoneburner, husband and wife, original mortgagor(s), to Mortgage Electronic Registration Systems, Inc., as nominee for lender and lender’s successors and/or assigns, Mortgagee, dated September 12, 2006, and recorded on September 19, 2006 in Liber 814 on Page 1217, in Gratiot county records, Michigan, and assigned by said Mortgagee to Deutsche Bank National Trust Company, as Trustee for Morgan Stanley ABS Capital I Inc. Trust 2007-HE2 as assignee, on which mortgage there is claimed to be due at the date hereof the sum of Fifty-Nine Thousand Six Hundred Eighty And 50/100 Dollars ($59,680.50), including interest at 8.49% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Gratiot County, at 10:00 AM, on March 25, 2010.
Said premises are situated in Township of Wheeler, Gratiot County, Michigan, and are described as:
Part of the South 1/2 of the Northeast 1/4 of the Southeast 1/4 of Section 17, Town 12 North, Range 1 West, Wheeler Township, Gratiot county, Michigan, described as beginning at a point on the East Section line, which is South 00 degrees 35 minutes 35 seconds East, 658.83 feet from the East 1/4 corner; thence South 00 degrees 35 minutes 35 seconds East ,165.01 feet; thence North 89 degrees 59 minutes 05 seconds West 264.02 feet; thence North 00 degrees 35 minutes 35 seconds West, 165.01 feet; thence South 89 degrees 59 minutes 05 seconds East, 264.02 feet to the point of beginning.
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
Dated: February 25, 2010
For more information, please call:
FC D (248) 593-1309
Trott & Trott, P.C.
Attorneys For Servicer
31440 Northwestern Highway, Suite 200
Farmington Hills, Michigan 48334-2525
File #279501F02 8t4

NOTICE OF MORTGAGE
FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Loren E. Wallace and Frances A. Wallace, husband and wife, original mortgagor(s), to Bank One, NA, Mortgagee, dated August 23, 2001, and recorded on August 30, 2001 in Liber 654 on Page 1087, and assigned by said Mortgagee to The Bank of New York Mellon f/k/a The Bank of New York as successor to JPMorgan Chase Bank, National Association,
f/k/a JPMorgan Chase Bank, as Trustee for the PPT Asset-Backed Certificates, Series 2004-1 as assignee as documented by an assignment, in Gratiot county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of Seventy-Eight Thousand Four Hundred Twenty-Four And 25/100 Dollars ($78,424.25), including interest at 8.2% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Gratiot County, at 10:00 AM, on March 25, 2010.
Said premises are situated in Township of Pine River, Gratiot County, Michigan, and are described as:
Part of the Northeast 1/4 of the Northwest 1/4 of Section 10, Town 12 North, Range 3 West, Pine River Township, Gratiot County, Michigan, described as; Beginning at a point on the North Section line, which is North 89 degrees 18 minutes 30 seconds West, 982.76 feet from the North 1/4 corner of said Section 10, thence North 89 degrees 18 minutes 30 seconds West, 16.5 feet; thence South 0 degrees 05 minutes 45 second West, 396.00 feet, thence North 89 degrees 18 minutes 30 seconds West 330.00 feet; thence South 0 degrees 05 minutes 45 seconds West, 247.50 feet, along the West-North and South 1/8th line, thence South 89 degrees 18 minutes 30 seconds East 346.50 feet, thence North 0 degrees 05 minutes 45 second East, 643.50 feet, to the point of beginning. Subject to existing Roadway Rights along the North 33 feet thereof.
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
Dated: February 25, 2010
For more information, please call:
FC F (248) 593-1313
Trott & Trott, P.C.
Attorneys For Servicer
31440 Northwestern Highway, Suite 200
Farmington Hills, Michigan 48334-2525
File #304527F01 8t4

NOTICE OF MORTGAGE
FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
NOTICE TO PROSPECTIVE PURCHASERS: This sale may be rescinded or set aside by the foreclosing mortgagee. In such event, your damages, if any, shall be limited solely to a return or refund of the bid amount tendered at such sale, together with interest at the rate set forth herein.
MORTGAGE SALE: Default having been made in the terms and conditions of a certain mortgage made by Joseph Joynt, a single man, Mortgagor, of 405 E. North Street, Ithaca, Michigan 48847, to Chemical Bank, formerly known as Chemical Bank and Trust Company, a Michigan banking corporation, of 333 E. Main Street, Midland, Michigan 48640, Mortgagee, dated April 26, 2004, and recorded in the Office of the Register of Deeds for the County of Gratiot and State of Michigan, on April 29, 2004, in Liber 750, at page 1152, of the Gratiot County Records, on which mortgage there is claimed to be due for principal, interest and late fees, as of the date of this notice, the sum of Seventy Thousand Five Hundred Fifty-Three and Eighteen Hundredths Dollars ($70,553.18).
No suit or proceedings at law or in equity having been instituted to recover the debt secured by said mortgage or any part thereof, whereby the power of sale contained in said mortgage has become operative;
NOW THEREFORE, by virtue of the power of sale contained in said mortgage, and pursuant to the statutes of the State of Michigan in such case made and provided, notice is hereby given that on Thursday, April 1, 2010, at 10:00 a.m., said mortgage will be foreclosed in the lobby of the Gratiot County Courthouse, in Ithaca, State of Michigan, that being the place where the Circuit Court for the County of Gratiot is held, by a sale at public auction, to the highest bidder, of the premises described in said mortgage or so much thereof as may be necessary to pay the amount due, as aforesaid, on said mortgage with interest thereon at Five and Two Hundred Fifty Thousandths percent (5.25%) per annum and all legal costs, charges and expenses, including the attorneys’ fees allowed by law, and also any taxes and insurance which may be paid by the Mortgagee on or before the date of said sale which may be necessary to protect its interest in the premises.
Said premises are situated in the City of Ithaca, in the County of Gratiot and State of Michigan, are commonly known as 405 E. North Street, Ithaca, Michigan 48887, and are more particularly described as follows:
Lot 1, Block "H" Northeast Ithaca, City of Ithaca, Gratiot County, Michigan, according to the recorded plat thereof as recorded in the Gratiot County Register of Deeds office.
The redemption period shall be six (6) months from the date of such sale; provided, however, that in the event that the property is determined to be abandoned pursuant to MCL 600.3241a, the property may be redeemed during the thirty (30) days immediately following such sale.
Date: February 25, 2010
William R. Garchow (P61833)
CURRIE KENDALL PLC
6024 Eastman Avenue
Midland, Michigan 48640
(989) 839-0300
Attorneys for Chemical Bank 8t5

AS A DEBT COLLECTOR, WE ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NOTIFY (248) 362-6100 IF YOU ARE IN ACTIVE MILITARY DUTY.
Gloria Baker, A Single Woman has defaulted on a Mortgage for the real property known as: 412 Mechanic Street, Alma, MI 48801
This Notice is to inform you that you have the right to request a meeting with the mortgage holder or mortgage servicer. Stephanie Mense has been designated by them as the person to contact who has authority to determine your eligibility for a mortgage modification. Gloria Baker may contact a housing counselor by visiting the Michigan State Housing Development Authority’s (MSHDA) website at www.michigan.gov/mshda or by calling the Michigan State Housing Development Authority at (866) 946-7432. That if Gloria Baker requests a meeting with the person designated above, within 14 days, foreclosure proceedings will not commence until 90 days after the date a notice was mailed to them. That if Gloria Baker and the designated person reach an agreement to modify the mortgage loan, the mortgage will not be foreclosed if Gloria Baker abides by the terms of the agreement. Gloria Baker has the right to contact an attorney. You may contact the State Bar of Michigan Lawyer referral service (800) 968-0738.
Dated: Thursday 25, 2010
By: Michael I. Rich (P-41938)
Attorney for Weltman, Weinberg & Reis Co., L.P.A.
2155 Butterfield Drive
Suite 200-S
Troy, MI 48084
WWR# 10033736 8t1

NOTICE OF MORTGAGE
FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by David Ryder, a married man and Billie Ryder, his wife, original mortgagor(s), to Mortgage Electronic Registration Systems, Inc., as nominee for lender and lender’s successors and/or assigns, Mortgagee, dated September 23, 2008, and recorded on October 6, 2008 in Liber 856 on Page 191, in Gratiot county records, Michigan, and assigned by said Mortgagee to Wells Fargo Bank, NA as assignee, on which mortgage there is claimed to be due at the date hereof the sum of Seventy-Five Thousand Six Hundred Fourteen And 67/100 Dollars ($75,614.67), including interest at 6% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Gratiot County, at 10:00 AM, on March 25, 2010.
Said premises are situated in City of Alma, Gratiot County, Michigan, and are described as:
The East 112 Feet of the South 26 Feet of Lot 5 and the East 112 feet of the North 14 Feet of Lot 6, Block 47, Gargett’s Addition, City of Alma, Gratiot county, Michigan, according to the recorded plat thereof in Liber 2, page 39, Gratiot county records
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
Dated: February 25, 2010
For more information, please call:
FC D (248) 593-1309
Trott & Trott, P.C.
Attorneys For Servicer
31440 Northwestern Highway, Suite 200
Farmington Hills, Michigan 48334-2525
File #305090F01 8t4

NOTICE TO CREDITORS
DECEDENT’S ESTATE
State of Michigan, Probate Court for the County of Gratiot.
Estate of JAMES FLOYD HORN. Date of birth: 09/15/1945. File No. 10-20-DE.
NOTICE TO CREDITORS: The decedent, James Floyd Horn, who lived at 1306 State, Ithaca, Michigan died 11/26/2009.
Creditors of the decedent are notified that all claims against the estate will be forever barred unless presented to Bernard C. Webster, named personal representative or proposed personal representative, or to both the probate court at 214 E. Center, Ithaca, MI 48847 and the named/proposed personal representative within 4 months after the date of publication of this notice.
Dated: 02/17/2010.
Bernard C. Webster
Personal Representative
P.O. Box 627
Carson City, MI 48811
Phone: (989) 584-6201
Randy A. Norton 62523
Attorney
P.O. Box 85
Crystal, MI 48818
Phone: (989) 235-2022 8t1

NOTICE TO CREDITORS
DECEDENT’S ESTATE
State of Michigan, Probate Court for the County of Gratiot.
Estate of RAYMOND J. MULDER, decedent. Date of birth: 09/30/1927. File No. 10-32-DE.
NOTICE TO CREDITORS: The decedent, Raymond J. Mulder, who lived at 317 W. Washington Ave., St. Louis, Michigan died 01/11/2010.
Creditors of the decedent are notified that all claims against the estate will be forever barred unless presented to Joan L. Mulder, named personal representative or proposed personal representative, or to both the probate court at 214 E. Center, PO Box 217, Ithaca, MI 48847 and the named/proposed personal representative within 4 months after the date of publication of this notice.
Dated: 02/22/2010.
Joan L. Mulder
Personal Representative
317 W. Washington Ave.
St. Louis, MI 48880-1449
Phone: (989) 681-3095
Rhonda M. Clark-Kreuer (P49818)
Attorney
111 N. Mill St., PO Box 147
St. Louis, MI 48880
Phone: (989) 681-8700 8t1

State of Michigan
65B Judicial District Court
John U. McDaid - Plaintiff
Joshua Ritter Krentz - Defendant
Case Number SC09-318
The proceedings are in regard to non payment of rent and non payment of utility bills associated with the occupancy of 225 Lincoln Avenue, Alma, Michigan 48801.
A hearing will be held at the 65th District Court located at 245 East Newark Street, Ithaca, Michigan at 10:00 a.m. on Monday, March 22, 2010.
Failure to answer or take other action may very well lead to a judgment in favor of the defendant. 8t3

NOTICE PURSUANT TO
MCL 600.3205a(4)
NOTICE is hereby provided to Joyce G. Marcy, the borrowers and/or mortgagors (hereinafter “Borrower”) regarding the property located at: 414 Warwick Pines Dr Unit 6, Alma, MI 48801-1100.
The Borrower has the right to request a meeting with the mortgage holder or mortgage servicer. The agent designated by the Mortgage Servicer and/or Mortgage Holder to contact and that has authority to make agreements under MCL sections 600.3205b and 600.3205c is: Trott & Trott, P.C., 31440 Northwestern Highway, Suite 200, Farmington Hills, MI 48334-2525 at (248) 593-1313
The Borrower may contact a housing counselor by visiting the Michigan State Housing Development Authority’s website or by calling the Michigan State Housing Development Authority at http://www.michigan.gov/mshda or at (866) 946-7432.
If the Borrower requests a meeting with the agent designated above by contacting an approved housing counselor within 14 days from February 19, 2010, foreclosure proceedings will not be commenced until 90 days after February 19, 2010.
If the Borrower and the agent designated above reach an agreement to modify the mortgage loan, the mortgage will not be foreclosed if the Borrower abides by the terms of the agreement.
The Borrower has the right to contact an attorney. The telephone number of the State Bar of Michigan’s Lawyer Referral Service is (800) 968-0738.
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.
ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE.
Date: February 25, 2010
For more information, please call:
FC F (248) 593-1313
Trott & Trott, P.C.
Attorneys For Servicer and/or Mortgage Holder
31440 Northwestern Highway, Suite 200
Farmington Hills, MI 48334-2525
File # 308233F01 8t1

FEDERAL LAW REQUIRES US TO ADVISE YOU THAT COMMUNICATION WITH OUR OFFICE COULD BE INTERPRETED AS AN ATTEMPT TO COLLECT A DEBT AND THAT ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU ARE IN ACTIVE MILITARY SERVICE, PLEASE CONTACT OUR OFFICE, AS YOU ARE ENTITLED TO SPECIAL PROTECTIONS. THIS IS AN OPPORTUNITY TO SAVE YOUR HOME
To: Joyce Felton and Walter Felton
11471 East Grant Road
Ashley, MI 48806
County: Gratiot
State law requires that you receive the following notice: You have the right to request a meeting with your mortgage holder or mortgage servicer. The person to contact and that has the authority to make agreements for a loan modification with you is: Orlans Associates, P.C Loss Mitigation Department, P.O. Box 5041, Troy, MI 48007-5041, (248) 502-1331. You may contact a housing counselor by visiting the Michigan State Housing Development Authority (“MSHDA”) website or by calling MSHDA. The website address and telephone number of MSHDA is: (www.mshda.info/counseling_search/), telephone (866) 946-7432, TTY# 1-800-382-4568. If you request a meeting with the servicer’s designate within 14 days after the Notice required under MCL 600.3205a(1) is mailed, then foreclosure proceedings will not start until 90 days after the date the Notice was mailed to you. If you and the servicer’s Designate reach an agreement to modify the mortgage loan, the mortgage will not be foreclosed if you abide by the terms of the agreement. You have the right to contact an attorney. You may contact attorney of your choice. If you do not have an attorney, the telephone number for the Michigan State Bar Association’s Lawyer Referral Service is 1-800-968-0738.
Dated: February 25, 2010
Orlans Associates P.C
Attorneys for Servicer
P.O. Box 5041
Troy, MI 48007-5041
File Number: 209.6158
ASAP# 3458299 02/25/2010 8t1

NOTICE TO CREDITORS
DECEDENT’S ESTATE
State of Michigan, Probate Court for the County of Gratiot.
Estate of Gerald G. and Bonnie B. Rorabacher Trust dated 11/17/1993. Date of Birth: March 25, 1929 (Gerald) February 18, 1929 (Bonnie).
NOTICE TO CREDITORS: The decedent, Gerald G. and Bonnie B. Rorabacher Trust dated 11/17/1993, who lived at 517 Westwind Lane, Ithaca, Michigan died December 17, 2009 (Gerald) and January 16, 2000 (Bonnie).
Creditors of the decedent are notified that all claims against the estate will be forever barred unless presented to Cynthia S. Roberts, Trustee, within 4 months after the date of publication of this notice.
Dated: February 15, 2010.
Cynthia S. Roberts, Trustee
Personal Representative
PO Box 1772
Mt. Pleasant, MI 48804-1772 8t1

PUBLICATION OF NOTICE
OF HEARING
State of Michigan, Probate Court, Gratiot County, Circuit Court - Family Division.
In the matter of BLAKE DONOVIAN FRIEND, Name Change. File No. 10-41-NC.
TO ALL INTERESTED PERSONS whose address(es) are unknown and whose interest in the matter may be barred or affected by the following:
TAKE NOTICE: A hearing will be held on 03/24/2010 at 11:15 am at Probate Courtroom, Courthouse, Ithaca, Michigan before Judge Jack T. Arnold P10260, for the following purpose: Petition to Change the name of Blake Donovian Friend to Blake Rocco Ramirez.
Dated: February 22, 2010.
Blake Friend
Petitioner
630 Brown Street
Alma, Michigan 48801
Phone: (989) 463-5182 8t1