Gratiot County Herald

http://gcherald.com/legal_news/legal-notices-published-august-26-2010.shtml

Legal Notices published August 26, 2010

PUBLICATION OF
NOTICE OF HEARING
State of Michigan, Probate Court, Gratiot County, Circuit Court - Family Division.
In the matter of Dominique Knapik, Name Change. File No. 10-182-NC.
TO ALL INTERESTED PERSONS whose address(es) are unknown and whose interest in the matter may be barred or affected by the following:
TAKE NOTICE: A hearing will be held on 09/13/2010 at 10:30 a.m. at Probate and Family Division Courtroom, Ithaca, Michigan before Judge Jack T. Arnold P10260 for the following purpose: PETITION TO CHANGE NAME OF DOMINIQUE LYNN KNAPIK TO DOMINIQUE LYNN RODRIGUEZ.
Dated: August 19, 2010.
Dominique Lynn Knapik
Petitioner
411 Apt B Crawford Street
St. Louis, Michigan 48880 34t1

NOTICE OF MORTGAGE
FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
MORTGAGE SALE – Default has been made in the conditions of a mortgage made by Shree Nijanand LLC, original mortgagor, to The National Republic Bank of Chicago, Mortgagee, dated December 29, 2005, and recorded on January 3, 2006, in Liber 798, Page 125, in Gratiot County Register of Deeds, Ithaca, Michigan, on which mortgage there is claimed to be due as of July 7, 2010 the sum of Six Hundred Ninety Eight Thousand Seven Hundred Twenty Six Dollars and 29/100 ($698,726.29), including interest at 8 percent per annum plus default interest.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public auction, at the Gratiot County Courthouse, 214 E. Center Street, Ithaca, Michigan 48847 at 10 a.m. on Thursday, September 2, 2010.
Said premises are located in the City of St. Louis, Gratiot County, Michigan, and are described as:
Land situated in the City of St. Louis, County of Gratiot, State of MI.
Parcel 1: The South 1/2 of Lot 4, all of Lots 5 and 6, and part of Lot 7, described as: Commencing 132 feet West of the Southeast corner of Block 34, Original Plat of the City of St. Louis; thence North 62 feet, 10 inches; thence West 33 feet; thence South 62 feet, 10 inches; thence East 33 feet to beginning, all in Block 34, Map of Pine River, Original Plat of the City of St. Louis, according to the recorded Plat thereof as recorded in the Gratiot County Register of Deeds Office.
Parcel 2: Part of Lot 9, Block 34, Map of Pine River, Original Plat of the City of St. Louis, according to the recorded Plat thereof as recorded in the Gratiot County Register of Deeds Office, described as: Beginning at a point which is South 52.25 feet (52 1/4 feet) and West, 163.00 feet from the Northeast corner of Lot 9, Block 34; thence West 2.54 feet; thence South 12.8 feet along the West line of Lot 9 to a point which is North, 1.02 feet from the Southwest corner of Lot 9; thence North 56°57’ East, 5.5 feet; thence North 74°28’ East, 4.9 feet; thence North 38°40’30” West, 10.89 feet to the point of beginning.
Commonly known as:
220 West Washington Avenue
Tax ID No.: 29-53-010-114-00 and
29-53-010-117-10
The redemption period shall be six months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
Dated: July 29, 2010
WHEELER UPHAM, P.C.,
by John M. Roels
Attorneys for
The National Republic Bank of Chicago
40 Pearl Street NW, Suite 200
Grand Rapids, MI 49503
(616) 459-7100 31t4

MORTGAGE SALE
AS A DEBT COLLECTOR, WE ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NOTIFY US AT THE NUMBER
BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
MORTGAGE SALE - Default having been made in the terms and conditions of a certain mortgage made by Betty A. Crippen , , Mortgagors, to TMS Mortgage, Inc. dba The Money Store, Mortgagee, dated the 17th day of September, 1997 and recorded in the office of the Register of Deeds, for The County of Gratiot and State of Michigan, on the 24th day of September, 1997 in Liber 574 of Gratiot County Records, page 319, said Mortgage having been assigned to Wachovia Equity Servicing, LLC Successor by merger to HomEq Servicing Corporation (successor by merger to TMS Mortgage Inc., DBA The Money Store) on which mortgage there is claimed to be due, at the date of this notice, the sum of Forty Seven Thousand Four Hundred Twenty Seven & 36/100 ($47,427.36), and no suit or proceeding at law or in equity having been instituted to recover the debt secured by said mortgage or any part thereof. Now, therefore, by virtue of the power of sale contained in said mortgage, and pursuant to statute of the State of Michigan in such case made and provided, notice is hereby given that on the 9th day of September, 2010 at 10:00 o’clock am Local Time, said mortgage will be foreclosed by a sale at public auction, to the highest bidder, at the Gratiot Cty Courthouse Bldg in City of Ithaca, Gratiot County, MI (that being the building where the Circuit Court for the County of Gratiot is held), of the premises described in said mortgage, or so much thereof as may be necessary to pay the amount due, as aforesaid on said mortgage, with interest thereon at 8.7500% per annum and all legal costs, charges, and expenses, including the attorney fees allowed by law, and also any sum or sums which may be paid by the undersigned, necessary to protect its interest in the premises. Which said premises are described as follows: All that certain piece or parcel of land, including any and all structures, and homes, manufactured or otherwise, located thereon, situated in the Township of Seville, County of Gratiot, State of Michigan, and described as follows, to wit:
Lot 3, except the N3 Rods, and Lot 4, Block 3, John B Adams Addition to the Village of Riverdale, according to the plat reccorded in Liber 1, Page 10, Seville Township, Gratiot County, Michigan
During the six (6) months immediately following the sale, the property may be redeemed, except that in the event that the property is determined to be abandoned pursuant to MCLA 600.3241a, the property may be redeemed during 30 days immediately following the sale.
Dated: 8/12/2010
Wachovia Equity Servicing, LLC
Successor by merger to HomEq
Servicing Corporation (successor by
merger to TMS Mortgage Inc.,
DBA The Money Store)
Mortgagee
FABRIZIO & BROOK, P.C.
Attorney for Wachovia Equity Servicing,
LLC Successor by merger to HomEq
Servicing Corporation (successor by
merger to TMS Mortgage Inc., DBA
The Money Store)
888 W. Big Beaver, Suite 800
Troy, Ml 48084
248-362-2600
HE Crippen 32t4

MORTGAGE SALE
SCHNEIDERMAN & SHERMAN, P.C., IS ATTEMPTING TO COLLECT A DEBT, ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT (248)539-7400 IF YOU ARE IN ACTIVE MILITARY DUTY.
MORTGAGE SALE – Default has been made in the conditions of a mortgage made by DOUGLAS D. MOOMEY and DIANE L. MOOMEY, HUSBAND AND WIFE, to FIRST SECURITY SAVINGS BANK, Mortgagee, dated January 8, 1990, and recorded on January 16, 1990, in Liber 492, on Page 4, and assigned by said mortgagee to FLAGSTAR BANK, FSB FKA FIRST SECURITY SAVINGS BANK, as assigned,Gratiot County Records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of Sixteen Thousand Nine Hundred Twenty-Nine Dollars and Eighty-Six Cents ($16,929.86), including interest at 10.000% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public venue, Main entrance to the Gratiot County Courthouse Building in the City of Ithaca, Gratiot County, Michigan at 10:00 AM o’clock, on September 9, 2010
Said premises are located in Gratiot County, Michigan and are described as:
LOT 2, BLOCK M OF THE VILLAGE OF FOREST HILL, ACCORDING TO THE RECORDED PLAT THEREOF; ALSO A PIECE OF LAND COMMENCING 10 RODS SOUTH AND 10 RODS EAST OF THE NORTHWEST CORNER OF SECTION 16, TOWN 12 NORTH, RANGE 3 WEST, THENCE SOUTH 8 RODS, EAST 4 RODS, NORTH 8 RODS, THENCE WEST 4 RODS TO THE PLACE OF BEGINNING; PINE RIVER TOWNSHIP, GRATIOT COUNTY, MICHIGAN.
The redemption period shall be 12 months from the date of such sale unless determined abandoned in accordance with 1948CL 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
Dated: August 4, 2010
FLAGSTAR BANK, FSB FKA FIRST
SECURITY SAVINGS BANK
Mortgagee/Assignee
Schneiderman & Sherman, P.C.
23938 Research Drive, Suite 300
Farmington Hills, MI 48335 32t4

NOTICE OF MORTGAGE
FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Duaine C. Culver and Sherry L. Culver, husband and wife, original mortgagor(s), to Mortgage Electronic Registration Systems, Inc., as nominee for lender and lender’s successors and/or assigns, Mortgagee, dated November 21, 2006, and recorded on November 30, 2006 in Liber 819 on Page 1079, in Gratiot county records, Michigan, and assigned by said Mortgagee to HSBC Mortgage Services, Inc. as assignee, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Thirty-Six Thousand Five Hundred Ninety-Two And 27/100 Dollars ($136,592.27), including interest at 9.17% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Gratiot County, at 10:00 AM, on September 9, 2010.
Said premises are situated in Township of Newark, Gratiot County, Michigan, and are described as:
Beginning at the Southeast corner of the North 1/2 of the North 1/2 of the Southeast 1/4 of Section 4, Town 10 North, Range 3 West, Newark Township, Gratiot County, Michigan, thence North 16 Rods, thence West 10 Rods, thence South 16 Rods, thence East 10 Rods, to the Point of Beginning, Except the North 1/2 foot thereof.
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
Dated: August 12, 2010
For more information, please call:
FC H (248) 593-1300
Trott & Trott, P.C.
Attorneys For Servicer
31440 Northwestern Highway, Suite 200
Farmington Hills, Michigan 48334-2525
File #332277F01 32t4

NOTICE OF MORTGAGE
FORECLOSURE SALE
BIRCHLER, FITZHUGH, PURTELL & SAROW, PLC IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
The mortgage described below is in default:
Mortgage made by Jason Clark and Amber Clark, husband and wife, to GreenStone Farm Credit Services, ACA, mortgagee in a mortgage dated May 8, 2009, and recorded in the office of the Gratiot County Register of Deeds on May 18, 2009, in Liber 867, pages 1281 - 1285, Gratiot County Register of Deeds. The balance claimed owing on the mortgage at the time of this notice is One Hundred Six Thousand Eighty-nine and 35/100 (106,089.35) Dollars. The mortgage contains a power of sale, and no suit or proceedings at law or in equity have been instituted to recover the debt secured by the mortgage or any part thereof.
NOW, THEREFORE, take notice that the mortgage will be foreclosed by sale of the property described in the mortgage at public auction on Thursday, September 30, 2010, at 10:00 a.m., at the main entrance of the Gratiot County Courthouse, 214 E. Center Street, Ithaca, Michigan (that being the place where the Gratiot County Circuit Court is held). The mortgagee will apply the sale proceeds to the debt on the mortgage, as stated above, plus interest charges at the rate of 6.2224% (composite rate), and expenses, including the attorney fees allowed by law or contract, and also any amount which may be paid by the mortgagee to protect its interest in the property.
The property to be sold at foreclosure is described as follows: All that certain piece or parcel of land situated in the Township of Pine River, Gratiot County, Michigan, and described as follows, to-wit:
Part of the Northwest 1/4 of the Northwest 1/4 of Section 7, Town 12 North, Range 3 West, Pine River Township, Gratiot County, Michigan described as: Beginning South 89º25’13” East along the North Section line 660.00 feet from the Northwest corner of said Section 7; thence continuing South 89º25’13” East along said North Section line 442.21 feet; thence South 00º15’37” West parallel to the West 1/8th line, 264.00 feet; thence South 89º25’13” East, parallel to the North Section line, 330.00 feet to the West 1/8th line; thence South 00º15’37” West along said West 1/8th line, 1058.65 feet to the North 1/8th line; thence North 89º22’41” West along said North 1/8th line, 578.14 feet; thence North 00º15’37” East parallel to said West 1/8th line, 1058.23 feet; thence North 89º25’13” West parallel to said North Section line, 192.87 feet; thence North, parallel to the West Section line, 264.00 feet back to the place of beginning. EXCEPT: A parcel of land being a part of the Northwest 1/4 of the Northwest 1/4 of Section 7, Town 12 North, Range 3 West, Pine River Township, Gratiot County, Michigan described as: Beginning at a point on the North Section line, which is South 89º25’37” East 937.32 feet from the Northwest corner; thence South 89º25’37” East along the North Section line 165.0 feet; thence South 0º12’49” West, Parallel with the West 1/8th line, 264.0 feet; thence North 89º25’37” West, parallel with the North Section line, 165.0 feet; thence North 0º12’49” East, parallel with the West 1/8 line, 264.0 feet to the point of beginning.
ALSO
Part of the Northwest 1/4 of the Northwest 1/4 of Section 7, Town 12 North, Range 3 West, Pine River Township, Gratiot County, Michigan described as: Beginning at the Northwest corner of said Section 7, thence South, along the West Section line, 499.45 feet; thence South 89º25’37” East, 542.42 feet; thence South parallel to said West Section line, 460.95 feet, thence North 89º25’37” West, 135.00 feet to the Easterly bank of a drainage ditch; thence South 39º21’56” East along said Easterly bank of a drainage ditch, 471.92 feet to the North 1/8th line; thence South 89º22’41” East along the North 1/8th line, 141.30 feet; thence North 00º15’37” East 1058.23 feet; thence North 89º25’13” West parallel to the North Section line, 192.87 feet; thence North, parallel to said West Section line, 264.00 feet to the North Section line; thence North 89º25’13” West along said North Section line, 660.00 feet back to the place of beginning.
The redemption period shall be (1) one year from the date of sale pursuant to MCL §600.3240, unless the property is determined abandoned in accordance with MCL 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
DATED: August 21, 2010
GreenStone Farm Credit Services, ACA,
Mortgagee
Drafted by:
J. Joseph Purtell, Attorney for Mortgagee
Birchler, Fitzhugh, Purtell & Sarow, PLC
900 Center Avenue
Bay City, Michigan 48708
Telephone: (989) 892-0591 34t4

NOTICE TO CREDITORS
In the Matter of M. HELEN ENGLISH REVOCABLE LIVING TRUST, created on the December 3, 1979, and amended January 23, 1984, September 10, 1991, and September 1, 1993.
Date of birth: May 25, 1914.
TO ALL CREDITORS:
NOTICE TO CREDITORS: The deceased Settlor, M. HELEN ENGLISH, who lived 4465 N. McClelland, Breckenridge, Michigan 48615 died June 20, 2010.
Creditors of the decedent are notified that all claims against the Trust will be forever barred unless presented to Karen M. Schorge and Kendall R. English, Co-Successor Trustees, or to the UAW Legal Services Plan, Morley Building, One Tuscola Street, Suite 300, Saginaw, Michigan 48607 or to both, within 4 months after the date of publication of this notice, August 11, 2010.
Dated: August 11, 2010.
Karen M. Schorge
681 Heine Street
Frankenmuth, MI 48734
Kendall R. English
4465 N. McClelland Road
Breckenridge, MI 48615
UAW Legal Services Plan
Kimberly R. Holihan (P33242)
Morley Building
One Tuscola Street
Saginaw, MI 48607
(989) 776-6650 34t1

NOTICE OF MORTGAGE
FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Travis M Wilson and Amy Wilson, husband and wife, original mortgagor(s), to Mortgage Electronic Registration Systems, Inc., as nominee for lender and lender’s successors and/or assigns, Mortgagee, dated March 19, 2007, and recorded on March 26, 2007 in Liber 826 on Page 519, and assigned by said Mortgagee to CitiMortgage, Inc. as assignee as documented by an assignment, in Gratiot county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Thirty-Seven Thousand Fifty-Three And 77/100 Dollars ($137,053.77), including interest at 6.625% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Gratiot County, at 10:00 AM, on September 23, 2010.
Said premises are situated in Township of North Star, Gratiot County, Michigan, and are described as:
Commencing at a point 255 feet East of the Southwest corner of the East 1/2 of the Southwest 1/4, Section 15, Town 10 North, Range 2 West, North Star Township, Gratiot County, Michigan, Thence North 300 feet, Thence East 275 feet, Thence South 300 feet, Thence West 275 feet to the point of beginning
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
Dated: August 26, 2010
For more information, please call:
FC C (248) 593-1301
Trott & Trott, P.C.
Attorneys For Servicer
31440 Northwestern Highway, Suite 200
Farmington Hills, Michigan 48334-2525
File #333773F01 34t4

NOTICE OF MORTGAGE
FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Marshall W. Chase and Karen M. Chase, husband and wife as tenants by the entireties, original mortgagor(s), to Bedford Home Loans, Inc., Mortgagee, dated September 11, 2004, and recorded on October 4, 2004 in Liber 763 on Page 1027, in Gratiot county records, Michigan, and assigned by mesne assignments to HSBC Bank, USA as assignee, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Twenty-Six Thousand Eight Hundred Thirty-Two And 89/100 Dollars ($126,832.89), including interest at 7.2% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Gratiot County, at 10:00 AM, on September 23, 2010.
Said premises are situated in Township of Emerson, Gratiot County, Michigan, and are described as:
Beginning on the South line of Section 24, Town 11 North, Range 2 West , Emerson Township, Gratiot County, Michigan at a point located 347.18 feet West of the South 1/4 corner of said Section 24; thence West 184.00 feet along the South line of said Section 24; thence North 296.00 feet at right angles to the South line said Section 24; thence East 184.00 feet; thence South 296.00 feet to the place of beginning.
Subject to restrictions, easements, reservations and rights of way of record, if any.
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
Dated: August 26, 2010
For more information, please call:
FC H (248) 593-1300
Trott & Trott, P.C.
Attorneys For Servicer
31440 Northwestern Highway, Suite 200
Farmington Hills, Michigan 48334-2525
File #332859F01 34t4

NOTICE PURSUANT TO
MCL 600.3205a(4)
NOTICE is hereby provided to Eric Wittig, the borrowers and/or mortgagors (hereinafter “Borrower”) regarding the property located at: 8635 W Saint Charles Rd, Sumner, MI 48889-8720.
The Borrower has the right to request a meeting with the mortgage holder or mortgage servicer. The agent designated by the Mortgage Servicer and/or Mortgage Holder to contact and that has authority to make agreements under MCL sections 600.3205b and 600.3205c is: Trott & Trott, P.C., 31440 Northwestern Highway, Suite 200, Farmington Hills, MI 48334-2525 at (248) 593-1300
The Borrower may contact a housing counselor by visiting the Michigan State Housing Development Authority’s website or by calling the Michigan State Housing Development Authority at http://www.michigan.gov/mshda or at (866) 946-7432.
If the Borrower requests a meeting with the agent designated above by contacting an approved housing counselor within 14 days from August 20, 2010, foreclosure proceedings will not be commenced until 90 days after August 20, 2010.
If the Borrower and the agent designated above reach an agreement to modify the mortgage loan, the mortgage will not be foreclosed if the Borrower abides by the terms of the agreement.
The Borrower has the right to contact an attorney. The telephone number of the State Bar of Michigan’s Lawyer Referral Service is (800) 968-0738.
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.
ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE.
Date: August 26, 2010
For more information, please call:
FC H (248) 593-1300
Trott & Trott, P.C.
Attorneys For Servicer and/or Mortgage Holder
31440 Northwestern Highway, Suite 200
Farmington Hills, MI 48334-2525
File # 319994F03 34t1

FEDERAL LAW REQUIRES US TO ADVISE YOU THAT COMMUNICATION WITH OUR OFFICE COULD BE INTERPRETED AS AN ATTEMPT TO COLLECT A DEBT AND THAT ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU ARE IN ACTIVE MILITARY SERVICE, PLEASE CONTACT OUR OFFICE, AS YOU ARE ENTITLED TO SPECIAL PROTECTIONS. THIS IS AN OPPORTUNITY TO SAVE YOUR HOME
To: Deborah Hawkins and
Christopher Hawkins
211 3rd Street
Breckenridge, MI 48615
County: Gratiot
State law requires that you receive the following notice: You have the right to request a meeting with your mortgage holder or mortgage servicer. The person to contact and that has the authority to make agreements for a loan modification with you is: Orlans Associates, P.C Loss Mitigation Department, P.O. Box 5041, Troy, MI 48007-5041, (248) 502-1331. You may contact a housing counselor by visiting the Michigan State Housing Development Authority (“MSHDA”) website or by calling MSHDA. The website address and telephone number of MSHDA is: (www.mshda.info/counseling_search/), telephone (866) 946-7432, TTY# 1-800-382-4568. If you request a meeting with the servicer’s designate within 14 days after the Notice required under MCL 600.3205a(1) is mailed, then foreclosure proceedings will not start until 90 days after the date the Notice was mailed to you. If you and the servicer’s Designate reach an agreement to modify the mortgage loan, the mortgage will not be foreclosed if you abide by the terms of the agreement. You have the right to contact an attorney. You may contact attorney of your choice. If you do not have an attorney, the telephone number for the Michigan State Bar Association’s Lawyer Referral Service is 1-800-968-0738.
Dated: August 26, 2010
Orlans Associates P.C
Attorneys for Servicer
P.O. Box 5041
Troy, MI 48007-5041
File Number: 618.4897
ASAP# 3702875 08/26/2010 34t1

FEDERAL LAW REQUIRES US TO ADVISE YOU THAT COMMUNICATION WITH OUR OFFICE COULD BE INTERPRETED AS AN ATTEMPT TO COLLECT A DEBT AND THAT ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU ARE IN ACTIVE MILITARY SERVICE, PLEASE CONTACT OUR OFFICE, AS YOU ARE ENTITLED TO SPECIAL PROTECTIONS. THIS IS AN OPPORTUNITY TO SAVE YOUR HOME
To: Jessica Foster
424 Allen
Alma, MI 48801
County: Gratiot
State law requires that you receive the following notice: You have the right to request a meeting with your mortgage holder or mortgage servicer. The person to contact and that has the authority to make agreements for a loan modification with you is: Orlans Associates, P.C Loss Mitigation Department, P.O. Box 5041, Troy, MI 48007-5041, (248) 502-1331. You may contact a housing counselor by visiting the Michigan State Housing Development Authority (“MSHDA”) website or by calling MSHDA. The website address and telephone number of MSHDA is: (www.mshda.info/counseling_search/), telephone (866) 946-7432, TTY# 1-800-382-4568. If you request a meeting with the servicer’s designate within 14 days after the Notice required under MCL 600.3205a(1) is mailed, then foreclosure proceedings will not start until 90 days after the date the Notice was mailed to you. If you and the servicer’s Designate reach an agreement to modify the mortgage loan, the mortgage will not be foreclosed if you abide by the terms of the agreement. You have the right to contact an attorney. You may contact attorney of your choice. If you do not have an attorney, the telephone number for the Michigan State Bar Association’s Lawyer Referral Service is 1-800-968-0738.
Dated: August 26, 2010
Orlans Associates P.C
Attorneys for Servicer
P.O. Box 5041
Troy, MI 48007-5041
File Number: 200.6856
ASAP# 3701796 08/26/2010 34t1

SCHNEIDERMAN & SHERMAN, P.C. IS ATTEMPTING TO COLLECT A DEBT, ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT 248-539-7400 IF YOU ARE IN ACTIVE MILITARY DUTY.
INITIAL FORECLOSURE NOTICE AS REQUIRED BY MICHIGAN PUBLIC ACT 30 OF 2009. Notice is hereby provided to Teresa L. Hagerman, the borrowers and/or mortgagors (hereinafter “Borrower”) regarding the property known as 508 HAYES STREET, ALMA, MI 48801 that the mortgage is in default. The Borrower has the right to request a meeting with the mortgage holder or mortgage servicer through its designated agent, Schneiderman & Sherman, P.C. (“Designated Agent”), 23938 Research Drive, Suite 300, Farmington Hills, Michigan 48335, 248-539-7400 (Tel), 248-539-7401 (Fax), email: designatedagent@sspclegal.com. Teresa L. Hagerman also has/have the right to contact the Michigan State Housing Development Authority (“MSHDA”) at its website www.michigan.gov/mshda or by calling MSHDA at (866) 946-7432 (Tel). If Borrower(s) requests a meeting, no foreclosure proceeding will be commenced until the expiration of 90 days from the date Notice was mailed to the Borrower(s) pursuant to Section 3205(a) of HB 4454, Public Act 30 of 2009. If Designated Agent and Borrower(s) agree to modify the mortgage, the mortgage will not be foreclosed if the Borrower(s) abide by the terms of the modified mortgage. Borrower(s) have the right to contact an attorney or the State Bar of Michigan Lawyer Referral Service at (800) 968-0738 (Tel).
Pub Date: August 26, 2010
SCHNEIDERMAN & SHERMAN, P.C.
23938 Research Drive, Suite 300
Farmington Hills, Michigan 48335 34t1

NOTICE OF BORROWER’S RIGHTS
THIS NOTICE CONCERNS Ricky E. King and Honnaya M. King (“BORROWER”) REGARDING PROPERTY LOCATED AT 1075 S. Alger Road Ithaca MI 48847. THE BORROWER HAS THE RIGHT TO REQUEST A MEETING WITH INDEPENDENT BANK AND SHOULD CONTACT Sue K. AT 800.292.5020 ext. 44030 TO SCHEDULE A MEETING IF DESIRED. THIS PERSON HAS THE AUTHORITY TO MAKE AGREEMENTS UNDER MCL 600.3205b AND MCL 600.3205c. THE BORROWER MAY CONTACT A HOUSING COUNSELOR BY VISITING THE MSHDA WEBSITE (www.mshda.info/counseling_search/) OR BY CALLING THE MSHDA (1-866-946-7432). IF THE BORROWER REQUESTS A MEETING WITH THE PERSON DESIGNATED ABOVE WITHIN THE STATUTORY PERIOD, FORECLOSURE PROCEEDINGS WILL NOT BE COMMENCED UNTIL 90 DAYS AFTER THE DATE THAT NOTICE WAS MAILED TO THE BORROWER. IF THE BORROWER AND THE PERSON DESIGNATED ABOVE REACH AN AGREEMENT TO MODIFY THE BORROWER’S MORTGAGE LOAN, THE MORTGAGE WILL NOT BE FORECLOSED IF THE BORROWER ABIDES BY THE TERMS OF THE AGREEMENT. THE BORROWER HAS THE RIGHT TO CONTACT AN ATTORNEY. THE MICHIGAN STATE BAR ASSOCIATION LAWYER REFERRAL SERVICE TELEPHONE NUMBER IS 1-800-968-0738. 34t1

FORECLOSURE NOTICE
RANDALL S. MILLER &
ASSOCIATES, P.C. IS A DEBT
COLLECTOR ATTEMPTING TO
COLLECT A DEBT AND ANY
INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Mortgage Sale - Default has been made in the conditions of a certain mortgage made by Eric L Morgan, a married person, and Nancy L Buccilli-Morgan, his wife, to Century 21 Mortgage, Mortgagee, dated August 15, 2003, and recorded on August 21, 2003, in Liber 729, Page 327, Gratiot County Records, said mortgage was modified by loan modification agreement dated December 10, 2004, and recorded on March 15, 2005, in Liber 775, Page 273, said mortgage was assigned to Carrington Mortgage Services by an Assignment of Mortgage which has been submitted to the Gratiot County Register of Deeds, on which mortgage there is claimed to be due at the date hereof the sum of Eighty-Five Thousand One Hundred Forty-Six and 98/100 ($85,146.98) including interest at the rate of 7.95400% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public venue, at the place of holding the Circuit Court in said Gratiot County, where the premises to be sold or some part of them are situated, at 10:00 AM on September 23, 2010
Said premises are situated in the City of Ithaca, Gratiot County, Michigan, and are described as:
Lot 88 and 89, Division “E”, Supervisor`s Plat of the City of Ithaca, Gratiot County, according to the recorded plat thereof. Commonly known as: 501 North Elm Street
The redemption period shall be 6.00 months from the date of such sale, unless determined abandoned in accordance with MCL 600.3241a, in which case the redemption period shall be 30 days from the date of such sale, or 15 days after statutory notice, whichever is later.
Dated: August 26, 2010
Randall S. Miller & Associates, P.C.
Attorneys for
Carrington Mortgage Services
43252 Woodward Avenue, Suite 180
Bloomfield Hills, MI 48302
(248) 335-9200
Case No. 10MI00837-1 34t4

NOTICE PURSUANT TO
MCL 600.3205a(4)
NOTICE is hereby provided to Michael D. Ritenburgh and Coleen M. Ritenburgh, the borrowers and/or mortgagors (hereinafter “Borrower”) regarding the property located at: 419 N Maple St, Ithaca, MI 48847-1029.
The Borrower has the right to request a meeting with the mortgage holder or mortgage servicer. The agent designated by the Mortgage Servicer and/or Mortgage Holder to contact and that has authority to make agreements under MCL sections 600.3205b and 600.3205c is: Trott & Trott, P.C., 31440 Northwestern Highway, Suite 200, Farmington Hills, MI 48334-2525 at (248) 593-1301
The Borrower may contact a housing counselor by visiting the Michigan State Housing Development Authority’s website or by calling the Michigan State Housing Development Authority at http://www.michigan.gov/mshda or at (866) 946-7432.
If the Borrower requests a meeting with the agent designated above by contacting an approved housing counselor within 14 days from August 20, 2010, foreclosure proceedings will not be commenced until 90 days after August 20, 2010.
If the Borrower and the agent designated above reach an agreement to modify the mortgage loan, the mortgage will not be foreclosed if the Borrower abides by the terms of the agreement.
The Borrower has the right to contact an attorney. The telephone number of the State Bar of Michigan’s Lawyer Referral Service is (800) 968-0738.
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.
ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE.
Date: August 26, 2010
For more information, please call:
FC C (248) 593-1301
Trott & Trott, P.C.
Attorneys For Servicer and/or Mortgage Holder
31440 Northwestern Highway, Suite 200
Farmington Hills, MI 48334-2525
File # 014752F06 34t1

NOTICE PURSUANT TO
MCL 600.3205a(4)
NOTICE is hereby provided to John A Spooner and Teresa M Spooner, the borrowers and/or mortgagors (hereinafter “Borrower”) regarding the property located at: 203 Maple Ave, Alma, MI 48801-2232.
The Borrower has the right to request a meeting with the mortgage holder or mortgage servicer. The agent designated by the Mortgage Servicer and/or Mortgage Holder to contact and that has authority to make agreements under MCL sections 600.3205b and 600.3205c is: Trott & Trott, P.C., 31440 Northwestern Highway, Suite 200, Farmington Hills, MI 48334-2525 at (248) 593-1302
The Borrower may contact a housing counselor by visiting the Michigan State Housing Development Authority’s website or by calling the Michigan State Housing Development Authority at http://www.michigan.gov/mshda or at (866) 946-7432.
If the Borrower requests a meeting with the agent designated above by contacting an approved housing counselor within 14 days from August 20, 2010, foreclosure proceedings will not be commenced until 90 days after August 20, 2010.
If the Borrower and the agent designated above reach an agreement to modify the mortgage loan, the mortgage will not be foreclosed if the Borrower abides by the terms of the agreement.
The Borrower has the right to contact an attorney. The telephone number of the State Bar of Michigan’s Lawyer Referral Service is (800) 968-0738.
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.
ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE.
Date: August 26, 2010
For more information, please call:
FC X (248) 593-1302
Trott & Trott, P.C.
Attorneys For Servicer and/or Mortgage Holder
31440 Northwestern Highway, Suite 200
Farmington Hills, MI 48334-2525
File # 338827F01 34t1

PUBLICATION OF
NOTICE TO CREDITORS
In the Matter of the REEVES FAMILY TRUST dated March 17, 2004;
To all Interested Parties and Creditors of Clarence E. Reeves and the Reeves Family Trust, please take notice that Clarence E. Reeves, who lived at 2621 North Baldwin, Ithaca, Michigan 48847, died on April 3, 2008. Creditors of the decedent are notified that all claims against the decedent and the decedents' Trust will be forever barred unless presented to Sandra Reeves, at 2621 North Baldwin, Ithaca, Michigan 48847, or to her attorneys, Jackson, Jackson & Associates, P.C., at 120 E. Walker Street, P.O. Box 246, St. Johns, Michigan 48879, in writing, within four (4) months after the date of the publication of this Notice.
Dated: August 18, 2010
William G. Jackson (P15388)
Jackson, Jackson & Associates, P.C.
Attorney for Sandra Reeves,
Successor Trustee
2621 North Baldwin
Ithaca, Michigan 48847
PREPARED BY:
JACKSON, JACKSON & ASSOCIATES,
P.C.
William G. Jackson (P 15388)
120 E. Walker Street
P.O. Box 246
St. Johns, MI 48879
(989) 224-6734 34t1