Gratiot County HeraldLegal Notices published February 11, 2010

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Legal Notices published February 11, 2010

Published Feb 10, 2010

ORDER FOR SERVICE BY
PUBLICATION/POSTING AND
NOTICE OF ACTION
State of Michigan, Judicial District, 42nd Judicial Circuit, County Probate, 301 W. Main St., Midland, MI 48640.
Donna Walker, 600 Waldo, Apt. B, Midland, MI 48642, Plaintiff, v Jack Andrew Walker, Defendant. Case No. 10-6371-DM-B.
Shantele D. Elmy (P67108)
Attorney for Plaintiff
4900 Glencoe St.
Midland, MI 48640
(989) 482-0801
TO: Jack Andrew Walker
IT IS ORDERED:
You are being sued in this court by the plaintiff to divorce. You must file your answer or take other action permitted by law in this court at the court address above on or before 28 days of publication. If you fail to do so, a default judgment may be entered against you for the relief demanded in the complaint filed in this case.
Date: January 13, 2010.
Michael J. Beale (P74233)
Judge 4t3

SCHNEIDERMAN & SHERMAN, P.C. IS ATTEMPTING TO COLLECT A DEBT, ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT 248-539-7400 IF YOU ARE IN ACTIVE MILITARY DUTY.
INITIAL FORECLOSURE NOTICE AS REQUIRED BY MICHIGAN PUBLIC ACT 30 OF 2009. Notice is hereby provided to Tina L. Betts, the borrowers and/or mortgagors (hereinafter “Borrower”) regarding the property known as 424 GRAFTON AVENUE, ALMA, MI. 48801 that the mortgage is in default. The Borrower has the right to request a meeting with the mortgage holder or mortgage servicer through its designated agent, Schneiderman & Sherman, P.C. (“Designated Agent”), 23938 Research Drive, Suite 300, Farmington Hills, Michigan 48335, 248-539-7400 (Tel), 248-539-7401 (Fax), email: designatedagent@sspclegal.com. Tina L. Betts also has/have the right to contact the Michigan State Housing Development Authority (“MSHDA”) at its website www.michigan.gov/mshda or by calling MSHDA at (866) 946-7432 (Tel). If Borrower(s) requests a meeting, no foreclosure proceeding will be commenced until the expiration of 90 days from the date Notice was mailed to the Borrower(s) pursuant to Section 3205(a) of HB 4454, Public Act 30 of 2009. If Designated Agent and Borrower(s) agree to modify the mortgage, the mortgage will not be foreclosed if the Borrower(s) abide by the terms of the modified mortgage. Borrower(s) have the right to contact an attorney or the State Bar of Michigan Lawyer Referral Service at (800) 968-0738 (Tel).
Pub Date: February 11, 2010
SCHNEIDERMAN & SHERMAN, P.C.
23938 Research Drive, Suite 300
Farmington Hills, Michigan 48335 6t1

NOTICE OF MORTGAGE
FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Debra Jean Wilson, single, original mortgagor(s), to Household Finance Corporation III, Mortgagee, dated May 18, 2007, and recorded on May 23, 2007 in Liber 830 on Page 272, in Gratiot county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of Eighty-Five Thousand Six Hundred Twenty-Six And 92/100 Dollars ($85,626.92), including interest at 5.25% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Gratiot County, at 10:00 AM, on February 25, 2010.
Said premises are situated in Township of Emerson, Gratiot County, Michigan, and are described as:
A parcel of land 220 feet North and South by 198 feet East and West in the Northwest corner of the following property: Commencing at the Southeast corner of the North 1/2 of the Northwest 1/4; thence West 1000 feet, more or less, to the right-of-way line of Northbound Highway US-27; thence North 440 feet; thence East 1000 feet, more or less, to the East line of the North 1/2 of the Northwest 1/4; thence South 440 feet to the point of beginning, Section 18, Town 11 North, Range 2 West, Emerson Township, Gratiot County, Michigan.
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
Dated: January 28, 2010
For more information, please call:
FC H (248) 593-1300
Trott & Trott, P.C.
Attorneys For Servicer
31440 Northwestern Highway, Suite 200
Farmington Hills, Michigan 48334-2525
File #300245F01 4t4

VARNUM LLP
Attorneys
P.O. Box 352
Grand Rapids, Michigan 49501-0352
NOTICE OF MORTGAGE
FORECLOSURE AND SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE.
PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
Default has occurred in the conditions of a mortgage (the "Mortgage") made by JNK Alma Real Estate, LLC, a Michigan limited liability company, mortgagor, to The Huntington National Bank, a national banking association, having its principal offices at 50 Monroe Place - MI224, Grand Rapids, MI 49503, mortgagee, dated October 25, 2006, and recorded in the Office of the Register of Deeds of Gratiot County, Michigan, on November 13, 2006, in Liber 818, Pages 758 through 768, inclusive, and assigned to Fourteen Corporation, an Ohio corporation, successor mortgagee. Because of the default, the undersigned has elected to declare the entire unpaid amount of the Mortgage immediately due and payable.
At the date of this notice there is claimed to be due for principal and interest on the Mortgage the sum of Four Hundred Ninety Six Thousand Five Hundred Nineteen and 76/100 Dollars ($496,519.76). No suit or proceedings at law have been instituted to recover any part of the debt secured by the Mortgage.
Notice is hereby given that by virtue of the power of sale contained in the Mortgage and the statute in such case made and provided, and to pay said amount with interest as provided in the Mortgage, and all legal costs, charges and expenses, including attorney fees allowed by law, the Mortgage will be foreclosed by sale of the mortgaged premises at public vendue to the highest bidder in the lobby of the County Courthouse at 214 E. Center Street in Ithaca, the place of holding the Circuit Court within Gratiot County, Michigan, on Thursday, February 18, 2010 at 10:00 a.m. local time.
Pursuant to Section 3240(7) of the Revised Judicature Act of 1961, as amended, (MCLA 600.3240(7); MSA 27A.3240(7)), the redemption period shall be six (6) months from the date of the foreclosure sale, unless the premises is determined to be abandoned in accordance with MCLA 600.3241a; MSA 27A.3241a.
The premises covered by said mortgage is commonly known as the 1785 Wright Avenue, and is situated in the City of Alma, Gratiot County, Michigan, described as follows:
Commencing at a point 1119.83 feet North of the Southeast corner of Section 28, T12N, R3W, City of Alma, Gratiot County, Michigan, and 50 feet West of the Section line; thence North 135 feet; thence West 195 feet; thence South 135 feet; thence East 195 feet to the point of beginning. Also described as: Part of the South 1/2 of the SE 1/4 of Section 28, T12N, R3W, Pine River Township (Now City of Alma), Gratiot County, Michigan, described as beginning at a point on the East line of said Section 28; thence North 00°03' West 1119.83 feet from the SE corner of said Section 28; thence North 00°03' West 135.0 feet along said East line of Section 28; thence South 89°58' West 245 feet, along a line which is 66 feet South of and parallel to the South 1/8 line of said Section 28; thence South 00°03' East 135 feet; thence North 89°58' East 245 to the place of beginning, EXCEPT the East 50 feet thereof.
Tax Parcel No. 29-51-283-505-30
Dated: January 14, 2010
Fourteen Corporation, an Ohio corporation, Mortgagee
Varnum LLP
Donald A. Snide, Esq.
Attorneys for Mortgagee
P.O. Box 352
Grand Rapids, Michigan 49501-0352 2t5

NOTICE OF MORTGAGE
FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
NOTICE TO PROSPECTIVE PURCHASERS: This sale may be rescinded or set aside by the foreclosing mortgagee. In such event, your damages, if any, shall be limited solely to a return or refund of the bid amount tendered at such sale, together with interest at the rate set forth herein.
MORTGAGE SALE: Default having been made in the terms and conditions of a certain mortgage made by Randy Dale Hawkins II, a single man, Mortgagor, of 5380 N. Baldwin Road, St. Louis, Michigan 48887, to Chemical Bank, formerly known as Chemical Bank and Trust Company, a Michigan banking corporation, of 333 E. Main Street, Midland, Michigan 48640, Mortgagee, dated July 30, 2003, and recorded in the Office of the Register of Deeds for the County of Gratiot and State of Michigan, on August 4, 2003, in Liber 726, at page 571, inclusive, Gratiot County Records, on which mortgage there is claimed to be due for principal, interest and late fees, as of the date of this notice, the sum of Eighty-One Thousand One Hundred Thirty-One and Nineteen Hundredths Dollars ($81,131.19).
No suit or proceedings at law or in equity having been instituted to recover the debt secured by said mortgage or any part thereof, whereby the power of sale contained in said mortgage has become operative;
NOW THEREFORE, by virtue of the power of sale contained in said mortgage, and pursuant to the statutes of the State of Michigan in such case made and provided, notice is hereby given that on Thursday, February 18, 2010, at 10:00 a.m., said mortgage will be foreclosed in the lobby of the Gratiot County Courthouse, in Ithaca, State of Michigan, that being the place where the Circuit Court for the County of Gratiot is held, by a sale at public auction, to the highest bidder, of the premises described in said mortgage or so much thereof as may be necessary to pay the amount due, as aforesaid, on said mortgage with interest thereon at Five and Six Hundred Twenty-Five Thousandths percent (5.625%) per annum and all legal costs, charges and expenses, including the attorneys’ fees allowed by law, and also any taxes and insurance which may be paid by the Mortgagee on or before the date of said sale which may be necessary to protect its interest in the premises.
Said premises are situated in the Township of Emerson, in the County of Gratiot and State of Michigan, are commonly known as 5380 N. Baldwin Road, St. Louis, Michigan 48887, and are more particularly described as follows:
Commencing 752 feet Sout of the West 1/4 post of Section 3, Town 11 North, Range 2 West; thence East 264 feet; thence South 165 feet; thence West 264 feet; thence North 165 feet to place of beginning AND Part of the of the North 1/2 of the Southwest 1/4 of Section 3, Town 11 North, Range 2 West, described as follows: Beginning 587 feet South of the West 1/4 post, East 264 feet, South 165 feet, West 264 feet, North 165 feet to point of beginning.
The redemption period shall be six (6) months from the date of such sale; provided, however, that the redemption period may be shortened in the event that the property is determined to be abandoned pursuant to MCL 600.3241a.
Date: January 14, 2010
William R. Garchow (P61833)
CURRIE KENDALL PLC
6024 Eastman Avenue
Midland, Michigan 48640
(989) 839-0300
Attorneys for Chemical Bank 2t5

NOTICE OF MORTGAGE
FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Donald A. Fredrick, a Married Man, original mortgagor(s), to Mortgage Electronic Registration Systems, Inc., as nominee for lender and lender’s successors and/or assigns, Mortgagee, dated April 28, 2006, and recorded on May 2, 2006 in Liber 805 on Page 1235, in Gratiot county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of Seventy-One Thousand Four Hundred Twelve And 82/100 Dollars ($71,412.82), including interest at 7.894% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Gratiot County, at 10:00 AM, on February 18, 2010.
Said premises are situated in City of Alma, Gratiot County, Michigan, and are described as:
The South 76 Feet of the West 14 Feet of Lot 42, Park Place West; and also the Premises Beginning at the Southwest Corner of said Lot 42, thence North 76 Feet, thence West 45 Feet, thence South 76 Feet, thence East 45 Feet to the Place of Beginning. Being Part of relocated Second Avenue, City of Alma, Gratiot County, Michigan, According to the Recorded Plat thereof.
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
Dated: January 21, 2010
For more information, please call:
FC F (248) 593-1313
Trott & Trott, P.C.
Attorneys For Servicer
31440 Northwestern Highway, Suite 200
Farmington Hills, Michigan 48334-2525
File #299318F01 3t4

NOTICE OF MORTGAGE
FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Thomas E. Hurst and Jeri L. Hurst, husband and wife, original mortgagor(s), to Mortgage Electronic Registration Systems, Inc., as nominee for lender and lender’s successors and/or assigns, Mortgagee, dated June 21, 2007, and recorded on August 24, 2007 in Liber 835 on Page 808, in Gratiot county records, Michigan, and assigned by said Mortgagee to SABR Mortgage Loan 2008-1 REO Subsidiary-1, LLC as assignee, on which mortgage there is claimed to be due at the date hereof the sum of Eighty-Two Thousand Eight Hundred Forty-Nine And 96/100 Dollars ($82,849.96), including interest at 6% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Gratiot County, at 10:00 AM, on February 18, 2010.
Said premises are situated in Township of Wheeler, Gratiot County, Michigan, and are described as:
Commencing at the East Quarter Post of Section 17, Town 12 North, Range 1 West, Wheeler Township, Gratiot County, Michigan, thence West along the East and West Quarter Line of Said Section 353.00 feet, thence North 00 Degrees 35 Minutes 34 Seconds West 194.00 feet, thence East 353.00 feet to the East Line of said Section 17, and thence South 00 Degrees 35 Minutes 34 Seconds East along the East Line of said Section to the Place of Beginning of this Description
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
Dated: January 21, 2010
For more information, please call:
FC J (248) 593-1311
Trott & Trott, P.C.
Attorneys For Servicer
31440 Northwestern Highway, Suite 200
Farmington Hills, Michigan 48334-2525
File #299999F01 3t4

NOTICE OF MORTGAGE
FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Ronnie B. Smith and Michelle R. Frost a/k/a Michele R. Frost, both single persons, as joint tenants, original mortgagor(s), to Mortgage Electronic Registration Systems, Inc., as nominee for lender and lender’s successors and/or assigns, Mortgagee, dated February 28, 2006, and recorded on March 2, 2006 in Liber 801 on Page 763, in Gratiot county records, Michigan, and assigned by said Mortgagee to The Bank Of New York Mellon Fka The Bank Of New York, As Trustee For The Certificateholders Cwabs, Inc., Asset-Backed Certificates, Series 2006-6 as assignee, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Six Thousand Six Hundred Sixty-Nine And 56/100 Dollars ($106,669.56), including interest at 7.74% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Gratiot County, at 10:00 AM, on February 18, 2010.
Said premises are situated in Township of Arcada, Gratiot County, Michigan, and are described as: Lot 43, Willow Bend Subdivision, Number Two, Arcada Township, Gratiot County, Michigan, except commencing in the most Southwesterly corner of Outlot B, Willow Bend Subdivision Number Two being part of the East 1/2 Of Section 5, Town 11 North, Range 3 West, Arcada Township, Gratiot County, Michigan; thence North 22 degrees 1 minutes 24 seconds West 79.73 feet; thence South 89 degrees 57 minutes 44 seconds West 20 feet; thence South 21 degrees 41 minutes 24 seconds East 92.54 feet; thence Northeast along the North line of Willow Bend Road approximately 20 Feet to the point of beginning, being the strip of property approximately 20 feet in width lying between Outlot B and Lot 39 Willow Bend Subdivision Number Two.
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
Dated: January 21, 2010
For more information, please call:
FC X (248) 593-1302
Trott & Trott, P.C.
Attorneys For Servicer
31440 Northwestern Highway, Suite 200
Farmington Hills, Michigan 48334-2525
File #300958F01 3t4

NOTICE OF MODIFICATION
OPPORTUNITY
Borrower(s): Emma Hamilton
Property Address: 6534 Hillsinger, Elwell, MI 48832
Pursuant to MCLA 600.3205a please be advised of the following:
You have a right to request a meeting with the mortgage holder or mortgage servicer.
The name of the firm designated as the representative of the mortgage servicer is: Randall S. Miller & Associates, P.C. and designee can be contacted at the address and phone number below. You may contact a housing counselor by visiting the Michigan State Housing Development Authority’s website at http://www.michigan.gov/mshda or by calling 1-800-A-SHELTER, 24 hours a day, seven days a week, year-round. If a meeting is requested with the designee shown above, foreclosure proceedings will NOT be commenced until 90 days after the date the notice mailed to you on 02/08/2010. If an agreement is reached to modify your mortgage loan the mortgage will NOT be foreclosed if you abide by the terms of the agreement. You have the right to contact an attorney. The website for the Michigan State Bar Lawyer Referral Service is http://www.michbar.org/programs/lawyerreferral.cfm and the toll free number is 800-968-0738. You may bring an action in circuit court if you are required by law to be served notice and foreclosure proceedings are commenced, without such notice having been served upon you. If you have previously agreed to modify your mortgage loan within the past twelve (12) months under the terms of the above statute, you are not eligible to participate in this program unless you have complied with the terms of the mortgage loan, as modified.
Notice given by:
Randall S. Miller
Randall S. Miller & Associates, P.C.
43252 Woodward Avenue, Suite 180
Bloomfield Hills, MI 48302
313-583-3336 (Loan Modification
Dept.) loanmods@millerlaw.biz
Case No. 10OMI00114-1
Dated: February 11, 2010
PLEASE BE ADVISED THAT THIS OFFICE MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE.
ASAP# 3443180 02/11/2010 6t1

NOTICE OF MORTGAGE
FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Charles Melvin Bradshaw and Sasha Ann Bradshaw, husband and wife, original mortgagor(s), to Mortgage Electronic Registration Systems, Inc., as nominee for lender and lender’s successors and/or assigns, Mortgagee, dated December 22, 2005, and recorded on December 28, 2005 in Liber 797 on Page 1263, in Gratiot county records, Michigan, and assigned by said Mortgagee to Weststar Mortgage Corp as assignee, on which mortgage there is claimed to be due at the date hereof the sum of Two Hundred Thousand Eight Hundred Ninety-Six And 38/100 Dollars ($200,896.38), including interest at 7.125% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Gratiot County, at 10:00 AM, on March 4, 2010.
Said premises are situated in Township of Arcada, Gratiot County, Michigan, and are described as:
Commencing 660.58 feet South 663.21 feet East of the Northwest corner of the Southwest 1/4 of the Northwest 1/4 of Section 29, Town 11 North, Range 3 West, Arcada Township, Gratiot County, Michigan, thence East 330 feet, North 329.59 feet, West 330 feet, South 329.59 feet to the Point of beginning
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
Dated: February 4, 2010
For more information, please call:
FC H (248) 593-1300
Trott & Trott, P.C.
Attorneys For Servicer
31440 Northwestern Highway, Suite 200
Farmington Hills, Michigan 48334-2525
File #289056F01 5t4

NOTICE OF MORTGAGE
FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Melissa Wicke, an Unmarried Woman, Sole Title Holder, original mortgagor(s), to Mortgage Center LC, Mortgagee, dated May 30, 2002, and recorded on June 5, 2002 in Liber 679 on Page 736, and assigned by said Mortgagee to Michigan State Housing Development Authority, a public body corporate and politic of the State of Michigan as assignee as documented by an assignment, in Gratiot county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of Twenty-Nine Thousand Five Hundred One And 31/100 Dollars ($29,501.31), including interest at 6.375% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Gratiot County, at 10:00 AM, on March 4, 2010.
Said premises are situated in Village of Ashley, Gratiot County, Michigan, and are described as: Lot 145 and 146 according to the recorded plat thereof as recorded in Liber 2, Page 21 of Plats, Village of Ashley, Gratiot County, Michigan.
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
Dated: February 4, 2010
For more information, please call:
FC L (248) 593-1312
Trott & Trott, P.C.
Attorneys For Servicer
31440 Northwestern Highway, Suite 200
Farmington Hills, Michigan 48334-2525
File #287242F01 5t4

THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Nicholas Newville, a married man, to JPMorgan Chase Bank, N.A., Mortgagee, dated June 2, 2008 and recorded June 5, 2008 in Liber 851, Page 100, Gratiot County Records, Michigan. Said mortgage is now held by Chase Home Finance LLC by assignment. There is claimed to be due at the date hereof the sum of Eighty-Eight Thousand Thirty-One and 43/100 Dollars ($88,031.43) including interest at 6.75% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue at the main entrance to the Gratiot County Courthouse Building in the City of Ithaca, Gratiot County, MI in Gratiot County, Michigan at 10:00 a.m. on MARCH 4, 2010.
Said premises are located in the City of Alma, Gratiot County, Michigan, and are described as: Lots 3, 4, 5, and 6, Block 3, Udelle Addition to the City of Alma, Gratiot County, Michigan, according to the recorded plat thereof. The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
TO ALL PURCHASERS: The foreclosing mortgagee can rescind the sale. In that event, your damages, if any, are limited solely to the return of the bid amount tendered at sale, plus interest. If you are a tenant in the property, please contact our office as you may have certain rights.
Dated: February 4, 2010
Orlans Associates, P.C.
Attorneys for Servicer
P.O. Box 5041
Troy, MI 48007-5041
248-502-1400
File No. 310.7353
ASAP# 3433816 02/04/2010, 02/11/2010, 02/18/2010, 02/25/2010 5t4

FEDERAL LAW REQUIRES US TO ADVISE YOU THAT COMMUNICATION WITH OUR OFFICE COULD BE INTERPRETED AS AN ATTEMPT TO COLLECT A DEBT AND THAT ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU ARE IN ACTIVE MILITARY SERVICE, PLEASE CONTACT OUR OFFICE, AS YOU ARE ENTITLED TO SPECIAL PROTECTIONS. THIS IS AN OPPORTUNITY TO SAVE YOUR HOME
To: Tori J. Ellison and
Andrew Ellison
4804 West Lincoln Road
Alma, MI 48801
County: Gratiot
State law requires that you receive the following notice: You have the right to request a meeting with your mortgage holder or mortgage servicer. The person to contact and that has the authority to make agreements for a loan modification with you is: Orlans Associates, P.C Loss Mitigation Department, P.O. Box 5041, Troy, MI 48007-5041, (248) 502-1331. You may contact a housing counselor by visiting the Michigan State Housing Development Authority (“MSHDA”) website or by calling MSHDA. The website address and telephone number of MSHDA is: (www.mshda.info/counseling_search/), telephone (866) 946-7432, TTY# 1-800-382-4568. If you request a meeting with the servicer’s designate within 14 days after the Notice required under MCL 600.3205a(1) is mailed, then foreclosure proceedings will not start until 90 days after the date the Notice was mailed to you. If you and the servicer’s Designate reach an agreement to modify the mortgage loan, the mortgage will not be foreclosed if you abide by the terms of the agreement. You have the right to contact an attorney. You may contact attorney of your choice. If you do not have an attorney, the telephone number for the Michigan State Bar Association’s Lawyer Referral Service is 1-800-968-0738.
Dated: February 11, 2010
Orlans Associates P.C
Attorneys for Servicer
P.O. Box 5041
Troy, MI 48007-5041
File Number: 269.2559
ASAP# 3443530 02/11/2010 6t1

STATE OF MICHIGAN
OFFICE OF THE GRATIOT COUNTY
DRAIN COMMISSIONER
In the Matter of: Gratiot County Drain #169-10
NOTICE OF MEETING OF BOARD OF DETERMINATION
Notice is Hereby Given to you as a person liable for an assessment that the Board of Determination, composed of Leslie Whitford, Charles Cary, Thomas Bradley or alternate: Stuart Thomas will meet on Thursday February 25, 2010 at 11:00 A.M., o’clock in the forenoon, Emerson Township Hall located at 2976 Baldwin Road, Emerson Township, Michigan to hear all interested persons and evidence and to determine whether the drain in Drainage District No. 169-10 known as the #169-10 Drain, as prayed for in the Petition for consolidating, cleaning out, relocating, widening, deepening, straightening, tiling, extending or relocating along a highway, and all established tributary drains, located and established in the Township(s) of Emerson, Sections 32, 33 and 34 County of Gratiot, State of Michigan. Petition further shows that the said drains need consolidating, cleaning out, relocating, widening, deepening, straightening, tiling, extending or relocating along a highway and replacement of culverts and tile for the reason that flooding and erosion problems are occuring and the said consolidating, clearing out, relocating, widening, deepening, straightening, tiling, extending or relocating along a highway of the drains is necessary and conductive to the public health and welfare of Emerson Township(s). Dated September 21, 2009 in accordance with Sections 72 and 191 of Act No. 40, P.A. 1956, as amended for the protection of the public health of the following: Emerson Township(s).
Proceedings conducted at this public hearing will be subject to the provision of the Michigan Open Meetings Act and you are further notified that information regarding this meeting may be obtained from the County Drain Commissioner. Persons with disabilities needing accommodations for effective participation in the meeting should contact the County Drain Commissioner at the number noted below (voice) or through the Michigan Relay Center at 1-800-649-3777 (TDD) at least 24 hours in advance of the meeting to request mobility, visual, hearing or other assistance. Minutes of the meeting will be on file in the Gratiot County Drain Office.
You Are Further Notified, that persons aggrieved by the decisions of the Board of Determination may seek judicial review in the Circuit Coart of the County of Gratiot within ten (10) days of the determination.
Brian Denman
Gratiot County Drain Commissioner
214 E. Center Street
Ithaca Michigan 48847
Phone: 989-875-5207 6t2

STATE OF MICHIGAN
OFFICE OF THE GRATIOT COUNTY
DRAIN COMMISSIONER
In the Matter of: Gratiot County Drain #116-10
NOTICE OF MEETING OF BOARD OF DETERMINATION
Notice is Hereby Given to you as a person liable for an assessment that the Board of Determination, composed of Leslie Whitford, Charles Cary, Thomas Bradley or alternate: Stuart Thomas will meet on Thursday February 25, 2010 at 9:00 A.M., o’clock in the forenoon, Bethany Township Hall located at on the corner of Blair and Jefferson Roads, Bethany Township, Michigan to hear all interested persons and evidence and to determine whether the drain in Drainage District No. 116-10 known as the #116-10 Drain, as prayed for in the Petition for consolidating, cleaning out, relocating, widening, deepening, straightening, tiling, extending or relocating along a highway, and all established tributary drains, located and established in the Township(s) of Bethany, Sections 23, 24, 25 and 26 County of Gratiot, State of Michigan. Petition further shows that the said drains need consolidating, cleaning out, relocating, widening, deepening, straightening, tiling, extending or relocating along a highway and replacement of culverts and tile for the reason that flooding and erosion problems are occuring and the said consolidating, clearing out, relocating, widening, deepening, straightening, tiling, extending or relocating along a highway of the drains is necessary and conducive to the public health and welfare of Bethany Township(s). Dated September 14, 2007 in accordance with Sections 72 and 191 of Act No. 40, P.A. 1956, as amended, for the protection of the public health of the following: Bethany Township(s).
Proceedings conducted at this public hearing will be subject to the provision of the Michigan Open Meetings Act and you are further notified that information regarding this meeting may be obtained from the County Drain Commissioner. Persons with disabilities needing accommodations for effective participation in the meeting should contact the County Drain Commissioner at the number noted below (voice) or through the Michigan Relay Center at 1-800-649-3777 (TDD) at least 24 hours in advance of the meeting to request mobility, visual, hearing or other assistance. Minutes of the meeting will be on file in the Gratiot County Drain Office.
You Are Further Notified, that persons aggrieved by the decisions of the Board of Determination may seek judicial review in the Circuit Coart of the County of Gratiot within ten (10) days of the determination.
Brian Denman
Gratiot County Drain Commissioner
214 E. Center Street
Ithaca Michigan 48847
Phone: 989-875-5207 6t2

NOTICE OF MORTGAGE
FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Cynthia M O’Valle a single woman and Tyler Bauer a single man, original mortgagor(s), to Mortgage Electronic Registration Systems, Inc., as nominee for lender and lender’s successors and/or assigns, Mortgagee, dated August 28, 2007, and recorded on August 29, 2007 in Liber 835 on Page 1408, and assigned by said Mortgagee to US Bank, NA as assignee as documented by an assignment, in Gratiot county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of Fifty-Seven Thousand One Hundred Two And 11/100 Dollars ($57,102.11), including interest at 6.875% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Gratiot County, at 10:00 AM, on March 11, 2010.
Said premises are situated in Village of Breckenridge, Gratiot County, Michigan, and are described as:
Lot 8, Block 16, Except the North 66 feet thereof, Assessor’s Plat of South Breckenridge according to the Plat recorded in Liber 1 of Plats, Page 132, Village of Breckenridge Gratiot County Michigan.
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
Dated: February 11, 2010
For more information, please call:
FC L (248) 593-1312
Trott & Trott, P.C.
Attorneys For Servicer
31440 Northwestern Highway, Suite 200
Farmington Hills, Michigan 48334-2525
File #290423F01 6t4

NOTICE PURSUANT TO MCL 600.3205a(4)
NOTICE is hereby provided to Rachel Walker and Jeffery Walker, the borrowers and/or mortgagors (hereinafter “Borrower”) regarding the property located at: 11636 W Madison Rd, Riverdale, MI 48877-9742.
The Borrower has the right to request a meeting with the mortgage holder or mortgage servicer. The agent designated by the Mortgage Servicer and/or Mortgage Holder to contact and that has authority to make agreements under MCL sections 600.3205b and 600.3205c is: Trott & Trott, P.C., 31440 Northwestern Highway, Suite 200, Farmington Hills, MI 48334-2525 at (248) 593-1312
The Borrower may contact a housing counselor by visiting the Michigan State Housing Development Authority’s website or by calling the Michigan State Housing Development Authority at http://www.michigan.gov/mshda or at (866) 946-7432.
If the Borrower requests a meeting with the agent designated above by contacting an approved housing counselor within 14 days from February 5, 2010, foreclosure proceedings will not be commenced until 90 days after February 5, 2010.
If the Borrower and the agent designated above reach an agreement to modify the mortgage loan, the mortgage will not be foreclosed if the Borrower abides by the terms of the agreement.
The Borrower has the right to contact an attorney. The telephone number of the State Bar of Michigan’s Lawyer Referral Service is (800) 968-0738.
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.
ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE.
Date: February 11, 2010
For more information, please call:
FC L (248) 593-1312
Trott & Trott, P.C.
Attorneys For Servicer and/or Mortgage Holder
31440 Northwestern Highway, Suite 200
Farmington Hills, MI 48334-2525
File # 309425F01 6t1

NOTICE OF MORTGAGE
FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Mike Gallahan, A Married Man, original mortgagor(s), to Mortgage Electronic Registration Systems, Inc., as nominee for lender and lender’s successors and/or assigns, Mortgagee, dated May 16, 2007, and recorded on May 21, 2007 in Liber 830 on Page 43, and assigned by said Mortgagee to Chase Home Finance LLC as assignee as documented by an assignment, in Gratiot county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of Eighty Thousand Two Hundred Nineteen And 74/100 Dollars ($80,219.74), including interest at 6.75% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Gratiot County, at 10:00 AM, on March 11, 2010.
Said premises are situated in City of Alma, Gratiot County, Michigan, and are described as:
The West 60 feet of Lot 6, Block 3, Michigan Avenue Heights Subdivision City of Alma, Gratiot County, Michigan, according to the recorded plat thereof, and Lots 7 and 8, Lewis and Searl Addition to the City of Alma, Gratiot County, Michigan, according to the recorded plat thereof
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
Dated: February 11, 2010
For more information, please call:
FC S (248) 593-1304
Trott & Trott, P.C.
Attorneys For Servicer
31440 Northwestern Highway, Suite 200
Farmington Hills, Michigan 48334-2525
File #203179F02 6t4

NOTICE PURSUANT TO
MCL 600.3205a(4)
NOTICE is hereby provided to Joseph H Fetters, Vickie L Fetters and Vickie L Fetters, the borrowers and/or mortgagors (hereinafter “Borrower”) regarding the property located at: 6324 River St, Riverdale, MI 48877-9210.
The Borrower has the right to request a meeting with the mortgage holder or mortgage servicer. The agent designated by the Mortgage Servicer and/or Mortgage Holder to contact and that has authority to make agreements under MCL sections 600.3205b and 600.3205c is: Trott & Trott, P.C., 31440 Northwestern Highway, Suite 200, Farmington Hills, MI 48334-2525 at (248) 593-1302
The Borrower may contact a housing counselor by visiting the Michigan State Housing Development Authority’s website or by calling the Michigan State Housing Development Authority at http://www.michigan.gov/mshda or at (866) 946-7432.
If the Borrower requests a meeting with the agent designated above by contacting an approved housing counselor within 14 days from February 5, 2010, foreclosure proceedings will not be commenced until 90 days after February 5, 2010.
If the Borrower and the agent designated above reach an agreement to modify the mortgage loan, the mortgage will not be foreclosed if the Borrower abides by the terms of the agreement.
The Borrower has the right to contact an attorney. The telephone number of the State Bar of Michigan’s Lawyer Referral Service is (800) 968-0738.
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.
ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE.
Date: February 11, 2010
For more information, please call:
FC X (248) 593-1302
Trott & Trott, P.C.
Attorneys For Servicer and/or Mortgage Holder
31440 Northwestern Highway, Suite 200
Farmington Hills, MI 48334-2525
File # 095486F03 6t1

NOTICE OF MORTGAGE
FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Russell and Carol Hoard, husband and wife and Larry Blair and Lisa Earl, a single woman, a single man, original mortgagor(s), to Mortgage Electronic Registration Systems, Inc., as nominee for lender and lender’s successors and/or assigns, Mortgagee, dated June 14, 2006, and recorded on June 19, 2006 in Liber 809 on Page 169, in Gratiot county records, Michigan, and assigned by said Mortgagee to Deutsche Bank National Trust Company as Trustee for Morgan Stanley ABS Capital I Inc. Trust 2006-HE8 Mortgage Pass-Through Certificates, Series 2006-HE8 as assignee, on which mortgage there is claimed to be due at the date hereof the sum of Ninety-Five Thousand Four Hundred Seventy-Two And 95/100 Dollars ($95,472.95), including interest at 10.875% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Gratiot County, at 10:00 AM, on March 11, 2010.
Said premises are situated in City of Ithaca, Gratiot County, Michigan, and are described as:
The South 78 feet of the East 64 feet of lot 4, Block F, Northeast Ithaca, City of Ithaca, Gratiot County, Michigan, according to the recorded plat thereof
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
Dated: February 11, 2010
For more information, please call:
FC X (248) 593-1302
Trott & Trott, P.C.
Attorneys For Servicer
31440 Northwestern Highway, Suite 200
Farmington Hills, Michigan 48334-2525
File #259441F02 6t4

AS A DEBT COLLECTOR, WE ARE ATTEMPTING T0 COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NOTIFY (248) 362-6100 IF YOU ARE IN ACTIVE MILITARY DUTY.
Catherine T. Walker and Kristina Walker N/K/A Kristina Maclam, as Tenants In Common have defaulted on a Mortgage for the real property known as: 1601 Hickory Street
This Notice is to inform you that you have the right to request a meeting with the mortgage holder or mortgage servicer. Laurie Humphrey has been designated by them as the person to contact who has authority to determine your eligibility for a mortgage modification. Catherine T. Walker, Kristina Maclam and Daniel Uhl may contact a housing counselor by visiting the Michigan State Housing Development Authority’s (MSHDA) website at www.michigan.gov/mshda or by calling the Michigan State Housing Development Authority at (866) 946-7432. That if Catherine T. Walker, Kristina Maclam and Daniel Uhl request a meeting with the person designated above, within 14 days, foreclosure proceedings will not commence until 90 days after the date a notice was mailed to them. That if Catherine T. Walker, Kristina Maclam and Daniel Uhl and the designated person reach an agreement to modify the mortgage loan, the mortgage will not be foreclosed if Catherine T. Walker, Kristina Maclam and Daniel Uhl abide by the terms of the agreement. Catherine T. Walker, Kristina Maclam and Daniel Uhl has the right to contact an attorney. You may contact the State Bar of Michigan Lawyer referral service (800) 968.0738.
Dated: February 11, 2010
By: Michael I. Rich (P-41938)
Attorney for Weltman, Weinberg, &
Reis Co., L.P.A.
2155 Butterfield Drive, Suite 200-S
Troy, MI 48084
WWR# 10033337 6t1

NOTICE TO CREDITORS
DECEDENT’S ESTATE
State of Michigan, Probate Court for the County of Gratiot.
Estate of BARBARA MERLE FOX, Deceased. Date of birth: 8/27/1938.
NOTICE TO CREDITORS: The decedent, BARBARA MERLE FOX, who lived at 4990 Shore Lane Drive, Perrinton, Michigan died January 4, 2010.
Creditors of the decedent are notified that all claims against the estate will be forever barred unless presented to Clarence C. Fox, named personal representative or proposed personal representative, or to both the probate court at 214 E. Center Street, PO Box 217, Ithaca, and the named/proposed personal representative within 4 months after the date of publication of this notice.
Dated: February 8, 2010.
Clarence C. Fox
Personal Representative
4990 Shore Lane Drive
Perrinton, Michigan 48871
Phone: (989) 682-4342
Jefferson P. Arnold P10262
Attorney
100 E. Center Street
Ithaca, Michigan 48847
Phone: (989) 875-3610 6t1

NOTICE TO CREDITORS
DECEDENT’S ESTATE
State of Michigan, Probate Court for the County of Gratiot.
Estate of KAY E. HOLMQUIST, Deceased. Date of birth: 5/22/1919.
NOTICE TO CREDITORS: The decedent, KAY E. HOLMQUIST, who lived at 403 N. Union Street, Ithaca, Michigan died March 26, 2009.
Creditors of the decedent are notified that all claims against the estate will be forever barred unless presented to Terrie Randolph, named personal representative or proposed personal representative, or to both the probate court at 214 E. Center Street, PO Box 217, Ithaca, and the named/proposed personal representative within 4 months after the date of publication of this notice.
Dated: February 8, 2010.
Terrie Randolph
Personal Representative
403 N. Union Street
Ithaca, Michigan 48847
Phone: (989) 875-8538
Jefferson P. Arnold P10262
Attorney
100 E. Center Street
Ithaca, Michigan 48847
Phone: (989) 875-3610 6t1